Recently Divorced Mother of Three Has Credit Card, Medical and School Debt. – Gail

“Dear Steve,

Recently divorced mother of 3. I still have a great deal of credit card, medical and school debt. I am only working part time and would really like to begin making some type of payments to my creditors no matter how small until my emploument situation emproves.

Should I contact each of my creditors and how do I do that or contact a credit counseling agency?


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