Fortunately I think I realized it was a scam before I was actually scammed, so I suppose it might not actually be one. But in case it is, here is my story.
I heard an ad on the radio saying they could help with student loan repayment, and since I will have to start paying back my loans soon I figured they were worth calling.
They wanted my name, ssn, dob, and other general questions which were all fairly typical of this type of agency. They even asked for my pin. I should have hung up then, but at the very least it struck me that that was odd enough that I lied about it.
They told me it didn’t work, but that they could assist me in retrieving it. It didn’t occur to me until hours later that the security question they asked for was right off the pin.ed.gov page. At any rate, they proposed a fantastic deal, didn’t care terribly much about actual references (another red flag) and they also wanted a number for the fee that they at the very least told me upfront.
I told them I would think about it and get back to them tomorrow. I decided to look this company up when I got to my computer before filling out the paperwork, part of which was handing over the power of attorney.
I can’t find anything about them, either through the BBB or GuideStar, and their facebook page for their company and the company they are supposedly a charter with were both opened two months ago.
At any rate, I have a feeling this is a money scam and not a fraud scam, but I’ve already changed my security questions, pin, and any other changeable information. I’ll also inform FAFSA tomorrow of what happened tomorrow. This may not be a scam, but in retrospect it sure is suspicious.
Consumer Action Taken:
As I didn’t proceed further than the talking stage I should be safe, that said I will be relying on my identity guards and watching my bank accounts carefully to insure nothing changes.
Date This Problem Happened: October 29, 2013
State You Live in: Maryland
Age Range: 21-35
Total Amount of Fee Paid: $0
Company Name: AP Student Loan Relief
AP Student Loan Relief
675 West Indiantown Road
Jupiter, FL 33458
Company Telephone Number: 877-818-3791
Website of Company: apstudentloanrelief.com
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