I Filed Bankruptcy and Listed My Student Loan Debt. – Kevin

“Dear Steve,

I had my bankruptcy discharged in April, 2013. I just read your article on discharging student loans, and did not see the school on the list that I attended, I have a loan from sallie mae that is currently with a collection agency.

Is there a amendment or special request I can file to see if I can discharge this debt, I didn’t try to include it with bankruptcy because I was under the impression it wasn’t able to be discharged?


Dear Kevin,

Your student loan debt should have been listed in your bankruptcy anyway because it was a liability you owe and you have to list all liabilities. Your attorney should have known that.

I think you are saying the school you went to was not on the accredited school list. And if the school was not accredited when you went there then your private student loans should be discharged.

You should go back to your bankruptcy attorney and bring that article to their attention so they can see how easily the loans can be dismissed if they match the criteria.

Please post your responses and follow-up messages to me on this in the comments section below.


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Damon Day - Pro Debt Coach

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