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Fake Looking Official Mailer for Student Loan Assistance

Written by Steve Rhode

An amazing reader, Emily, sent in a new debt relief mailer through my I Buy Junk Mail program.

As you can see from the outside the mailer does not identify the company and pretends to look like an official mailer.

It comes from postal permit 1297 in Sacramento, California, which has been responsible for sending out other debt relief mailers. The outside says it is from Student Loan Services Pre-Qualification Adjustment / Disbursement Division.

Student Loan Services Pre-Qual

The inside of the mailer says the program is the AFB Student Loan Assistance and Benefits Program. and that consumers who bit on this offer will be able to finance the service fee with Orion Acceptance Corporation.

While the mailer makes all sorts of promises, what it does not disclose is that reduced payment programs are available for free through the Department of Education.

In the fine print at the bottom the company is identified as AFB, 311 Professional Center Drive, Suite 200, Rohnert Park, CA 94928. There is a company named American Financial Benefits Center the BBB reports at that address.

Student Loan Offer Inside


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.

If you receive a credit or debt relief offer in the mail, do some good and let me pay you for it. Click here.

Want to See More Mailers?

Want to see more mailers I’ve reviewed as part of this program? Click Here.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • They are a TRUE SCAM, the absolute worst of the worst. The modern day equivalent of mortgage companies falsefying documents to get a loan, these guys at AFBC are convincing debtors that their family size can be anyone who you feed occasionally or who you give gifts to while the legal definition is someone who you proivde at least 50% of their monthly financial necessities to. They are doing nothing that people cannot do themselves and the way they are getting customers a $0 payment is by making their family size a high number 7-12. Once the debtor goes to apply for loan forgiveness they will be quickly audited to realize their family size is not that large and they will be stuck with their entire loan plus interest, having just paid a for profit company thousands of dollars for providing absolutely nothing other than “Products and Services” all outlined in their fourteen page contract covering their ass legally. THESE GUYS ARE THE WORST, BRANDON FRERE NEEDS TO BE HAULED AWAY TO JAIL they are absolute scum of the earth, ruining peoples lives.

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