A collection agency is reporting that I opened a credit card in 2011. I was actually totally unable to get credit by 2011 because in graduate school I became unemployed and had some serious financial problems. I think this is a debt from 2004. Is there anything I can do about this?
Thanks in advance. I am trying now to work on my credit and reestablish financial stability.
Sounds like a relatively easy matter to take care of if this is truly just a misreported date.
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