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Home > Scam Reporter > AFS Legal Services > AFS Legal Services / Asset Filing Services – Consumer Complaint – July 30, 2014

AFS Legal Services / Asset Filing Services – Consumer Complaint – July 30, 2014

Consumer Statement:

CALLED MY PERSONAL LINE AT WORK THREATENING TO SUE ME.AND INSTRUCTED ME TO CALL BACK BECASUE IT WAS AN URGENT MATTER. I CALLED BACK ASKED THEM WHAT WAS THIS REGARDING, SHE SAID FRADUALENT FINACIAL CHARGES WITH MY CHASE ACCOUNT WITH SOME COMPANY NAME EVERGREEN FINANCIAL WHICH I NEVER EVEN HEARD OF. I REQUESTED DOCUMENTATION FOR THIS MATTER SHE REFUSED AND GOT ARGRY BECAUSE I WANTED PAPERWORK BEFORE I GO ANY FURTHER. SHE THEN HUNG ON ME CALLED MY JOB TWICE ASKING TO SPEAK TO MY SUPERVISOR. THE TOLD HER SHE CAN TALK TO HR AND SHE REFUSED. I BELEIVE THIS FRAUD OR SOME TYPE OF EXTORTION.

Consumer Action Taken:

ASKED FOR PROPER DOCUMENTATION AND THEY REFUSE.

Date This Problem Happened: July 29, 2014

State You Live in: Michigan

Race/Ethnicity: Alaska Native

Age Range: 21-35

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Total Amount of Fee Paid:

Company Name: AFS Legal Services / Asset Filing Services

Company Address:

Company Telephone Number: 949-383-5350

Website of Company: assetfilingservice.com


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About Consumer

Consumer
This is information that was submitted by a third party and not generated by GetOutOfDebt.org or Steve Rhode.
  • WILL

    PLEASE READ CAREFULLY:
    I WAS A COLLECTOR FOR THAT OUTFIT BY ACCIDENT THE ACTUAL NAME IS NATIONAL CLIENT SERVICES. THEY HIRE UNDER FALSE AND MISLEADING PRETENSES AS WELL. I RELOCATED BACK TO GEORGIA FROM NEVADA APPIED FOR THE JOB GOT THE JOB WHEN ON THE FLOOR I WAS BLINDSIDED BY THE SCRIPT WHICH SAYS AFS LEGAL SERVICES.IT IS RUN BY A DRUG DEALER NAMED OMAR SMITH HIS CO HORTS WHO LIE AND PIGGY BACK OFF THE REAL AFS LEGAL ARE TAMEKIA SMITH AND DAVID ALLEN.MY TIME THERE WAS HORRIBLE WE WERE CALLED ROACHES AND MR.SMITH WHO SAYS HE IS THE HNIC WHEN COMINGIN THE DOOR THREATENS HIS EMPLOYEES TO INFLATE BALANCES AND WORK FOR PENNIES. THE COMPANIES TRUE LOCATION IS IN GEORGIA HAS 3 OFFICES TUCKER, MARIETTA,AND HAPEVILLE IF THE COLLECTORS DIDNT DO WHAT MR SMITH ASKED HE WOULD THEN DROPOR DONT PAY YOU ALL TOGETHER THE INDIVIDUALRESPONSIBLE IS NAMED TAMEKIA SMITH HER ADDRESS IS 6604 MIMOSA CIRCLE TUCKER GA I PROMISE THIS IS CORRECT. THEY ALSO FALSIFY CHECK STUBS AND W-2 INFORMATION I AM TELLING THE HONEST TO GOD TRUTH. I AM A DEBT COLLECTOR WHO HAS BEEN COLLECTING DEBT SINCE 1999 AND I LOVE THIS INDUSTRY.I JUST DONT LIKE THE TACTICS ITS AGAINST THE LAW I QUIT AND WAS NEVER PAID INFACT I WAS EVEN THREATENED BY MR SMITH I DON’T SCARE EASILY. HER NUMBER IS 908-428-6270 BE QUICK THEY’RE ON THE MOVE.

  • smith050423

    AGAINST THE LAW NO UP FRONT FEES -( all states )
    DEBT SETTLEMENT COMPANIES AND LAW FIRMS

    -FILE A COMPLAINT WITH ATTORNEY GENERAL OFFICE AND FEDERAL TRADE COMMISSION

    IT ILLEGAL FOR LAW FIRMS or debt settlement COMPANIES TO CHARGE MONEY UNTIL SETTLEMENT IS MADE with CREDITOR.

    NO- UP FRONT FEES

    PLEASE READ LINK BELOW

    The Federal Trade Commission (FTC), the nation’s consumer protection agency, has amended the Telemarketing Sales Rule (TSR) to add specific provisions to curb deceptive and abusive practices associated with debt relief services. One key change is that many more businesses will now be subject to the TSR. Debt relief companies that use telemarketing to contact potential customers or hire someone to call people on their behalf have always been covered by the TSR. The new Rule expands the scope to cover not only outbound calls — calls you place to potential customers — but in-bound calls as well — calls they place to you in response to advertisements and other solicitations. If your business is involved in debt relief services, here are three key principles of the new Rule:

    ●●It’s illegal to charge upfront fees. You can’t collect any fees from a customer before you have settled or otherwise resolved the consumer’s debts. If you renegotiate a customer’s debts one after the other, you can collect a fee for each debt you’ve renegotiated, but you can’t front-load payments. You can require customers to set aside money in a dedicated account for your fees and for payments to creditors and debt collectors, but the new Rule places restrictions on those accounts to make sure customers are protected.

    ●●You have to disclose certain information before signing people up for your services. Before people sign up, you must disclose fundamental aspects of your services, including how long it will take for them to get results, how much it will cost, the negative consequences that could result from using debt relief services, and key information about dedicated accounts, if you use them.

    ●You can’t misrepresent your services. The new Rule prohibits you from making false or unsubstantiated claims about your services

    WHO’S COVERED BY THE NEW RULE
    The new Rule applies to for-profit sellers of debt relief services and telemarketers for debt relief companies. The new Rule defines a “debt relief service” as a program that claims directly, or implies, that it can renegotiate, settle, or in some way change the terms of a person’s debt to an unsecured creditor or debt collector. That includes reducing the balance, interest rates or fees a person owes. The TSR defines “telemarketing” as a “plan, program, or campaign . . . to induce the purchase of goods or services” involving more than one interstate telephone call. Most of the provisions of the TSR apply to sellers and telemarketers, so the terms “company” and “provider” in this Guide refer to both. In addition, certain parts of the Rule apply to those who provide substantial assistance or support to sellers or telemarketers.

    Some examples of debt relief services include:
    ►Calls to you in response to advertising — consumer calls in response to TV or radio commercials; infomercials; home shopping programs; ads in magazines, newspapers or the phone book; online ads; billboards; or ads in other media .

    ►►Calls to you in response to most direct mail promotions
    — consumer calls in response to postcards, flyers, door hangers, brochures, “certificates,” letters, email, faxes, etc., urging people to call about debt relief services.

    1. How much your service costs and other important terms. Before someone signs up for your service, you must disclose all fees. If you charge a specific dollar amount, you must disclose that amount. If you charge a percentage of the amount a customer would save as a result of your program, you have to disclose both the percentage and the estimated dollar amount it represents for that customer. In addition, before someone signs up, you must disclose any material restrictions, limitations, or conditions on your services. If the sales presentation includes a statement about your company’s refund policy, you must also include a clear and conspicuous disclosure of all terms and conditions of the policy. If you don’t give refunds, the Rule requires you to tell people that before they sign up

    FILE A COMPLAINT WITH FEDERAL TRADE COMMISSION

    THE ATTORNEY BAR ASSOCIATION

    ALSO FILE A COMPLAINT ON YOUR STATES ATTORNEY GENERAL OFFICE ONLINE

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