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HDRP Funding – National Hardship and Debt Relief Program

Written by Steve Rhode

An amazing reader Denise sent in a new debt relief mailer through my I Buy Junk Mail program.

She received a mailer from HDRP Funding Department for something called the National Hardship and Debt Relief Program which they abbreviate as HDRP. It was sent from postal permit 507 in Santa Ana, California.

The back of the check contains handwriting, presumed to be from the consumer, that says GFS, Curadebt, and CareOne.

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The inside of the mailer says the consumer has been approved for the National Hardship and Debt Relief Program which I believe to be a debt relief program from a company and not a government program. Interestingly the name of the company behind this program is not identified on the inside or outside.

The mailer makes claims of savings but is silent if these claims include fees.

It claims to offer benefits limited in the city where Denise lives.

The mailer includes what looks like a real check, however it is not. The back of the fake check actually says it is a check but the front says “not a check” below the signature line. Confusing.

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The domain name enrollmentprogram.com has hidden domain ownership.

If you go to the URL in the mailer you land on this page.

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It is only when reading the fine print on the site that you learn the company “does not provide debt relief services, student loan payment assistance or relief, bankruptcy or any type of loan. We match consumers with partners in our network which may review your online submission and offer their service.”

The page also says, “Our partners do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time.” So it is puzzling how the mailer could make any claim on debt reduction.


This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.

If you receive a credit or debt relief offer in the mail, do some good and let me pay you for it. Click here.

Want to See More Mailers?

Want to see more mailers I’ve reviewed as part of this program? Click Here.




About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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