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I’m Getting Married to a Guy That Has Not Paid His Credit Card Bills in 6 Months. – Monique

Monique

“Dear Steve,

My fiance and I are getitng married soon. He has been laid off, has not paid his credit card bills in over 6 months and I want to know if these credit card companies can take my taxes when we file becuase we will file jointly but he’s had no income this year.

We’re barely making it on my income so we haven’t been able to make payments on his credit cards. He’s seeking work but in the meantime, his bill still aren’t being paid. Can they take my taxes or garnish my wages if we get married and I file taxes with him?

Can they take my taxes or garnish my wages if we get married and I file taxes with him as my dependent?

Monique”

Dear Monique,

The only way I see any tax refund being intercepted would be if one of his unpaid debts is a government backed student loan.

Otherwise, as long as all the bad debt is in his name alone that should not involve you at all. Since it does not involve you, your wages can’t be garnished for his bad debts.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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