How Can I Get a Government Loan to Pay Off My Debts? – Angela

“Dear Steve,

I work 10 to 25 hours a week doing retail. I am at least 15,000 dollars in debt and i really want to pay my bills but i dont know how to make it work.

How can I get a government grant to at least help with my problem?


Dear Angela,

Despite the late night commercials or emails that you might get let me be clear about this fact, THE GOVERNMENT DOES NOT GIVE GRANTS TO PAY OFF YOUR DEBT.

It’s a scam. It’s a scam to prey on desperate people looking for free and easy money to get out of debt. They don’t exist. Period.

Getting out of debt involves either increasing income, lowering expenses or a combination of the both. If you feel that with your situation you can’t do that, the most logical option for you to pursue is bankruptcy. But if you can afford at least your monthly minimum payments, keep paying those to keep your credit good.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Do you have a question you'd like to ask me for free? Go ahead and click here.

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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