Have about $50,000.00 of credit card debt.
Have received a court summons for credit card debt. How do I reply?
If you got a summons then one or more of your creditors is suing you. You can always hire a local lawyer to give you legal advice or you can follow the instructions on the summons and provide any information they are requesting.
Go to the court date and appear before the judge for your suit. This will be your best opportunity to explain your situation but don’t assume that the judge will rule in your favor. If you are not paying your bills then the creditor will probably win the lawsuit as a course of law. You promised to pay, but you’re not. But, you never know.