Debt Interviews

Jannelle is Young, Homeless and Starting Over.


Jannelle is only 21 but for the past six weeks she has lived at the rescue mission and has had a place to sleep off the streets. In fact today she landed a job at a new restaurant at the local mall.

While she previously worked in a management position in Atlanta at a marketing firm, she has struggled with keeping a roof over her head since she moved to Raleigh, NC.

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Interviewer: So we’re standing down in front of the Raleigh Rescue Mission and I’m with – what’s your name?

Jannelle: Jannelle.

Interviewer: Jannelle? And how do you spell that, Jannelle?

Jannelle: J-A-N-N-E-L-L-E.

Interviewer: All right. And a minute ago we were talking about people who have had a home and have suddenly found themselves without a home. Can you tell us what your story was, what the tipping point was for you?

Jannelle: Well, I was in Atlanta. I was a training manager for a marketing firm, and I decided I didn’t want to do that. I wanted to be a little more stable, so I moved to – with my mother in North Carolina and I was there – I was with her for a couple of months since February and then I guess we started falling out. She got a new boyfriend and I had to go. So I came down to Raleigh Rescue Mission. I actually just got a job today, so I’m excited; should be outta my situation pretty soon.

Interviewer: What are you gonna be doing?

Jannelle: Cooking.

Interviewer: Oh, excellent.

Jannelle: It’s a new restaurant in Crabtree Valley Mall just is opening up, so I got it.

Interviewer: So was that event which led to you ending up at the rescue mission – was that completely unexpected?

Jannelle: Yeah. Well, my mom actually lost her place, and she moved in with her boyfriend, and I stayed there for about three weeks, not a situation I wanted to be in.

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Interviewer: Why?

Jannelle: ’Cause they were starting something new, and I didn’t know him really that well. He was a good guy. I mean I just – I’m grown now, so I felt like I could do it by myself.

Interviewer: How old are you now?

Jannelle: Twenty-one.

Interviewer: How old?

Jannelle: Twenty-one.

Interviewer: Twenty-one.

Jannelle: Yeah.

Interviewer: And once you get this job and it starts, are you gonna be able to get out on your own, you said?

Jannelle: Definitely. It’s fulltime finally, and I should – yeah. I don’t have any, you know, vices or anything like that, so I’m definitely optimistic about my future.

Interviewer: Is this the first time that you’ve had to spend time at the rescue mission?
Jannelle: Yeah. I was – when I was with my mom, I was kinda in and out the house, but this – I guess for this last six weeks, it’s been like a permanent kinda – yeah.

Interviewer: So for all of us who don’t know what it’s like to live at the rescue mission, can you fill us in?

Jannelle: It is what you make it. I guess I had problems with depression when I was a teenager, and I’ve been more excited about life being here than I was as a teenager because I know, you know, I can – you know, my future’s up to me. I don’t have any other factors except, you know, how hard I work, so I mean you gotta deal with a lotta different type of personalities. Some people have mental disorders and such, but again, if you keep to yourself and keep focused on your goals, I mean success is imminent.

Interviewer: All right. And before you came here to North Carolina, did you have any credit or debt or financial obligations?

Jannelle: I had a credit card, about $50.00 – $500.00.

Interviewer: All right, you gotta go.

Jannelle: Yeah.

Interviewer: All right. Here you go, Jannelle.

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Jannelle: Thank you.

Interviewer: Thank you. Bye.

Jannelle: All right.


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Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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