Debt Interviews

Jannelle is Young, Homeless and Starting Over.

Jannelle

Jannelle is only 21 but for the past six weeks she has lived at the rescue mission and has had a place to sleep off the streets. In fact today she landed a job at a new restaurant at the local mall.

While she previously worked in a management position in Atlanta at a marketing firm, she has struggled with keeping a roof over her head since she moved to Raleigh, NC.

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Transcript

Interviewer: So we’re standing down in front of the Raleigh Rescue Mission and I’m with – what’s your name?

Jannelle: Jannelle.

Interviewer: Jannelle? And how do you spell that, Jannelle?

Jannelle: J-A-N-N-E-L-L-E.

Interviewer: All right. And a minute ago we were talking about people who have had a home and have suddenly found themselves without a home. Can you tell us what your story was, what the tipping point was for you?

Jannelle: Well, I was in Atlanta. I was a training manager for a marketing firm, and I decided I didn’t want to do that. I wanted to be a little more stable, so I moved to – with my mother in North Carolina and I was there – I was with her for a couple of months since February and then I guess we started falling out. She got a new boyfriend and I had to go. So I came down to Raleigh Rescue Mission. I actually just got a job today, so I’m excited; should be outta my situation pretty soon.

Interviewer: What are you gonna be doing?

Jannelle: Cooking.

Interviewer: Oh, excellent.

Jannelle: It’s a new restaurant in Crabtree Valley Mall just is opening up, so I got it.

Interviewer: So was that event which led to you ending up at the rescue mission – was that completely unexpected?

Jannelle: Yeah. Well, my mom actually lost her place, and she moved in with her boyfriend, and I stayed there for about three weeks, not a situation I wanted to be in.

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Interviewer: Why?

Jannelle: ’Cause they were starting something new, and I didn’t know him really that well. He was a good guy. I mean I just – I’m grown now, so I felt like I could do it by myself.

Interviewer: How old are you now?

Jannelle: Twenty-one.

Interviewer: How old?

Jannelle: Twenty-one.

Interviewer: Twenty-one.

Jannelle: Yeah.

Interviewer: And once you get this job and it starts, are you gonna be able to get out on your own, you said?

Jannelle: Definitely. It’s fulltime finally, and I should – yeah. I don’t have any, you know, vices or anything like that, so I’m definitely optimistic about my future.

Interviewer: Is this the first time that you’ve had to spend time at the rescue mission?
Jannelle: Yeah. I was – when I was with my mom, I was kinda in and out the house, but this – I guess for this last six weeks, it’s been like a permanent kinda – yeah.

Interviewer: So for all of us who don’t know what it’s like to live at the rescue mission, can you fill us in?

Jannelle: It is what you make it. I guess I had problems with depression when I was a teenager, and I’ve been more excited about life being here than I was as a teenager because I know, you know, I can – you know, my future’s up to me. I don’t have any other factors except, you know, how hard I work, so I mean you gotta deal with a lotta different type of personalities. Some people have mental disorders and such, but again, if you keep to yourself and keep focused on your goals, I mean success is imminent.

Interviewer: All right. And before you came here to North Carolina, did you have any credit or debt or financial obligations?

Jannelle: I had a credit card, about $50.00 – $500.00.

Interviewer: All right, you gotta go.

Jannelle: Yeah.

Interviewer: All right. Here you go, Jannelle.

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Jannelle: Thank you.

Interviewer: Thank you. Bye.

Jannelle: All right.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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