severly in debt around 50000 not including mortage. Behind on all but mortgage.
Talked to lawyer,says I won’t lose the house but I am having a hard time believing it. I don;t live in it, my parents do. they help pay what they can, its not a rental. Can;t find any alternative, was even considering quitting my job so I can access my 401k. This is making me phyically sick.
I had the following questions that I’d like for you to answer before I can answer your question. Please post your answers in the comments section of your question. I’m looking forward to helping you for free.
- Did the bankruptcy lawyer tell you that you would probably file a Chapter 13 bankruptcy?
- Is the mortgage on the house your parents live in the only mortgage you have?
- How much of the mortgage payment do your parents pay each month?
- What are your other debts?
As soon as you can post the answers to my questions above I’ll be able to help.
If any reader wants to offer advice in the comments section please feel free to participate.