severly in debt around 50000 not including mortage. Behind on all but mortgage.
Talked to lawyer,says I won’t lose the house but I am having a hard time believing it. I don;t live in it, my parents do. they help pay what they can, its not a rental. Can;t find any alternative, was even considering quitting my job so I can access my 401k. This is making me phyically sick.
I had the following questions that I’d like for you to answer before I can answer your question. Please post your answers in the comments section of your question. I’m looking forward to helping you for free.
- Did the bankruptcy lawyer tell you that you would probably file a Chapter 13 bankruptcy?
- Is the mortgage on the house your parents live in the only mortgage you have?
- How much of the mortgage payment do your parents pay each month?
- What are your other debts?
As soon as you can post the answers to my questions above I’ll be able to help.