Latest Posts
Home > Unanswered Questions > I’m Studying to be a Doctor But So Deep in Debt It’s Killing Me. – Melissa

I’m Studying to be a Doctor But So Deep in Debt It’s Killing Me. – Melissa

Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here.

“Dear Steve,

I am currently a full time student in dire need of taking out a school loan, and due to my current debt ($12,000.00) I have been denied on all of my loan applications. I have tried to pay off my debts, but I only work enough to pay my basic expensis due to being enrolled in an intense medical degree program. To make a long story short- my school is my main priority and unfourtunatly because of some really poor credit choices in my past I am payin for it now.

Is there a minimum debt that one must have in NYS in order to file for bankrupcy? How does bankrupcy affect future loan applications and credit request?


Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.