Unanswered Questions

I’m Studying to be a Doctor But So Deep in Debt It’s Killing Me. – Melissa

Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response and advice in the comments section of the original question. Click here.

“Dear Steve,

I am currently a full time student in dire need of taking out a school loan, and due to my current debt ($12,000.00) I have been denied on all of my loan applications. I have tried to pay off my debts, but I only work enough to pay my basic expensis due to being enrolled in an intense medical degree program. To make a long story short- my school is my main priority and unfourtunatly because of some really poor credit choices in my past I am payin for it now.

Is there a minimum debt that one must have in NYS in order to file for bankrupcy? How does bankrupcy affect future loan applications and credit request?


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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