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Like most, credit card debt but one major Bank has raised the interest from 9.9% to 37.18% w/o any notice. The interest charges are outrageous and preventing me from paying down other cards as most of the $ must now go to this account. They will not hear me, will not negotiate unless I go to a debt settlement company, I do not want to do that as I am in good standing with all and do not want to jeopardize my relationship with these other banks.
What to do ? No payments have ever been late or just the minimum. In these times I find this disgusting.
The bank is Advanta Bank.