I have multiple accounts on my credit that are in outstanding order. However, I also have 4 derogatory accounts that have brought my credit down quite considerably.
Since a civilian lawyer can help by sending letters to credit companies and the business itself to dispute or investigate further (for usually a large fee), can JAG do the same for the Soldier so they do not have to spend a ton of money?
Those credit repair techniques you mention are basically B.S. While a disputed account may be able to be removed temporarily, the moment the creditor reports to the bureaus again it will get dumped right back. Additionally, using a falsified credit report to apply for future credit is a crime.
You are much better off to actually pay the outstanding items you owe and show the accounts as paid, than engage in attempted trickery.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.