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Should I Skip a Couple of Mortgage Payments So I Can Pay For a Bankruptcy Attorney? – Justin

“Dear Steve,

I am going to file bankruptcy and have stopped paying all my credit cards. I still have no money to pay an attorney.

Should I skip a couple of mortgage payments in order to pay an attorney?

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

Justin”

Dear Justin,

I don’t think that’s going to help you much. If you want to keep the house in bankruptcy you’ll need to either be current with the house or be able to make the regular mortgage payment plus a bit of the amount you are behind if you enter a Chapter 13 bankruptcy.

If you can’t afford to keep the house, well then, that’s a different matter.

Please update me on your progress by

P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.

Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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