I signed with the credit exchange and the jhonson law group and they let me be sued for 8000 dollars because the law group did nothing. My garnishment is for 168 a week
Client understands the outcome of [XXXX] debt settlement services cannot be guaranteed and individual results may vary. Creditors are likely to continue collection efforts on delinquent accounts while enrolled in the program. Company cannot stop all calls from creditors. Collection efforts can include phone calls, collection letters, charge off reporting to the credit bureaus, contracting or selling your accounts to collection agencies or law offices, and lawsuits resulting in judgments by the courts.
The marketing message of debt settlement companies make it sound like you will be magically rid of half your debt without any consequences. That is simply untrue.
The reality is when you stop paying your creditors you fall into default and the creditor can avail themselves of any legal remedy specified in the terms and conditions you agreed to with the creditor.
I think your only remedy at this point if you feel you were promised a different service than you received is to file a complaint with the Attorney General in your state and in Nevada where the Johnson Law Group is located. The Nevada complaint process can be found here.
By the way, even though you were sued for this debt, did the Johnson Law Group and/or The Credit Exchange give you a refund for the fee you paid for their help with this debt?
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.