“Dear Steve,
I signed with the credit exchange and the jhonson law group and they let me be sued for 8000 dollars because the law group did nothing. My garnishment is for 168 a week
Dog”
Dear Dog,
Recently I reviewed the client agreement for a different debt settlement company. But I think if you look in the fine print of your agreement with Johnson Law Group you might find similar language.
Client understands the outcome of [XXXX] debt settlement services cannot be guaranteed and individual results may vary. Creditors are likely to continue collection efforts on delinquent accounts while enrolled in the program. Company cannot stop all calls from creditors. Collection efforts can include phone calls, collection letters, charge off reporting to the credit bureaus, contracting or selling your accounts to collection agencies or law offices, and lawsuits resulting in judgments by the courts.
The marketing message of debt settlement companies make it sound like you will be magically rid of half your debt without any consequences. That is simply untrue.
The reality is when you stop paying your creditors you fall into default and the creditor can avail themselves of any legal remedy specified in the terms and conditions you agreed to with the creditor.
I think your only remedy at this point if you feel you were promised a different service than you received is to file a complaint with the Attorney General in your state and in Nevada where the Johnson Law Group is located. The Nevada complaint process can be found here.
By the way, even though you were sued for this debt, did the Johnson Law Group and/or The Credit Exchange give you a refund for the fee you paid for their help with this debt?
Please update me on your progress by
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I signed up with Johnson Law Group , pretending to paid off credit cards debts, they collected 307 dollars every month for almost 20 months, l just received a letter with a check for 1,100 dollars , they said…”your account is closed…thank yu for join Johonson law grou.. and i do not know if they paid any of my debts…l know nothing…l called johnson law group de Florida…and they know nothing…Anybody can help me?…all this , in my opinion is a set up…all collections companies still calling me….a judge will be in my side?…the law will be in my side?….do l should learn, or at least take a law course before signing any papers?…because thats all l always heard…fine print…you signed…you screwed..I NEED HELP>>> WHY Credit cards don’t worked with us…once you are late…there is no brake, they are requesting the whole amount…they make us to look for this alternatives and what happen? l got rob>>>>
I signed up with Johnson Law Group , pretending to paid off credit cards debts, they collected 307 dollars every month for almost 20 months, l just received a letter with a check for 1,100 dollars , they said…”your account is closed…thank yu for join Johonson law grou.. and i do not know if they paid any of my debts…l know nothing…l called johnson law group de Florida…and they know nothing…Anybody can help me?…all this , in my opinion is a set up…all collections companies still calling me….a judge will be in my side?…the law will be in my side?….do l should learn, or at least take a law course before signing any papers?…because thats all l always heard…fine print…you signed…you screwed..I NEED HELP>>> WHY Credit cards don’t worked with us…once you are late…there is no brake, they are requesting the whole amount…they make us to look for this alternatives and what happen? l got rob>>>>
I’m
Come on.
We live in a society of magic pill seekers who take no responsibility for their results.
1. Debt settlement is useles IF you do not save enough money to make a reasonable settlement offer. Did you accumulate enough funds to make a settlement? This is the number one reason why debt settlement fails, because the client failed to accumulate funds to settle THEIR account.
2. Were you delinquent on that account before you enrolled wwith JLG? Was it already in the hands of a collection agency or attorney?
3. No debt settlement firm or debt management company can stop your creditor from sueing you. IN fact sometimes the creditor will sue you because you hired a thrid party company to help you get out of debt.
You were sued because you stopped paying. Not because of anything that JLG did or did not do.
So yes file a complaint and complain that you were sued for not paying your bills and that when you hired a company to settle for you, you did not have enough money to settle and now your pissed.
Maybe the regulators will shut down the entire debt relief industry and leave everyone to “WORK” with their creditors who are ready and willing to assist you.
Every complain I have ever heard about a debt relief company has 99% of the time been user error. But like always nobody takes responsibility for their results and wants to blame and blog and yell scam.
What a weak society.