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I Haven’t Paid Any Bills And Don’t Know Where to Start. – Hippy

“Dear Steve,

So I haven’t paid any of my outstanding bills for some time now. I know that I owe $5,000 in credit debt and I had hip surgery and a severe car accident in the last two years.

I have debt everywhere and have no idea where to start. Where should I start and who do I go to to fix it?


Dear Hippy,

There are specific steps you can take but if you’ve been been struggling I would doubt that you’ve been able to maintain or have an emergency fund savings account.

Before you start to open a can of worms on tackling the bad debts, I think you need to save at least $2,000 in the bank first to protect you from any further financial misfortune. You need a safety net.

The emergency fund account doesn’t have to be anything fancy or complicated. Just a boring old savings account will do the trick. How long will it take you to save $2,000?

As far as who you need to go to, you don’t need to go to anyone. I can show you what to do once you’ve got some cash saved for an emergency.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.


P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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