I Live in Canada. I Go to School. My Debt Gets Worse Each Day. – Glanda

“Dear Steve,

Hi my name is Glanda, i go to school. i got myself in a debt that i cant even pay back. how can i try to pay back slowly? i really need help with that. i dont even work anymore. iam really confuesed with this pls help me. iam willin to listen to any advise you give me just to get out because this not gettin any better but worst everyday. pls reply me back as soon as possible pls bye


Dear Glanda,

So you want to know the magic answer for breaking out of debt without any pain. I’ll tell you the honest truth, there is no way to do that.

Digging your way out of debt will involve the pain of legal intervention like a petition for bankruptcy in Canada with the help of a bankruptcy trustee or for you to work harder and earn more to repay your debt.

If you want to avoid bankruptcy then you may have to make the difficult decision that you will need to put aside whatever it is that you are doing now that occupies your days, like school. That might mean dropping out of school in order to get a full-time job to make more money.

As you can see the options are really between two polar opposite choices but that’s the way life goes sometimes. Sometimes the choices we have to make are between the lesser of two evils rather than two perfect options.

So how much debt do you owe and what kind of debt is it?

Please update me on your progress by

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.

Damon Day - Pro Debt Coach

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Steve Rhode

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