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Student Loan Consolidation & Payment Reduction Program Mailer

An amazing reader sent in a new debt relief mailer through my I Buy Junk Mail program.

As you will see below, the reader received a mailer that I think could confuse some people. The mailer talks about a Student Loan Consolidation & Payment Reduction Program that they are eligible to use.

I did enjoy the call to action that programs change so call within the next 30 days. Federal programs rarely go away and a new program is scheduled to be announced soon, but I’m not aware of any program that would be so urgent as to require someone to call right away.

The mailer talks about “new federal student loan law benefits” but I have no idea what that means. New student loan law?

The mailer makes it sound as if the sender of this mailer works with the Department of Education but the actual company behind this mailer is actually not identified. And the fine print actually says, “This is a private fee-based application assistance service, not endorsed or associate with any government agency.” So much for working with, huh?

My concern with many of these programs is they are quick to enroll consumers in payment reduction programs but that doesn’t mean that’s the best approach. See my article Why Income Based Student Loan Payments Can Be a Terrible Trap to learn more.

student loan mailer


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This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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