Debt Articles Debt Settlement Related

Horrible Debt Relief Marketing Letter Spoofs IRS

Written by Steve Rhode

A very kind reader sent in this letter to me. In my opinion it has to be one of the most deceptive looking debt relief marketing mailers I’ve seen in a while.

The letter does not come from the Internal Revenue Service or the Department of the Treasury. It is a lead generation letter that is designed to get consumers to call the telemarketing number labeled “The Department of Advocacy Services.”

If you want to really know what IRS Publication 4681 is, click here. You will discover it is just a routine reporting guide for forgiven debt. It is not a new program and has nothing to do with settling your debts “in as little as 12 months.”


Deceptive Debt Relief Letter


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • If you give your social security number and birthdate to someone how can you stop them from using it illigally

    • You can’t. The best thing at that point would be to enter into some three bureau credit monitoring program to make sure no surprise accounts are opened from identity theft. One free solution is to signup for the free credit monitoring from Credit Karma. That service only monitors your TransUnion and Equifax reports. It does not monitor your Experian credit bureau report.

  • There’s a variant of this one a few months ago specifically referencing student loan debt, I received one a few months ago.

  • Just got a letter that was identical to this one and is VERY MISLEADING….can give the impression that IRS is sending out mail being that is one of their first tips in recognizing the IRS phone scams

  • I received same letter with different number stops at bottom of first page and does not have second page just like above received on June 20 2016

Leave a Comment

Scroll to Top