Is There a Way to Get My Wife Off as a Student Loan Cosigner?


Dear Steve,

My wife and I have 3 boys all have graduated from college, they are not behind and have good jobs. They are very responsible about paying there bills. One is a nurse has about $90,000 student loan and other has about maybe $15,000.

My wife co-signed for the younger two while they were in college. Is there any way to get her name off of there student loan??



Dear Johnny,

Since your wife cosigned I’m assuming these are private student loans. The answer is it is possible but not likely.

You would have to discuss this with the student loan servicer. While most say they have a policy to release cosigners, the Consumer Financial Protection Bureau found about 90 percent of people are never released. You can read the report here.


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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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