Axia College Want More Than I Can Afford to Pay

Question:

Dear Steve,

I just got a call from a collection agency about 17000 dollars they say I owe. I didn’t recognize the school because it was called axia college a division of UOP when I took online classes.

But looked up Apollo university and it all made sense. I was in the first online class for undergraduates. There was no other options but AA in Business. I was two classes away when I was taking care of my dad cause he had cancer. I flunked last two courses.

They told me I could retake for free so I did and my dad died and flunked again. We were guinea pigs for that school. anyway after dad died couldn’t pay mortgage payments to sister in law and husband got a job and we started making payments.

Then he got deported and I left the country and lived in Samoa for 5 years. I am now divorced living with my son and his wife and work pt time at Walmart. I cannot pay 17000 dollars I don’t even have enough to have an apartment now. So how am I gonna a pay for this horrible school that was a stupid waste. My taxes go to Citibank and I am just at a loss. thanks sorry so long

Is there any loan forgiveness or anything else I can do?

Any info would be greatly appreciated.

Rachelle

Answer:

Dear Rachelle,

Axia College was the community college division of the University of Phoenix. So the odds are they were a Title IV recognized school. But I would certainly double check that for sure.

I’m not sure if these were federal or private loans. If these were federal loans, then look at this article.

It’s very unclear exactly what they claim you owe. I would ask them for an itemization of the debt to validate the amount. You should read

Answer: Dear Rachelle, Axia College was the community college division of the University of Phoenix. So the odds are they were a Title IV recognized school. But I would certainly double check that for sure. I’m not sure if these were federal or private loans. If these were federal loans, then look at this article. It’s very unclear exactly what they claim you owe. I would ask them for an itemization of the debt to validate the amount. You should read this and this.

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Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.


Damon Day - Pro Debt Coach

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