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I’m Disabled and Want to Remove Old Student Loan Debt

Written by Steve Rhode


Dear Steve,

I defaulted on student loans, over 20 yrs ago. never completed exit interview. never paid any amount on them.shortly thereafter became disabled and now disabled/retired 68 yrs old. only have non taxable income. 1000 mo. delinquent loans not on credit info.

How can i remove student loan debt?



Dear Rod,

Since this is a very old student loan I would imagine it is a federal loan since they were more prevalent back then. The process for having a federal student loan forgiven if you are permanently disabled is pretty straightforward. Just go to and complete the application process.

If this is private student loan debt, please let me know in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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