Ask a Question – Get Personal Debt Help from the Get Out of Debt Guy

Hi, this is Steve, your Get Out of Debt Guy. If you have a question you’d like to ask, you can ask me using the form below. If you don’t want to wait for me to personally respond, which can take some time, just call my FREE debt help hotline right now.

Don’t want to ask me? There is no charge to call the debt help hotline for some free immediate advice.

But if you want my personal help, here’s why can I help you? I’ve walked in your shoes and know what being in deep problem debt is like. Let’s not forget I’ve been helping people with debt problems since 1994, I’m the author of a bunch of debt books you can download for free.

Seriously, I know what I’m talking about and provide advice and help based on what I think is the best option and choices for you to consider in your specific situation. I’m not trying to steer you towards any particular solution or sell you a damn thing.

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  • I am currently paying $42,000 in student loans on the standard repayment plan. My monthly payment is more than a vehicle payment and I am drowning under the financial strain. What are my options? There are 13 different loans listed under my name with varying interest rates! This is not what I thought I was getting.

  • I am currently paying on $42,000 of student loans and I am trying to sort out my options. I am not clear on how my loans are grouped and how the interest rates can vary so much. 13 different loans. My monthly payment is more than a vehicle payment! I am on the standard repayment plan. I am drowning with this debt.

  • I have a student loan from way back in like 1987 or 1988 that started out at like $3500 to $5000 not exactly sure how much. It got consolidated & I really tried to pay it off when I could. Life happened, way too long story. I was in a car accident in 2005 & haven’t worked since. Can’t get disability cause I can’t afford to go to the doctor to get documented papers to get loans wiped off. My loans have been sold to so many companies over the years & I recently got a letter from a collection agency stating I know owe just below $25K on this loan. There is no way I can ever pay this. It doesn’t seem to effect me as far as renting apartments, getting cellphone services, cable, etc. Is there any solution as to what I can do to make this go away? If they didn’t charge so much interest & I owed maybe a max of say $7K, I can work someway to pay that but I refuse to pay almost $25K & I never even got to finish school to get my degree.

  • I have a debt from 1 bank and now I have 3 different collection coming after me all with the same account number and price except they all have different last letters after the – on the accounts. I contacted all 3 and its from the same bank. What could I do to fix this problem.

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