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Author Archives: Consumer

DebtPro123 – Consumer Complaint – 8-6-2012

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Consumer Statement: We began a debt settlement program with Debt Pro 123 in September 2010, with the understanding that we would have a certain amount taken from our bank account monthly, and after a few months, they would contact our creditors and settle our accounts for less than the full amount owed. We were told that our debt would be ... Read More »

    Shoud We Sign Our Deed Over to the Bank? – Renee

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    mortgage modification,we waited 3 months for this program to come to term.when we recieved it they added 20,000 and 16 years to our life time debt,mind you we’re in our mid 50,s.we chose not to sign.now our other option would be .forclose or sign the deed over.so we decided to sign it over.whats your take on this??they say we can ... Read More »

      How Can I Finish Cleaning Up My Credit If I’ve Used Up My Free Annual Credit Reports?

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      You already helped me greatly!! I had an unauthorized ck. go through my account at a bank that I banked since disabled (17 years) and by following their procedure, I became in debt, lost a life insurance policy, and had a revolving credit card debt picked up by a nasty third party (2 years later it appears) I took your ... Read More »

        Bank Says They Will Repossess My Air Conditioner. Claims Not Covered by Bankruptcy. – Jim

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        FILED CAPT. 13, NOW CHANGING TO CHAPT. 7, BECAUSE I GOT THE LOC STRIPPED. I CHARGED AN A/C UNIT FOR ABOUT 5K ON CREDIT CARD. BANK WANTS MONEY BACK FOR A/C OR THEY REPO IT. I MADE ABOUT 5 PAYMENTS ON CREDIT CARD. DO YOU REALLY THINK THE BANK WOULD DO THAT? I LIVE IN ARIZONA. BANK CLAIMS IT IS ... Read More »

          Bill Me Later Wants Me to Pay But I Can’t. Can I Settle With Bill Me Later? – Michael

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          My name is Michael, and I am 23 years old, 2500 dollars in debt to bill me later, and earn 8.50 an hour working for a computer retailer. I had never been given much to work with before, so I went nuts. Always saying “This will be my last purchase.” I screwed up. Badly. Recently, my payments have begun increasing. ... Read More »

            I Can’t Sleep Because of My Anxiety Over My Payday Loans. – Michelle

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            I work at a grocery store. Make about $1400 per month and have 7 payday lpans with minimums of $1400 per month. Help!!! I have 7 payday loans/ installment loans, really stupid u know! Plus other debt in collections. I can’t pay all the payday loan debt, I’m in way over my head. I’m looking at consolidation. What’s the best ... Read More »

              How Can I Find Out Who I Owe So I Can Settle My Accounts With Credit Solutions? – Peter

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              In 2007, I signed up with Credit Solutions to settle a lot of debt. All of the accounts have been settled except for 2. Credit Solutions seems not to be operating anymore after all the lawsuits that began in 2009. I’ve tried the contact form on their website, and I’ve tried calling two of the numbers from their website that ... Read More »

                How Do I Deal With Payday Loans That Are Defaulting? – Lynn

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                I gambled and lost : Waiting for the unemployment insurance that was denied I took out 3 payday loans. stupid, yes. what do I do now? I closed the checking account but the trouble with fees and collections will be devastating. any suggestions? How do I deal with payday loans that are defaulting? Lynn This is your chance to be ... Read More »

                  Is Embrace Home Loans for Real or a Scam? – Trish

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                  I owe 93,500.00 on my home loan, am trying to get a harp loan, for better interest rates and to lower my mortgage payments, I also recently had to purchase a used vehicle, putting me into another 13000.00 in debt, is there an actual embrace home loan co. that will pay off my debt and give me a fully tax-deductible ... Read More »

                    Debt Restructure Solution – Consumer Complaint – 7-26-2012

                    http---debtrestructuresolution.com-(20120726)

                    Consumer Statement: I have been with the Debt Restructure Group for a year a half and they said they would pay off my debt and all I had to do was pay them. They have not done anything to help me, only got me in deeper, and taken my money. Claimed they sent offers to my creditors, but yet my ... Read More »

                      Money Lender UK – Consumer Complaint – 7-26-2012

                      Money Lender | MoneyLender.com — UK Payday Loans | Online short term (20120726)

                      Consumer Statement: I recieved a phone call on my mobile from a company called money lender and they informed me that have recieveed a loan application from my self [as I had filled a couple of loan applications online a few days earlier]so the man on the phone checked through my loan application with me and told me that i ... Read More »

                        Will My Mom Get Her Social Security Garnished for Credit Card Debt? – Mary

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                        My mom is 88 years old and living on social security. She is struggling to pay her credit cards, can they garnish her check if she stops paying on them? Mary This is your chance to be a hero and help out this person by providing your feedback and answer to the question in the comments section below. Read More »

                          Indiana Tech Institute Didn’t Process My Financial Aid. Now I’m in Debt. – Lashawana

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                          School that didn’t do their job I was enrolled in online classes with indiana tech institute. I had two classes in the fall and one class in the winter. I submitted all the forms they ask me to submit before the deadline for my financial aid and now i have a huge debt hanging over my head. This is your ... Read More »

                            Jennifer Thompson – Consumer Complaint – 7-25-2012

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                            Consumer Statement: I was selling a mattress for 200 dollars. A person named Jennifer Thompson replied saying she is interested. She said she will send money via Fedex and take care of the shipping and moving charges. After few days, I got a huge check of 3200 dollars. I emailed asking why the check is so high and he/she responded ... Read More »

                              Do I Have to Pay Universal Fidelity Collection Agency for an Old Bill? – Alvin

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                              I received a bill from Universal Fidelity Collection Agency for $4022 on 7/21/12. Fidelity is trying to collect for Aureon Lab services on 7/23/10, 7/23/10, and 9/27/10 just prior to and after to my Prostatectomy for Prostate Cancer on 9/1/10. Aureon labs went out of business on 10/12/11. I called my Medical Clinic and they indicated that no claims from ... Read More »

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