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Author Archives: Consumer

How Do I Fix My Credit Report to Get a Good Paying Job? – Cynthia

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i was young and vulnerable from an abusive family ,where my father was abusing us and my mother and i decided to go look for a job after then i took a furniture account and then clothes account , and later realised i was pregnant and i was not paid maternity leave , i then struggled ,lost my job 2005 ... Read More »

    Rude Pakistani Debt Collector Chasing Down UAE Debt. – Shams

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    I had an account opened in NBD by my ex employer with a salary of 2,100 AED and was given a credit card as well with a limit of 2500- 2700max ( I do not recall this as this in 2006) I was paying the minimum due amount of 100 AED , but soon my situation improved and I stared ... Read More »

      Will My Husband Be Able to Check My Spending Habits on the Credit Report? – Rae

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      My husband and I are seperated (Not legally)and he is having to do a credit report due to some possible identity theft. Last night he made a comment to me saying that since he is running his credit report he will be able to look into my spending habits. Check on my credit card use. I don’t want this! Will ... Read More »

        Credit Score Dropping, I Owe the IRS, and Need More Student Loans

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        I have been trying hard over the past years to get out debt. I currently owe the IRS , have student loans, and to make it worse I am back in graduate school accumilating more debt. I have also noticed that my credit score has been decreasing and want to know what to do to make this better. when you ... Read More »

          My Husband Could Not Get a Job in Qatar Because of His Bankruptcy.

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          We filed for bankruptcy January 15th of this year, 2012. It was our only option as my husband is a Surveyor and laid off last fall. While we are happy and relieved not to have any bills, however my husband is still looking for work. Recently he was offered a job in Qatar and was not able to proceed in ... Read More »

            I Didn’t Know My School Debt Had Been Sent to Collections. – Jordan

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            I was unaware my school debt had been sent to collections. I called after I paid it off to see if they would remove it. They told me that they would not and that it would have to wait the full 7 years. It is telling me date opened 06/2011 and I paid it off in full on 08/2011. I ... Read More »

              Massive Credit Card Debt, Three Kids in College, and Getting Nowhere. – Mike

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              My wife and I are both employed and make decent money $125,000 a year. We have three in college. We never get any financial aid because the formula does not take into account the massive credit card debt that we have $45,000, we also have our own student loans from making career changes. After we make a little more than ... Read More »

                Can I File Bankruptcy in the U.S. if I’m Living in the Dominican Republic? – Doyle

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                I ran successful family building and development business for many years in Hawaii. Left company to others to manage as I transitioned to retirement in the Dominican Republic. We owned several parcels of raw land in various stages of development. In last few years, the properties dropped in value over 50% and the banks required us to liquidate all holdings. ... Read More »

                  The IRS Has Not Debited My Account Yet. Should I Worry? – Art

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                  I’m almost debt free. Used to be in debt and owed back taxes. I am now almost debt free (thank to awesome people like you) and will be up to date with my taxes within 30 days. I filed my 2011 taxes Two weeks ago Saturday. My CPA said the IRS will debit my bank account on 3/20 for Federal ... Read More »

                    Universal Fidelity – Consumer Complaint – 3-21-2012

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                    Date This Problem Happened: March 16, 2012 State You Live in: Oregon Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: Company Name: Universal Fidelity Company Address: P.O. Box 941911 Houston, Texas 77094-8911 Company Telephone Number: 281-647-4156 Website of Company: payuflp.com Consumer Statement: A few days ago, me and my wife recieved a letter in the mail from a ... Read More »

                      I’m Drowning in Interest Only Salle Mae Payments

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                      I have three private loans with Sallie Mae the first one is 13.25% and the other two are at 10.25% I’ve been paying them since 2006. I was unable to consolidate in 2006, 2007, 2008, 2010, 2011. I’m at a point were I can only afford interest only payments nothing towards principal because I can’t afford it with rent and ... Read More »

                        Universal Fidelity – Consumer Complaint – 3-18-2012 (2)

                        Hollywoodvideo

                        Date This Problem Happened: March 17, 2012 State You Live in: North Carolina Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: Company Name: Universal Fidelity Company Address: 1445 Langham Creek Dr Houston, TX 77084 Company Telephone Number: 281-647-4156 Website of Company: payflp.com Consumer Statement: Hollywood Video had a going out of business sale where they sold all of ... Read More »

                          Universal Fidelity – Consumer Complaint – 3-18-2012

                          Hollywoodvideo

                          Date This Problem Happened: March 16, 2012 State You Live in: Utah Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: Company Name: Universal Fidelity Company Address: PO Box 941911 Houston, TX 77094-8911 Company Telephone Number: 281-647-4156 Website of Company: payuflp.com Consumer Statement: I am very careful when it comes to returning movies. I hate paying the higher fee ... Read More »

                            Freedom Debt Relief Sent My Account to Century Negotiations Inc. I’m Confused. – Adam

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                            I recently contacted Freedom Debt Relief to try and get out of around 8000.00 in debt. I felt comfortable talking to them because they didn’t ask for any fees right away and seemed like they were better than a lot of the stories out there made them seem. I have been struggling with this debt for 7 years and it ... Read More »

                              Legal Helpers Debt Resolution – Consumer Complaint – 3-16-2012

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                              Date This Problem Happened: April 1, 2010 State You Live in: Ohio Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: $8,000 Company Name: Legal Helpers Debt Resolution Company Address: PO BOX 14010, Irvine, california 92623 Company Telephone Number: 888-300-3555 Website of Company: legalhelpers.com Consumer Statement: To whom it may concern Hello my name is Gary I have an ... Read More »

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