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Author Archives: Consumer

How can I reduce my Discover Card cash advance interest rate?

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5+ years ago I took out some cash advances on Discover Card. Since then, I have been paying off other debt, and closed out a couple of other cards. Currently just have the Discover card an one visa card open, plus a debit card. Lately I’ve noticed my interest rate on my old cash advances is 28%, while my purchase ... Read More »

    Law Offices of William D. Goodrich – Consumer Complaint – 2-28-2012

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    Date This Problem Happened: November 15, 2011 State You Live in: Arizona Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $3,000 Company Name: Law Offices of William D. Goodrich Company Address: 150 PAULARINO AVE. #170 COSTA MESA, CA. 92626 Company Telephone Number: 914-920-3505 Website of Company: www.attorneygoodrich.com Consumer Statement: promised loan modification lost house Consumer Action Taken: HAVE ... Read More »

      Hollywood Video – Universal Fidelity – Consumer Complaint – 2-28-2012

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      Date This Problem Happened: February 27, 2012 State You Live in: Oregon Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: Company Name: Hollywood Video – Universal Fidelity Company Address: P.O. Box 219785 Houston, TX 77218-9785 Company Telephone Number: 281-647-4156 Website of Company: payuflp.com Consumer Statement: We received from Universal Fidelity, LP indicating that we owed late fees to ... Read More »

        Universal Fidelity LP – Consumer Complaint – 2-28-2012

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        Date This Problem Happened: February 28, 2012 State You Live in: Florida Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: Company Name: Universal Fidelity LP Company Address: P.O.Box 941911 Houston, TX 77094-8911 Company Telephone Number: Website of Company: payuflp.com Consumer Statement: I received a debt collection letter from Universal Fidelity LP as the assigned legal successor of Hollywood ... Read More »

          Debt Solutions Research Group – Royal Pacific Financial – Consumer Complaint – 2-27-2012

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          Date This Problem Happened: March 8, 2011 State You Live in: California Race/Ethnicity: Other Age Range: 21-35 Total Amount of Fee Paid: $5,200 Company Name: Debt Solutions Research Group – Royal Pacific Financial Company Address: 1804 Garnet Ave. Suite 415 San Diego, CA 92109 Company Telephone Number: 801-427-8119 Website of Company: Consumer Statement: The company promised to settle all of ... Read More »

            Consumer Advocates Group – Consumer Complaint – 2-27-2012

            CAG | Consumer Advocates Group (20120227)

            Date This Problem Happened: May 15, 2011 State You Live in: Wisconsin Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: $1,995 Company Name: Consumer Advocates Group Company Address: 11901 Santa Monica Blvd Suite 574 West Los Angeles, CA 90025 Company Telephone Number: 866-214-0750 Website of Company: consumer-advocates-group.com Consumer Statement: We sent Consumers Advocates Group of CA $2000 to ... Read More »

              Dave Allison & Solomon Richmond – Consumer Complaint – 2-27-2012

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              Date This Problem Happened: November 1, 2011 State You Live in: South Carolina Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: Company Name: Dave Allison & Solomon Richmond Company Address: Company Telephone Number: Website of Company: Consumer Statement: My sister was scammed through social networking. She has been texting a “soldier” in Afghanastan. After months of texting, the ... Read More »

                Online payday loans leave me without being able to pay rent

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                I have $2000 in payday loans. i got caught up in the cycle. by paying the fees, i don’t have money to pay rent, etc. I may get evicted. is there a solution? the debt calculator did not have payday lenders as a creditor. Donna Read More »

                  Proven Hacked, Now Debt Collector Letters Arriving

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                  I was hacked by an Identity Theft/Insurance Fraud gang in 2008. My credit score was 802. Subsequently sold a house and lived thriftily before becoming homeless in 2009. Now working and scrimping along with the rest of the USA, and received two debt collection letters for 13,000 and 21,000 respectively. I know I did not incur these debts. I paid ... Read More »

                    Universal Fidelity, LP – Consumer Complaint – 2-25-2012

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                    Date This Problem Happened: February 24, 2012 State You Live in: Washington Race/Ethnicity: Alaska Native Age Range: 21-35 Total Amount of Fee Paid: Company Name: Universal Fidelity, LP Company Address: Company Telephone Number: Website of Company: uflp.com Consumer Statement: I received a letter from Universal Fidelity, LP on behalf of Hollywood video stating I owed $23 dollars and with no ... Read More »

                      State Law Group – Consumer Complaint – 2-24-2012

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                      Date This Problem Happened: February 28, 2011 State You Live in: Connecticut Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $2,995 Company Name: State Law Group Company Address: 4533 MacArthur Suite 537 Newport Beach, CA. 92660 Company Telephone Number: 877-312-7912 Website of Company: statelawgroup.com Consumer Statement: I was solicited by State Law Group to implement a loan modification. ... Read More »

                        While homeless I defaulted on my student loans. I can’t get my transcripts to start over.

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                        Hi, I graduated from college with a BFA in photography. We were taught the usual art b.s. but we weren’t taught any business skills–consequently, I did very well in school but not so well in life. I paid off 2 of my loans but used deferment/forebearance options frequently over the years due to underemployment. I became homeless after losing my ... Read More »

                          Is this a social security fraud scam?

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                          There was two people who showed up to previous adress I have resided at. Claiming they were from Social Security and said they were there to pick me up or collect some money. Is there a way I can find out if it is another scam? Wouldnt they go to the address on my Drivers License? Kelly Read More »

                            Need help paying school loans while going through a divorce

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                            I have graduated from college in summer of 2011 and my wife asked for a divorce at the same time. I am lining in my home paying all the billls on the house.i am starting to go under water paying bills. I have a job in the health field working as a tech in a emergency room. I would like ... Read More »

                              Charged Off Mortgage Has Caused Collection Calls for Balance

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                              Thanks for taking time to read my post and question. I had a home with my parents and the property was short sold in 2008. The 2nd Mortgage was charged off, now 4 years later my mom is getting calls from a collection agency to try and collect the balance of the charged of mortgage. What are my options? What ... Read More »

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