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Author Archives: Consumer

My Husband Agreed to Pay a Debt But Now They Are Coming After Me.

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I recently got married about six months ago to my boyfriend of 4 years. We had an apartment together in 2009 and we were kicked out because a guy broke in and because of that I had to call the cops for the second time, so we got kicked out. Because of the damages the guy who broke in did, ... Read More »

    Getting married soon. Does our credit and debt combine?

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    I’m getting married soon and was wondering how does the whole credit score and debt thing work now? Will our credit scores combine and average out? Will my debt become tacked onto his? Renee Read More »

      Innovative Wealth Builders – Consumer Complaint – February 10, 2012

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      Date This Problem Happened: October 4, 2010 State You Live in: Virginia Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $2,593 Company Name: Innovative Wealth Builders Company Address: 28059 U.S. Highway 19 North Clearwater, Florida 33761 Company Telephone Number: Website of Company: youriwb.com Consumer Statement: I, too, recieved a phone call from Innovative Wealth Builders, Clearwater, Florida, who ... Read More »

        Nationwide Financial Consulting – Consumer Complaint – 2-10-2012 (2)

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        Date This Problem Happened: January 15, 2011 State You Live in: Ohio Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $500 Company Name: Nationwide Financial Consulting Company Address: 4952 Warner Ave. Suite 100 Huntington Beach, CA 92649 Company Telephone Number: 877-717-0940 Website of Company: nationwidefinancialconsulting.com Consumer Statement: I was contacted by the same company Nationwide Financial Consulting Company. ... Read More »

          Nationwide Financial Consulting – Consumer Complaint – 2-10-2012

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          Date This Problem Happened: December 21, 2011 State You Live in: Illinois Race/Ethnicity: Black or African American Age Range: 51-65 Total Amount of Fee Paid: $550 Company Name: Nationwide Financial Consulting Company Address: 4952 Warner Ave. Suite 100 Hunting Beach, CA 92649 Company Telephone Number: 877-717-0940 Website of Company: nationwidefinancialconsulting.com Consumer Statement: On December 20, 2011, I received via my ... Read More »

            I paid Liberty Legal for a mortgage modification and I’m about to lose my home.

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            I payed liberty legal 1775.00 after seeing an ad on TV on channel 11 in DFW area Texas during the Prices is Right at 10.00 to 11:00AM , they showed a picture of President & the Whitehouse & made it seam like it was part of the stemulious programs of the government& told me I quilifyed after given them my ... Read More »

              Universal Fidelity – Consumer Complaint – 2-9-2012

              UFLP - Pay Online Agreement (20120209)

              Date This Problem Happened: January 11, 2012 State You Live in: Washington Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: Company Name: Universal Fidelity Company Address: PO BOX HOUSTON TX. HOUSTON, TX 77218-9785 Company Telephone Number: 281-647-4152 Website of Company: payuflp.com Consumer Statement: JUST GOT A CONFIDENTIAL MESSAGE LETTER FROM uNIVERSAL FIDELITY, LP STATING I OWED 79.00 FOR ... Read More »

                How can I get rid of my third mortgage but keep the house?

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                I have a third mortgage or heloc on a property. I would like to keep the home but I need to negotiate on the third loan. The first loan in 54k, the second 116k and the third is 88k. The third has not been paid for months and has gone from the bank to a debt collector. Zillow says the ... Read More »

                  How can I payoff my online payday loans quickly?

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                  I have one big question, I have 5 online payday loans and I have been doing good such as trying to pay down or pay off my accounts. Now, the fees are getting to me extremely high and not doing anything with my principal balances. Instead of going thru these debt settlement companies, is there anything I can do to ... Read More »

                    How can I operate my business and personal life without a bank account?

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                    Self employed developer in FL. Have paid off over $200K in debt; now down to my last $80K of unsecured debt. Don’t want to file bankruptcy and really can’t, but have run out of time with a couple creditors & the wolves are at the door. My house is underwater but I am current….both cars have locked up notes on ... Read More »

                      AES American Education Services – Consumer Complaint – 2-8-2012

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                      Date This Problem Happened: February 7, 2012 State You Live in: North Carolina Race/Ethnicity: Black or African American Age Range: 21-35 Total Amount of Fee Paid: Company Name: AES American Education Services Company Address: PO Box 2461 Harrisburg, Pennsylvania 17105 Company Telephone Number: Website of Company: aessuccess.org Consumer Statement: My loan defaulted after I was finaly able to pay a ... Read More »

                        Should I file bankruptcy or hire a financial advisor?

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                        I am not feeling very confident about filing bankruptcy. Since we are both back to work, the plan it has gone from ch 7 to ch 13 (way more expensive) and the attorney’s plan is: “proposing a plan payment of $700/month (10% dividend to unsecureds) and you guys putting the excess of your disposable income over that amount into a ... Read More »

                          The bankruptcy lawyer says I will lose my home if I file bankruptcy. Is this true?

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                          I have a situation similar to one of your other readers. A large amount of credit card debt of my daughters when they were having troubles and now she can’t make the payments. I am struggling to keep up but because I am a widow and only have limited income at this point I can’t keep it up if she ... Read More »

                            My Ex-Girlfriend Stole My Taxes Refund. What Should I Do?

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                            Thank you for taking the time to answer my question. My ex girlfriend used my information to file for my tax returns. She has already received the pre paid card with my money. I want to know how i can find out what pre paid account company she opened in my name. Is there a website that can search any ... Read More »

                              How To Handle Private Student Loan Debt?

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                              To whom it may concern: Recently I just went into repayment with my private student loans. Prior to repayment we consolidated all my private loans into one pool, totaling about $100,000. My first payment was due in the amount of $800 on 1/22/2012 and of the $800 i could only pay $200. Since then of course the bank has been ... Read More »

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