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Author Archives: Consumer

AES American Education Services – Consumer Complaint – 2-8-2012

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Date This Problem Happened: February 7, 2012 State You Live in: North Carolina Race/Ethnicity: Black or African American Age Range: 21-35 Total Amount of Fee Paid: Company Name: AES American Education Services Company Address: PO Box 2461 Harrisburg, Pennsylvania 17105 Company Telephone Number: Website of Company: Consumer Statement: My loan defaulted after I was finaly able to pay a ... Read More »

    Should I file bankruptcy or hire a financial advisor?

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    I am not feeling very confident about filing bankruptcy. Since we are both back to work, the plan it has gone from ch 7 to ch 13 (way more expensive) and the attorney’s plan is: “proposing a plan payment of $700/month (10% dividend to unsecureds) and you guys putting the excess of your disposable income over that amount into a ... Read More »

      The bankruptcy lawyer says I will lose my home if I file bankruptcy. Is this true?

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      I have a situation similar to one of your other readers. A large amount of credit card debt of my daughters when they were having troubles and now she can’t make the payments. I am struggling to keep up but because I am a widow and only have limited income at this point I can’t keep it up if she ... Read More »

        My Ex-Girlfriend Stole My Taxes Refund. What Should I Do?

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        Thank you for taking the time to answer my question. My ex girlfriend used my information to file for my tax returns. She has already received the pre paid card with my money. I want to know how i can find out what pre paid account company she opened in my name. Is there a website that can search any ... Read More »

          How To Handle Private Student Loan Debt?

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          To whom it may concern: Recently I just went into repayment with my private student loans. Prior to repayment we consolidated all my private loans into one pool, totaling about $100,000. My first payment was due in the amount of $800 on 1/22/2012 and of the $800 i could only pay $200. Since then of course the bank has been ... Read More »

            Junk Debt Buyer- Asset Acceptance

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            I had a Citibank visa card that was written off several years ago, around 10. Last year that debt showed up on my credit report with Asset Acceptance now owning the debt. What was around 5k i now 7k. Do I have to pay this debt.? How do I handle it? Sheila Read More »

              Storage Charges After Repossession in Mass.

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              My car was repossessed 5 January 2012. It took me a few weeks but I finally paid-off the loan, thank God. Now I just have to pay the storage yard that has my car. They’re demanding about $1000! Every day I don’t pay it goes up $35! Is there a maximum they can charge in Massachusetts? I’ve found that the ... Read More »

                Deceased spouse and 1099 tax forms

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                I received a few 1099 tax forms for my deceased husbands credit cards. I am not on any of these cards and theyt are soley in his name. one is also a buisness credit card that i received a 1099. I realize that i have to file them with my taxes and its assumed as income for me cause i ... Read More »

                  Credit Card Debt is Dragging Us Down in Nevada

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                  2 yrs ago we moved to a different state ( Nevada ) to start new employment in the hospitality indistry. My husband and I had a good credit rating at the time and did have a few credit cards that we managed very well. We both struggled with our careers and it affected our credit ratings as it took a ... Read More »

                    NuHavens – Consumer Complaint – 2-7-2012

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                    Date This Problem Happened: February 1, 2008 State You Live in: Colorado Race/Ethnicity: White Age Range: 21-35 Total Amount of Fee Paid: $6,500 Company Name: NuHavens Company Address: Company Telephone Number: 866-724-0439 Website of Company: Consumer Statement: MY BILLS WE NEVER NEGOCIATED..THEY PROMISED MY MONEY BACK (6500.00) IN 3 TO 4 WEEKS…THAT WAS 6 MONTHS AGO Consumer Action Taken: I ... Read More »

             – Consumer Complaint – 2-5-2012

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                      Date This Problem Happened: September 4, 2011 State You Live in: Florida Race/Ethnicity: Black or African American Age Range: 21-35 Total Amount of Fee Paid: $198 Company Name: Company Address: Company Telephone Number: Website of Company: Consumer Statement: I purchased two vouchers each were for 99.00 for a Walt Disney world resort. When my husband and I went ... Read More »

                        Nationwide Financial Consulting – Consumer Complaint – 2-5-2012

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                        Date This Problem Happened: August 26, 2011 State You Live in: New York Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $700 Company Name: Nationwide Financial Consulting Company Address: 4952 Warner Ave. Suite 100 Huntington Beach, CA 92649 Company Telephone Number: 877-717-0940 Website of Company: Consumer Statement: I sent out two checks in September 2011 for an ... Read More »

                          M&T bank took my money.

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                          I have a checking account with M&T bank for over ten years, just year ago I added my boyfriend’s name to my account so we can deposit his pay check easy. My boyfriend owe $3,750.00 to his bank Wilmington Trust and he was in proses of negotiation about making monthly payments arrangement. When I got my tax money refund (around ... Read More »

                            How do I settle my Bank of America credit card for cash?

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                            I owe $12,941.54 to Bank Of America credit card. I have called them several times to see if they would settle for a lesser amount. I want to pay this off and have nouthing to do with Bank Of America anymore. Is their a way to settle with them for a cash pay off ? How do I go about ... Read More »

                              I’ve been with Preferred Financial Solutions since 2007, now they garnished my account, WHY??????

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                              I’ve been enrolled with your debt consolidation program since 2007, now one of the accounts that your company is SUPPOSED to have paid in full is garnishing my checking account!!! WHY? I’ve paid over $24,000.00 to your company in the past 4 years and was told that 3 accounts have been paid in full, but appararently not. What is going ... Read More »

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