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Author Archives: Consumer

Adult Entertainment Management Business Plan Questions

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I am putting together a business plan to manage my friend’s exotic dancing career. She’s is happily married and business minded….Though this is my friend, I am researching what legal aspects need to be addressed in writing initially..Also does she work for me or the other way around. Can we both be considered self employed? Or should I incorporate and ... Read More »

    Why do I not qualify for Teacher Loan Forgiveness?

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    I am a teacher, so I was very excited to learn about the teacher loan forgiveness program. I recently filled out the application. About 3 weeks later I got the response, that I was not eligible for forgiveness because I had a student loan before 1998. I did have one loan (1000.00) before 1998, I then took a semester off ... Read More »

      Is Corvus law a company I should use to sue Countrywide?

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      I recieved a letter from Corvus concerning having used Countrywide in 2007 for the refinance of our home in Idaho. It has caused me to really start searching into the business practices of Countrywide and frankly I am scared to death that I won’t have a free and clear title to me home when I pay it off. I am ... Read More »

        Bank took it upon themselve to close accounts and mail check ssi direct deposit,no illegal activity

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        Had direct deposit and little unauthorized eft came thru to checking and they has enough in my savings, they decided to bounce payment and charge nsf and close accounts and mail the check to the wind all without notice they had a good email address ,during six days during the work week. Read More »

          How do I find all creditors to go bankrupt?

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          iam wanting to know when iam filling in the forms for going bankrupt how do i get all my creditors as there some from years ago. Lisa Read More »

            Bankuruptcy and making plans to get an FHA mortgage.

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            Filed Ch. 13 last year 2011 in Va. and want to move, rent out my house and buy in another city, FHA says i can get a loan, will trustee let me? Particularly since I am buying in another city not close to my job. I will commute for a while but I can also retire in sept. 2013 with ... Read More »

              College debt- how to consolidate- who can I go to?

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              I recently graduated from nursing school. I live in Boston, and the market for new graduate nurses is tough. I’ve been looking since August and not so much as an interview. I have about 950$/ month in student loans. I am ~111,000$ in debt. some of my loans have interest rates as high as 9%! I have private, and stafford ... Read More »

                Nationwide Financial Consulting – Consumer Complaint – 1-9-2012

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                Date This Problem Happened: November 25, 2011 State You Live in: Washington Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $750 Company Name: Nationwide Financial Consulting Company Address: 4952 Warner Ave Suite 100 Huntington Beach , CA 92649 Company Telephone Number: 714-377-9777 Website of Company: Consumer Statement: Nationwide financial consulting promised to get my home mortgage restructured.they charged ... Read More »

                  Where can I find help for a student loan consolidation?

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                  I have a masters degree in secondary education and teach high school social studies in Ohio. I am having difficulty managing/finding/consolidating my student loans. Is there an organization I can pay or use to help me do this? Read More »

                    If I commit suicide will my next of kin have to pay my student loans?

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                    I know it’s a terrible question, but they say that student loans never go away. I’m about to graduate with my masters, and it will end up costing me over 100,000. It makes me want to kill myself, especially considering how incredibly hard I worked through undergrad to graduate with almost no debt. I wish I could turn back time- ... Read More »

                      Is it possible for HSBC debt settlement on a second mortgage? – Steve

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                      My Question is: Do you know of anyone who has received any debt settlement, or any relief of any kind from HSBC, and how the proceeded to accomplish this. I am embarking on my second go around with HSBC for some kind of assistance and relief on my secound mortgage, for it is so frustrating. The loan is in its ... Read More »

                        CHI Institute College Loans and No Degree. – Melinda

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                        Hello, My fiance went to CHI institute for a 14-16 months for a Criminal Justice degree. He completed the course under the impression that after completing the course requirements he could then go on to work in the Forensic Science field, as he was told he could by the admitions office. He completed all course requirements and passed. He then ... Read More »

                          How to stop a junk debt buying collection company from re-aging an old debt?

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                          Do collections agencies have access to Credit Bureaus? It seems like every year we pull our free credit reports, within days we start to get calls from strange collection agencies trying to collect on debts we had 10+ years ago. Every once in awhile I get a call on an old VISA card I had when I was 18 (20+ ... Read More »

                            Father struggling with credit card debt and mom doesn’t know about it. – Quilley

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                            I recently pulled my annual free credit report and was surprised to find that the balance on a credit card my father opened many years ago has grown to $19,000 (there was no balance when I checked last year). It shows up on my report, and my brother’s as well, because we are both authorized to use the card (although ... Read More »

                              Is my California second mortgage a non-recourse loan they can’t collect on?

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                              I purchased a home in 2006 with a 80/20 purchase loan in the State of California. In 2008, I became disabled and was no longer able to pay. Subsequently, the home foreclosed. The 2nd lien holder has attempted to collect since 2008 on the balance they say I owe them. From what I understand under California law if a loan ... Read More »

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