Latest Posts
Home > Author Archives: Consumer (page 60)

Author Archives: Consumer

CHI Institute College Loans and No Degree. – Melinda

Ready to Collapse

Hello, My fiance went to CHI institute for a 14-16 months for a Criminal Justice degree. He completed the course under the impression that after completing the course requirements he could then go on to work in the Forensic Science field, as he was told he could by the admitions office. He completed all course requirements and passed. He then ... Read More »

    How to stop a junk debt buying collection company from re-aging an old debt?

    Ready to Collapse

    Do collections agencies have access to Credit Bureaus? It seems like every year we pull our free credit reports, within days we start to get calls from strange collection agencies trying to collect on debts we had 10+ years ago. Every once in awhile I get a call on an old VISA card I had when I was 18 (20+ ... Read More »

      Father struggling with credit card debt and mom doesn’t know about it. – Quilley

      Ready to Collapse

      I recently pulled my annual free credit report and was surprised to find that the balance on a credit card my father opened many years ago has grown to $19,000 (there was no balance when I checked last year). It shows up on my report, and my brother’s as well, because we are both authorized to use the card (although ... Read More »

        Is my California second mortgage a non-recourse loan they can’t collect on?

        Ready to Collapse

        I purchased a home in 2006 with a 80/20 purchase loan in the State of California. In 2008, I became disabled and was no longer able to pay. Subsequently, the home foreclosed. The 2nd lien holder has attempted to collect since 2008 on the balance they say I owe them. From what I understand under California law if a loan ... Read More »

          How do I stop being liable for my sons student loans? – Suzanne

          Ready to Collapse

          I’ve co-signed on several of my son’s student loans. I have been making payments for several years on these loans while he was in graduate school. He recently moved out of the country and is still not earning a steady income. I don’t believe he has any intention of ever making payments. Is there any way of getting out of ... Read More »

            Harrassment from Advance Me Today via Fax to My Work

            Ready to Collapse

            I took out a payday loan from Advance Me Today. Granted, I got in over my head and could not repay on time. I want to set up payments but the customer “service” rep I spoke with became very belligerent. I got frustrated and said, “I don’t think I’ll pay you AT ALL!” and hung up. Next thing I know ... Read More »

              Buy here lot wants to repossess my vehicle but they want me to bring it back to the state. – Tim

              Ready to Collapse

              I purchased a vehicle from a buy here pay here company when i was living in georgia. i moved back home to my home state back in may. since then i have hit a financial downfall. im not disputing that i owe them money or anything. to make a long story short it is now up for repossession, they do ... Read More »

                I’m Very Skeptical of the State Law Group Modification Claims. – Jim

                Ready to Collapse

                My wife and I have been contacted by The State Law Group. I have seen that you have been asked about this organization in the past with regards to loan modification. As with many Americans, times have been tough in our household and as a result we have accumulated a significant amount of debt that I fear we will never ... Read More »

                  Directv Let Me Go. How Do I Pay My Student Loans Now? – Jim

                  Ready to Collapse

                  I have 2 separate student loans one is with a private lender ( acs ) and the other one was with sallie mae. I was able to consolidate the sallie mae loan with ( direct loan ) which is a consolidation firm, but the other loan I couldn,t because it is a private loan. I am paying every month $ ... Read More »

                    What happens to your U.S. debt if you were to move to another country? – Jazz

                    Ready to Collapse

                    I’m am 30 years old, and became very ill back in 2008, right during my senior year in college. Ended up defaulting on my student loans and credit cards because I was in the hospital for so long. However, I am also engaged to marry a New Zealand citizen, and was wondering if I were to move to NZ, what ... Read More »

                      Bank of America Says They Will Modify Our Loan But Won’t Give Us Details. – Julie

                      Ready to Collapse

                      When we bought our home 8 years ago, we got an 80/20 loan from Countrywide for interest rates in the 8% range. We have been working with B of A, or trying to, for almost a year now to mocify our loan as they said we didn’t qualify for any of the government programs. They say they are going to ... Read More »

                        Will my UAE debt chase me in Canada? – Saif

                        Ready to Collapse

                        I am working in uae and accumulated debt upto $150k and not in a position to service the payments in near future. since the situation is to come , i am planning to mover to canada as i am permanent resident and living there though i belong to india. now please advice me , where the banks can chase me ... Read More »

                          Making payments but barely breathing financially. – Julie

                          Ready to Collapse

                          Debt Guru, I have close to $25,000 of unsecured debt that is causing me a great deal of worry. When my husband was working fulltime and making a good living the payments weren’t a problem. As he is now disabled and suffering from leukemia, I am not sure what to do. My income is half of what it was and ... Read More »

                            I Can’t Afford My Harley Davidson Motorcycle Anymore. Harley Davidson Financial Wants to Repossess My Bike. – David

                            Zemanta Related Posts Thumbnail

                            I bought motorcycle and can no longer pay for it . I’ve had the bike for over a year and half, the day after I bought the bike home my wife and I attempted to return the bike to Harley Davidson financial company stating that we couldn’t afford the bike, they refused to accept the bike. We relented kept the ... Read More »

                              Loan forgiveness for international student with National Collegiate Trust student loans? – Laura

                              Ready to Collapse

                              Hi, I have a South Sudanese friend who studied in the US and has now gone home to work in development/humanitarian assistance. He has a loan from the AES/National Collegiate Trust that he is currently unable to pay off due to agreeing to take a lower salary in his home country. Is there a way for him to file for ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.


                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.