Latest Posts
Home > Author Archives: Consumer (page 71)

Author Archives: Consumer

Need to get rid of credit card debt with lower payments. – Jennifer

Ready to Collapse

I am not working at this moment but should be better off within a year. I am in $14,000 credit card debt. I am making the payments right now and have never been late, but during the next year, 2012 I may not be able to make all of the minimum payments and still be able to afford what I ... Read More »

    Defaulting vs paying forever and never touching principal – Shaz

    Ready to Collapse

    In 2010 I made the most money I’ve ever made (Unfortunately I’m now making $20K less now)… but in 2010 I paid over $15K towards my extreme student debt. At the end of that year I looked at my statement and despite all that money paid my principal balance actually went up by $508. I’m failing to see the point ... Read More »

      How soon can I get a mortgage after paying off a repo? – Samantha

      Ready to Collapse

      My car was repossessed in June 2010 and auctioned for less than the loan amount shortly after. So the account appears on my credit reports as a charge-off and delinquent for the deficiency amount. I would really like ti buy a home so six months ago I started working to repair my credit (which also had an old cellphone bill ... Read More »

        I’m a Runaway Housemaid in Dubai. – Lucia

        Ready to Collapse

        hi, i’m lucia im a run away housemaid. I left my employer cuz they are not good. My employer hurting me thats whay i run away. I would like to ask some questions. I start work june 2010 its 2 yrs contract so june 2012 finish but i only work 3 months and i run away. That time i go ... Read More »

          250k in Debt, from 1 Creditor. Desperately Seeking Advice

          Ready to Collapse

          I had a 6 year business that failed. We had just moved to a new office two years ago that was a build out. The former landlord has sued me for the build out costs and the rest of the lease which amounts to $250k. I did not know this that happened until recently. I am about to get married, ... Read More »

            US Consulting Corp Mortgage Modification – Kevin

            Ready to Collapse

            a company called US Consulting Corp contacted me about modifying my existing outrageous mortage payment. Said that due to the government sponsored HAMP….program they could reduce my payment from $4500 per month to $2583 ant the interest rate from around 5.8% to 3.57%. Stated they would guarnatee it with a return on upfront fees of $3490 if I am not ... Read More »

              Is there a way to get student loan forgiveness if I became disabled during my last year in school? – Jade

              Ready to Collapse

              I have an autoimmune disorder called Lupus, and during my senior year in college, I had a massive flare-up that hospitalized me for 7 months, to the point where I needed chemotherapy! I was released, but suffered from Transverse Myelitis, which is a neurological disorder, caused by inflammation of the spinal cord. I now struggle to walk, suffer from incontinence, ... Read More »

                Is it true? – Paul

                Ready to Collapse

                I live in San Diego CA and am a Navy Veteran, when I got out of the Navy in 2003 I attended a school by the name of Micro Skills. which closed soon after i completed my last class with them. I have been paying back on that loan, which i used my VA benefits on, but friends and family ... Read More »

                  New Life Consultants – Consumer Complaint – 12-20-2011

                  New Life Consultants (20111220)

                  Date This Problem Happened: December 19, 2011 State You Live in: Massachusetts Race/Ethnicity: Hispanic or Latino Age Range: 51-65 Total Amount of Fee Paid: Company Name: New Life Consultants Company Address: Company Telephone Number: 855-756-2444 Website of Company: NewLifeConsultants.net Consumer Statement: Luckly I was not scammed, but Beth Mitchell a consultant from New Life Consultant call me in offering a ... Read More »

                    How Do I Find the Best Debt Settlement Company? – Shell

                    Ready to Collapse

                    I have over 80K in credit card debt — up until last 8mo I always paid my bills off every month .I had 2 air conditioners go out I put on credit card for total of $9k that I planned to pay off over the next 4 months then things got worse ..I had $15K to repair a roof and ... Read More »

                      How can I negotiate with a credit card company and get the same type of terms that a consumer credit counseling for fee service might get?

                      Ready to Collapse

                      Five years after I lost my job, I find myself with $70k in consumer debt. I am paying approx. $2000 per month and am tracking and forcasting. My debt has changed very little in the eight months tracking due to some high interest rates. I have considered bankruptcy but want to try to dig out on my own. I am ... Read More »

                        I am disabiled am I judgement proof – Jeff

                        Ready to Collapse

                        Hi I have worked every day of my life I am 48 every thing was going great till one day at work I fell 20 foot and messed up my low back I had been paying my credit cars on time and extra but when the accident happened I had surgery and I ended up in bad shape.I am totally ... Read More »

                          iLender – Consumer Complaint – 12-18-2011

                          Ready to Collapse

                          Date This Problem Happened: December 7, 2011 State You Live in: Illinois Race/Ethnicity: Other Age Range: 36-50 Total Amount of Fee Paid: Company Name: iLender and Possibly 100 Day Loans Company Address: Company Telephone Number: 888-475-9335 Website of Company: Consumer Statement: A company called ILender gained unauthorized access to my bank account. I had never been to this company’s cite ... Read More »

                            American Web Loan – Consumer Complaint – 12-17-2011

                            American Web Loan (20111217)

                            Date This Problem Happened: September 1, 2011 State You Live in: North Carolina Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: $1,080 Company Name: American Web Loan Company Address: Company Telephone Number: Website of Company: AmericanWebLoan.com Consumer Statement: I got a 600 dollar loan from american web loan. I had set up a bi-weekly payment. After 6 weeks ... Read More »

                              Pilot With American Express Debt Needs Help and Debt Advice. – Tony

                              Ready to Collapse

                              Around February 2011, I started flight school, which to my surprise was much more expensive than I had ever imagined. Anyway, I needed to buy headsets, and a large number of other pilot supplies, which in total came out to around $3,000 and I put them all on my American Express card, I did have the money to pay them ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.