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Author Archives: Consumer

Being sued by Capital One – should I sign the agreed judgment? – Charla

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I lost my job 3 yrs ago. I was unemployed for 8 months with no income at all. I am now employed – but only part time. Can barely make the house payment and put food on the table for me and my son. I just completed a course to get an Activity Director Certificate. Should receive it soon. Hopefully ... Read More »

    I want help to sort through all of it and don’t know where to turn. – Whitney

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    I am 32 mother of two and was just let go from my teaching position. My question revolves around financial aid. I feel like I can’t find any information about how to handle my financial aid debt. I want to find a credit counselor to help me consolidate my loans but am having no luck finding one that I trust ... Read More »

      Was Thinking of Signing Up With MMI But Now Contemplating Bankruptcy. Will I Lose my House? – Linda

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      I’m contemplating bankruptcy – however, if I file – will I lose my house? I was getting ready to sign up for MMI – my credit rating is in the mid 600 to lower 700 range. However, my current debt has gotten a bit scary and I need help. Thanks. Linda Read More »

        Will I Need a Telemarketing License? – Paul

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        i am starting a solar business and will be contacting potential clients by phone. will i need a telemarketing lic if i am not selling anything over the phone? i will only be setting appointments for in person consultations. Paul Read More »

          Should I Include Repossessed Truck in Chapter 13 Bankruptcy – Jessca

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          I am going to file a chapter 13 bankruptcy next week because I had a car repossessed and they auctioned it for much less than I owed. I have since financed another vehicle. I am up to date on the payments and can now afford to keep them up to date. My question is whether to include it in the ... Read More »

            Made a settlement with Mann Bracken, now another company is collecting on the same debt. What do I do? – Ryan

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            I’m married with 3 children. I own a house and my income has gone down through job changes, so I spend about 60% of my income on my house payment alone. I had a discover card debt from 2003 of 4,000 or so dollars when I was younger and stupid. Last year I worked extra hard to get the money ... Read More »

              Chase is Giving Me a Runaround About My Mortgage – LeeLuv

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              Sorry if this is too long… I became disabled due to medical condition. I am now drawing adequate private disability insurance after 6 months out of work. There have been many other factors, but I am 6 months behind on my mortgage. I have been trying to work with Chase, but they have been terrible. I get letters telling me ... Read More »

                SaveMore.com – Consumer Complaint – 12-21-2011

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                Date This Problem Happened: December 6, 2011 State You Live in: North Carolina Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: $15 Company Name: SaveMore.com Company Address: Company Telephone Number: Website of Company: SaveMore.com Consumer Statement: I purchased 2 vouchers from Savemore.com. 1 for Accessoriesdirect.net and 1 for Subway. I charged an additional $10 on my credit card ... Read More »

                  Should I pay for a home modification from My Home Advocate?

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                  We are about to pay for our loan modification to Tami Steffan at My Home Advocate. The confusing thing is that they seem so on the up & up but when I ask or read about them I am even more confused. They don’t have too many complaints so that leads me to believe they just like every other company ... Read More »

                    Macey Bankruptcy Law / Legal Helpers – Consumer Complaint – 12-21-2011

                    Experienced Personal Bankruptcy Attorneys - We Fight For You! (20111221)

                    Date This Problem Happened: April 1, 2011 State You Live in: Montana Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $6,792 Company Name: Legal Helpers [Note: a visit to the website given shows the new name is Macey Bankruptcy Law] Company Address: PO Box 14010 Irvine, CA 92623 Company Telephone Number: 888-211-9942 Website of Company: LegalHelpers.com [Site redirects ... Read More »

                      How Can I Join a Class Action Suit Against Legal Helpers Debt Resolution? – Patti

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                      We have submitted to the wiles of the Legal Helpers Debt Resolution and are seeing the same results as I read in your article. Can we join a class action suit against them? We are in Montana. Patti Read More »

                        Need to get rid of credit card debt with lower payments. – Jennifer

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                        I am not working at this moment but should be better off within a year. I am in $14,000 credit card debt. I am making the payments right now and have never been late, but during the next year, 2012 I may not be able to make all of the minimum payments and still be able to afford what I ... Read More »

                          Defaulting vs paying forever and never touching principal – Shaz

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                          In 2010 I made the most money I’ve ever made (Unfortunately I’m now making $20K less now)… but in 2010 I paid over $15K towards my extreme student debt. At the end of that year I looked at my statement and despite all that money paid my principal balance actually went up by $508. I’m failing to see the point ... Read More »

                            How soon can I get a mortgage after paying off a repo? – Samantha

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                            My car was repossessed in June 2010 and auctioned for less than the loan amount shortly after. So the account appears on my credit reports as a charge-off and delinquent for the deficiency amount. I would really like ti buy a home so six months ago I started working to repair my credit (which also had an old cellphone bill ... Read More »

                              I’m a Runaway Housemaid in Dubai. – Lucia

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                              hi, i’m lucia im a run away housemaid. I left my employer cuz they are not good. My employer hurting me thats whay i run away. I would like to ask some questions. I start work june 2010 its 2 yrs contract so june 2012 finish but i only work 3 months and i run away. That time i go ... Read More »

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