Latest Posts
Home > Author Archives: Consumer (page 71)

Author Archives: Consumer

My Sears Card Was Purchased by a Debt Collector And Then Sent to Another Debt Collector. – Jo

Ready to Collapse

I had a debt with Sears store card and the debt was bought by a third party. This company (debt collector) send me several settlement offers until I accept one for half what I own to them. I started to make payments as promised and by the very last payment they did not take it and weeks after that I ... Read More »

    I Need Help to Get My Money Back. – Molly

    Ready to Collapse

    i have given you my background major scam from Ghana and owe lots of debt, working on a quote with Cambridge now and also going through My Tax Releif to help with IRS. I paid Smart Financial Solutions in the beginning before I changed to Chambridge, $970 that I need back badly. There is no number to call them on ... Read More »

      Personal Loan taken in Dubai, Back to India after Job Loss. – Dev

      Ready to Collapse

      Hello Steve, I know you have been flooded with similar questions. But still I need your advice. I had Personal Loan in Dubai amounting AED 60000 and I lost my job. I returned to India then after a year I was chased by Recovery Agents. Since its a large amount there is no way i can pay it off. I ... Read More »

        Can you advise my mom on what to do as a recent widow left with credit card debt? – Tonya

        Ready to Collapse

        My Mom is a recent widow (dec.2-2011) and didn’t know the extent of credit card debt that my Dad had aquired. Two of the cards were in her name.. the approximate debt is 28,000.00 high interest and No insurance. Income tax has not been filed in 2the yrs either.. help! She has been responsible and paid her cards off in ... Read More »

          Swindell & Associates, Texas, now affiliated or referring to Macey Bankruptcy Law? – Yale

          Ready to Collapse

          Went to a Swindell office in Fort Worth for bankruptcy consultation, and counseled toward debt management program, in order to retain assets. 40% debt settlement by implied promise, monthly payments to a special acct. until enough accumulated to negotiate settlement with largest creditor, then next largest, etc. Monthly pmts include our fee to Swindell (Macey?) We will be dunned and ... Read More »

            Student Loans – received by Citibank and not the government – Cathy

            Ready to Collapse

            Maybe to can help me understand the Student loan forgiveness program. My son has a $114,000 student loan(s) thru Citibank to pay for his college. His monthly payment is $1,400 – he has sporatic wages (company slow in paying him – hasn’t paid him since Oct.) Since the loan was taken privately is there a way he could receive help. ... Read More »

              Being sued by Capital One – should I sign the agreed judgment? – Charla

              Ready to Collapse

              I lost my job 3 yrs ago. I was unemployed for 8 months with no income at all. I am now employed – but only part time. Can barely make the house payment and put food on the table for me and my son. I just completed a course to get an Activity Director Certificate. Should receive it soon. Hopefully ... Read More »

                I want help to sort through all of it and don’t know where to turn. – Whitney

                Ready to Collapse

                I am 32 mother of two and was just let go from my teaching position. My question revolves around financial aid. I feel like I can’t find any information about how to handle my financial aid debt. I want to find a credit counselor to help me consolidate my loans but am having no luck finding one that I trust ... Read More »

                  Was Thinking of Signing Up With MMI But Now Contemplating Bankruptcy. Will I Lose my House? – Linda

                  Ready to Collapse

                  I’m contemplating bankruptcy – however, if I file – will I lose my house? I was getting ready to sign up for MMI – my credit rating is in the mid 600 to lower 700 range. However, my current debt has gotten a bit scary and I need help. Thanks. Linda Read More »

                    Will I Need a Telemarketing License? – Paul

                    Ready to Collapse

                    i am starting a solar business and will be contacting potential clients by phone. will i need a telemarketing lic if i am not selling anything over the phone? i will only be setting appointments for in person consultations. Paul Read More »

                      Should I Include Repossessed Truck in Chapter 13 Bankruptcy – Jessca

                      Ready to Collapse

                      I am going to file a chapter 13 bankruptcy next week because I had a car repossessed and they auctioned it for much less than I owed. I have since financed another vehicle. I am up to date on the payments and can now afford to keep them up to date. My question is whether to include it in the ... Read More »

                        Made a settlement with Mann Bracken, now another company is collecting on the same debt. What do I do? – Ryan

                        Ready to Collapse

                        I’m married with 3 children. I own a house and my income has gone down through job changes, so I spend about 60% of my income on my house payment alone. I had a discover card debt from 2003 of 4,000 or so dollars when I was younger and stupid. Last year I worked extra hard to get the money ... Read More »

                          Chase is Giving Me a Runaround About My Mortgage – LeeLuv

                          Ready to Collapse

                          Sorry if this is too long… I became disabled due to medical condition. I am now drawing adequate private disability insurance after 6 months out of work. There have been many other factors, but I am 6 months behind on my mortgage. I have been trying to work with Chase, but they have been terrible. I get letters telling me ... Read More »

                   – Consumer Complaint – 12-21-2011

                            Ready to Collapse

                            Date This Problem Happened: December 6, 2011 State You Live in: North Carolina Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: $15 Company Name: Company Address: Company Telephone Number: Website of Company: Consumer Statement: I purchased 2 vouchers from 1 for and 1 for Subway. I charged an additional $10 on my credit card ... Read More »

                              Should I pay for a home modification from My Home Advocate?

                              Ready to Collapse

                              We are about to pay for our loan modification to Tami Steffan at My Home Advocate. The confusing thing is that they seem so on the up & up but when I ask or read about them I am even more confused. They don’t have too many complaints so that leads me to believe they just like every other company ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.


                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.