Home > Author Archives: Consumer (page 74)

Author Archives: Consumer

Being sued by Capital One – should I sign the agreed judgment? – Charla

Ready to Collapse

I lost my job 3 yrs ago. I was unemployed for 8 months with no income at all. I am now employed – but only part time. Can barely make the house payment and put food on the table for me and my son. I just completed a course to get an Activity Director Certificate. Should receive it soon. Hopefully ... Read More »

    I want help to sort through all of it and don’t know where to turn. – Whitney

    Ready to Collapse

    I am 32 mother of two and was just let go from my teaching position. My question revolves around financial aid. I feel like I can’t find any information about how to handle my financial aid debt. I want to find a credit counselor to help me consolidate my loans but am having no luck finding one that I trust ... Read More »

      Was Thinking of Signing Up With MMI But Now Contemplating Bankruptcy. Will I Lose my House? – Linda

      Ready to Collapse

      I’m contemplating bankruptcy – however, if I file – will I lose my house? I was getting ready to sign up for MMI – my credit rating is in the mid 600 to lower 700 range. However, my current debt has gotten a bit scary and I need help. Thanks. Linda Read More »

        Will I Need a Telemarketing License? – Paul

        Ready to Collapse

        i am starting a solar business and will be contacting potential clients by phone. will i need a telemarketing lic if i am not selling anything over the phone? i will only be setting appointments for in person consultations. Paul Read More »

          Should I Include Repossessed Truck in Chapter 13 Bankruptcy – Jessca

          Ready to Collapse

          I am going to file a chapter 13 bankruptcy next week because I had a car repossessed and they auctioned it for much less than I owed. I have since financed another vehicle. I am up to date on the payments and can now afford to keep them up to date. My question is whether to include it in the ... Read More »

            Made a settlement with Mann Bracken, now another company is collecting on the same debt. What do I do? – Ryan

            Ready to Collapse

            I’m married with 3 children. I own a house and my income has gone down through job changes, so I spend about 60% of my income on my house payment alone. I had a discover card debt from 2003 of 4,000 or so dollars when I was younger and stupid. Last year I worked extra hard to get the money ... Read More »

              Chase is Giving Me a Runaround About My Mortgage – LeeLuv

              Ready to Collapse

              Sorry if this is too long… I became disabled due to medical condition. I am now drawing adequate private disability insurance after 6 months out of work. There have been many other factors, but I am 6 months behind on my mortgage. I have been trying to work with Chase, but they have been terrible. I get letters telling me ... Read More »

                SaveMore.com – Consumer Complaint – 12-21-2011

                Ready to Collapse

                Date This Problem Happened: December 6, 2011 State You Live in: North Carolina Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: $15 Company Name: SaveMore.com Company Address: Company Telephone Number: Website of Company: SaveMore.com Consumer Statement: I purchased 2 vouchers from Savemore.com. 1 for Accessoriesdirect.net and 1 for Subway. I charged an additional $10 on my credit card ... Read More »

                  Should I pay for a home modification from My Home Advocate?

                  Ready to Collapse

                  We are about to pay for our loan modification to Tami Steffan at My Home Advocate. The confusing thing is that they seem so on the up & up but when I ask or read about them I am even more confused. They don’t have too many complaints so that leads me to believe they just like every other company ... Read More »

                    Macey Bankruptcy Law / Legal Helpers – Consumer Complaint – 12-21-2011

                    Experienced Personal Bankruptcy Attorneys - We Fight For You! (20111221)

                    Date This Problem Happened: April 1, 2011 State You Live in: Montana Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $6,792 Company Name: Legal Helpers [Note: a visit to the website given shows the new name is Macey Bankruptcy Law] Company Address: PO Box 14010 Irvine, CA 92623 Company Telephone Number: 888-211-9942 Website of Company: LegalHelpers.com [Site redirects ... Read More »

                      How Can I Join a Class Action Suit Against Legal Helpers Debt Resolution? – Patti

                      Ready to Collapse

                      We have submitted to the wiles of the Legal Helpers Debt Resolution and are seeing the same results as I read in your article. Can we join a class action suit against them? We are in Montana. Patti Read More »

                        Need to get rid of credit card debt with lower payments. – Jennifer

                        Ready to Collapse

                        I am not working at this moment but should be better off within a year. I am in $14,000 credit card debt. I am making the payments right now and have never been late, but during the next year, 2012 I may not be able to make all of the minimum payments and still be able to afford what I ... Read More »

                          Defaulting vs paying forever and never touching principal – Shaz

                          Ready to Collapse

                          In 2010 I made the most money I’ve ever made (Unfortunately I’m now making $20K less now)… but in 2010 I paid over $15K towards my extreme student debt. At the end of that year I looked at my statement and despite all that money paid my principal balance actually went up by $508. I’m failing to see the point ... Read More »

                            How soon can I get a mortgage after paying off a repo? – Samantha

                            Ready to Collapse

                            My car was repossessed in June 2010 and auctioned for less than the loan amount shortly after. So the account appears on my credit reports as a charge-off and delinquent for the deficiency amount. I would really like ti buy a home so six months ago I started working to repair my credit (which also had an old cellphone bill ... Read More »

                              I’m a Runaway Housemaid in Dubai. – Lucia

                              Ready to Collapse

                              hi, i’m lucia im a run away housemaid. I left my employer cuz they are not good. My employer hurting me thats whay i run away. I would like to ask some questions. I start work june 2010 its 2 yrs contract so june 2012 finish but i only work 3 months and i run away. That time i go ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.