Home > Author Archives: Consumer (page 74)

Author Archives: Consumer

Should I Include Repossessed Truck in Chapter 13 Bankruptcy – Jessca

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I am going to file a chapter 13 bankruptcy next week because I had a car repossessed and they auctioned it for much less than I owed. I have since financed another vehicle. I am up to date on the payments and can now afford to keep them up to date. My question is whether to include it in the ... Read More »

    Made a settlement with Mann Bracken, now another company is collecting on the same debt. What do I do? – Ryan

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    I’m married with 3 children. I own a house and my income has gone down through job changes, so I spend about 60% of my income on my house payment alone. I had a discover card debt from 2003 of 4,000 or so dollars when I was younger and stupid. Last year I worked extra hard to get the money ... Read More »

      Chase is Giving Me a Runaround About My Mortgage – LeeLuv

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      Sorry if this is too long… I became disabled due to medical condition. I am now drawing adequate private disability insurance after 6 months out of work. There have been many other factors, but I am 6 months behind on my mortgage. I have been trying to work with Chase, but they have been terrible. I get letters telling me ... Read More »

        SaveMore.com – Consumer Complaint – 12-21-2011

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        Date This Problem Happened: December 6, 2011 State You Live in: North Carolina Race/Ethnicity: White Age Range: 36-50 Total Amount of Fee Paid: $15 Company Name: SaveMore.com Company Address: Company Telephone Number: Website of Company: SaveMore.com Consumer Statement: I purchased 2 vouchers from Savemore.com. 1 for Accessoriesdirect.net and 1 for Subway. I charged an additional $10 on my credit card ... Read More »

          Should I pay for a home modification from My Home Advocate?

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          We are about to pay for our loan modification to Tami Steffan at My Home Advocate. The confusing thing is that they seem so on the up & up but when I ask or read about them I am even more confused. They don’t have too many complaints so that leads me to believe they just like every other company ... Read More »

            Macey Bankruptcy Law / Legal Helpers – Consumer Complaint – 12-21-2011

            Experienced Personal Bankruptcy Attorneys - We Fight For You! (20111221)

            Date This Problem Happened: April 1, 2011 State You Live in: Montana Race/Ethnicity: White Age Range: 51-65 Total Amount of Fee Paid: $6,792 Company Name: Legal Helpers [Note: a visit to the website given shows the new name is Macey Bankruptcy Law] Company Address: PO Box 14010 Irvine, CA 92623 Company Telephone Number: 888-211-9942 Website of Company: LegalHelpers.com [Site redirects ... Read More »

              How Can I Join a Class Action Suit Against Legal Helpers Debt Resolution? – Patti

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              We have submitted to the wiles of the Legal Helpers Debt Resolution and are seeing the same results as I read in your article. Can we join a class action suit against them? We are in Montana. Patti Read More »

                Need to get rid of credit card debt with lower payments. – Jennifer

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                I am not working at this moment but should be better off within a year. I am in $14,000 credit card debt. I am making the payments right now and have never been late, but during the next year, 2012 I may not be able to make all of the minimum payments and still be able to afford what I ... Read More »

                  Defaulting vs paying forever and never touching principal – Shaz

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                  In 2010 I made the most money I’ve ever made (Unfortunately I’m now making $20K less now)… but in 2010 I paid over $15K towards my extreme student debt. At the end of that year I looked at my statement and despite all that money paid my principal balance actually went up by $508. I’m failing to see the point ... Read More »

                    How soon can I get a mortgage after paying off a repo? – Samantha

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                    My car was repossessed in June 2010 and auctioned for less than the loan amount shortly after. So the account appears on my credit reports as a charge-off and delinquent for the deficiency amount. I would really like ti buy a home so six months ago I started working to repair my credit (which also had an old cellphone bill ... Read More »

                      I’m a Runaway Housemaid in Dubai. – Lucia

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                      hi, i’m lucia im a run away housemaid. I left my employer cuz they are not good. My employer hurting me thats whay i run away. I would like to ask some questions. I start work june 2010 its 2 yrs contract so june 2012 finish but i only work 3 months and i run away. That time i go ... Read More »

                        250k in Debt, from 1 Creditor. Desperately Seeking Advice

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                        I had a 6 year business that failed. We had just moved to a new office two years ago that was a build out. The former landlord has sued me for the build out costs and the rest of the lease which amounts to $250k. I did not know this that happened until recently. I am about to get married, ... Read More »

                          US Consulting Corp Mortgage Modification – Kevin

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                          a company called US Consulting Corp contacted me about modifying my existing outrageous mortage payment. Said that due to the government sponsored HAMP….program they could reduce my payment from $4500 per month to $2583 ant the interest rate from around 5.8% to 3.57%. Stated they would guarnatee it with a return on upfront fees of $3490 if I am not ... Read More »

                            Is there a way to get student loan forgiveness if I became disabled during my last year in school? – Jade

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                            I have an autoimmune disorder called Lupus, and during my senior year in college, I had a massive flare-up that hospitalized me for 7 months, to the point where I needed chemotherapy! I was released, but suffered from Transverse Myelitis, which is a neurological disorder, caused by inflammation of the spinal cord. I now struggle to walk, suffer from incontinence, ... Read More »

                              Is it true? – Paul

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                              I live in San Diego CA and am a Navy Veteran, when I got out of the Navy in 2003 I attended a school by the name of Micro Skills. which closed soon after i completed my last class with them. I have been paying back on that loan, which i used my VA benefits on, but friends and family ... Read More »

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