Buying Scratch and Dent Appliances to Save Money

I’m looking to replace some appliances in my kitchen. Mine are old and on their last legs. The trouble is that I really can’t afford new appliances and I don’t want to put them on my credit card. I’ve heard that you can get great deals on ‘scratch and dent’ appliances. But, I don’t know … Read more

Women and Financial Insecurity

A recent article in the online version of the Wall Street Journal caught my attention. It was called “Clients From Venus.” Source It began by pointing out that women are becoming increasingly involved in personal finance. “Women control $8 trillion in assets in the U.S., and by 2020 are expected to control $22 trillion, according … Read more

Be YOUR Own Boss

Whether you’re a student out of school for summer, an unhappy employee, or someone who has been downsized, it is possible to get work even if companies aren’t hiring. Instead of relying on a corporate paycheck, entrepreneurs are becoming more innovative about making a living or adding to their regular incomes. Being your own boss … Read more

Do You Have a Will? If Not, It’s Time For You to Write Your Will.

It’s a subject that none of us want to think about. Whether we’re young and just starting life or older and approaching the end, we don’t want to think about our own death. And, adding money to the mix only makes it worse. But, the truth is that all adults need to think about what … Read more

Matching Financial Tactics to Your Goals. Don’t Think Like a Race Car Driver.

The other Saturday I went to the drag strip with some friends of mine. It’s an annual event for us. We’re a bunch of car enthusiasts who get to spend a day with some truly amazing equipment. For those of you who are not familiar with drag races, here’s a brief explanation. Each race is … Read more

Will Baby Boomers Have Enough to Retire?

It’s no secret that the housing bubble and recession of the last four years has caused financial heartache for many of us. One group that has been especially hard hit is the baby boomer generation. For years boomers have believed that they would retire in their mid-sixties and enjoy their golden years playing golf and … Read more

A Little Difference With Compound Interest

Sometimes the difference between success and failure is very small. Occasionally you’ll see a race (NASCAR, horse or foot) that will be decided by just an inch or two. Such a tiny amount determines winners and losers. What’s also striking is how much difference that can make in the future. Our stock car winner will … Read more