Home > Author Archives: Guest Post (page 2)

Author Archives: Guest Post

3 Types of Identity Theft You Should Safeguard Against Today

get out of debt

If you are a person who has a rather cavalier attitude about personal identification documents or data, then this article is for you! You must be aware of identity theft and the major problems that it can cause for the victim. This is not an issue that only wealthy people need to worry about because it is not just money ... Read More »

    Your Finances are Like the Game of Football – Do You Have a Game Plan?

    get out of debt

    Your personal finances are a lot like the game of football. Here’s how to score a few touchdowns. Do you protect your quarterback? It is essential to protect the earnings of workers in your household with proper life and disability insurance. Sadly, most Americans are under-insured, and don’t realize that fact until it’s too late. A basic rule of thumb ... Read More »

      What Types of Credit Card Fraud Should you Beware of?

      get out of debt

      Credit cards make life so much easier particularly when you need to buy big ticket items but want to avoid carrying around a lot of cash on your person. However, unless you are careful, you could end up losing much more if unscrupulous people get possession of your card. With the advent of technology, credit card theft and card fraud ... Read More »

        Is the Mark Tetzlaff Case Over at the Supreme Court? Maybe Not.

        Businessman Humble Opinion Handsome Man

        By Gordon Wayne Watts This is a follow-up to this story that Steve wrote about Mark Tetzlaff and his student loan Supreme Court efforts. We recall Mark Tetzlaff, a law student with a staggering $260,000 in college loan debt, is a 56-year old, Waukesha, Wisconsin resident, who lives with his eighty-five-year-old mother, both of whom subsist solely the income from ... Read More »

          Different Ways to Protect Minors from ID Theft

          get out of debt

          Effective as of January 1, 2016, a new bill will enable both parents and guardians to freeze the actual credit reports of every child under the age of 16. According to the NCDOJ (North Carolina Department of Justice), the main credit bureaus have stated that in the past they weren’t able to freeze the credit reports for any kid under ... Read More »

            Skewed Cupid

            get out of debt

            Valentine’s Day conjures up images of hearts, flowers and a double-decker box of chocolate, nougat and nuts. But, metaphorically speaking, what happens when that stupendous bouquet of roses you got turns out to be a pile of weeds? Love might cloud our vision, but that doesn’t mean you have to turn a blind eye to consumer pitfalls. If you know ... Read More »

              Justice Department Reaches $470 Million Joint State-Federal Settlement with HSBC to Address Mortgage Loan Origination, Servicing and Foreclosure Abuses

              get out of debt

              The Justice Department, the Department of Housing and Urban Development (HUD) and the Consumer Financial Protection Bureau, along with 49 state attorneys general and the District of Columbia’s attorney general, have reached a $470 million agreement with HSBC Bank USA NA and its affiliates (collectively, HSBC) to address mortgage origination, servicing and foreclosure abuses.  “This agreement is the result of ... Read More »

                Justice Department and Consumer Financial Protection Bureau Reach Settlement to Resolve Allegations of Auto Lending Discrimination by Toyota

                get out of debt

                The Department of Justice and the Consumer Financial Protection Bureau (CFPB) announced today a settlement to resolve allegations that Toyota Motor Credit Corporation (Toyota) engaged in a pattern or practice of discrimination against African-American and Asian/Pacific Islander borrowers in auto lending.  Toyota, based in Torrance, California, is the nation’s largest captive auto lender, and the fifth largest auto lender overall. ... Read More »

                  From the UK: How Much Money Do We Spend In a Lifetime?

                  get out of debt

                  We go to work everyday, and we earn money, and we spend money, almost everyday. Can you think of a day when you did not spend money? Those days are few and far between. It maybe you need to get petrol, pick up a loaf of bread, milk, money for the kid’s school lunches, a pint in the pub, face ... Read More »

                    11 Millionaires Reveal Their Success Secrets

                    get out of debt

                    What does it take to become a millionaire? These personal finance bloggers worth over seven figures share the tips that helped them get there. ESI from ESI Money recommends you Invest in your career. It’s a multi-million dollar asset that will be worth much more if you take the time to grow it.  “How do you do that? Read, learn, ... Read More »

                      Guides to help you open and manage your checking account

                      get out of debt

                      Feb 3 2016 By Sarah Bainton Kahn Are you thinking about opening a checking account but aren’t sure how to get started? We have resources to help you select a product that’s best suited for your financial needs. Banks and credit unions provide safe places to keep your money, but it’s important to shop around to find the financial products ... Read More »

                        Advantages of 401K and IRA : The Best Retirement Investment Options

                        get out of debt

                        “Financial literacy is an issue that should command our attention because many Americans are not adequately organizing finances for their education, healthcare and retirement.” (Ron Lewis) Image Source : www.dailyfinance.com When it comes to retirement planning, it is essential to consider all avenues of investment before settling for one. There are different types of investment options available in the market ... Read More »

                          Identity Theft Impact On Credit Score

                          get out of debt

                          Identity theft can be defined as the intentional use of another person’s identity for personal benefit. The individual whose identity is abused will in most cases be held accountable of any wrongdoing committed and consequently be punished. The most common instances of identity theft include unauthorized use of name or identity number to access certain privileged services and, use of ... Read More »

                            5 Ways Money CAN Buy Happiness

                            get out of debt

                            Top Advice: 1. Check your motivation against the five principles of happier spending — if your “spend” doesn’t match up, think about saving your money instead. 2. Use money to create connections with others — whether through spending on a shared meal or giving someone a gift — can lead to greater happiness than money alone. As you plan the ... Read More »

                              Should you pay Firstsource Advantage LLC instead of your creditor?

                              get out of debt

                              I have a credit card with Bank of America that has been charged off since 2011. I was making payments of $20 a month up until last August. When I began to check my credit, I noticed no payments were being recorded. When I asked BOA to send me a statement of where my money was going, I got no ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.You can unsubscribe at any time with just one click.After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

                                I promise to keep your email safe and secure.