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Author Archives: Guest Post

From the UK: The 2 Main Reasons Why People Don’t Pay Their Bills

Financial Tornado

Years ago in a galaxy far, far away, I worked for one of the world’s largest auto finance banks, Ford Credit. I started there as a customer service representative, basically a collector, I collected delinquent car payments, but I eventually moved on up to become a Credit Analyst, and be the person that granted the loans. Going from one side ... Read More »

    Harmed Ally borrowers have been sent $80 million in damages

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    This news from the CFPB was distributed by the Personal Finance Syndication Network. If you would like to contribute a guest post like this one, click here. Read More »

      3 Financial Resolutions I’m Getting a Late Start On

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      New Year’s resolutions can be difficult to keep, as anyone who has tried to spend January losing weight, saving money or doing some other type of self improvement knows. Too often, the resolution is thrown to the side by February, and that includes financial resolutions. With a late start being better than no start at all, I’m starting February with ... Read More »

        What Caused the Student Loan Debt Problem?

        Screen Shot 2016-03-07 at 3.48.20 PM

        By Mark Tetzlaff, JD, MBA, MAR Everyone agrees that student loan debt is spiraling out of control. Analysts cite many reasons, but offer few remedies. In my view, the reason for no offers of plausible solutions is that experts have failed to pinpoint the primary cause—Congress passing the Higher Education Amendments of 1992 (HEA-92) and its resultant effects that make ... Read More »

          From the UK: Valentine’s Day: How a Martyred Saint Became a Day For Lovers

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          Saint Valentine I would doubt and venture, that a third, yes 3rd century, Roman Saint, would have thought they would become synonymous with a day now associated with love and lovers. Not much is known of Saint Valentine, and even while the Catholic Church has removed his name from the “General Roman Calendar”, he is still listed as a Saint ... Read More »

            Are Your Student Loans Driving You Crazy?

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            Are Your Student Loans Driving You Crazy? STOP THE INSANITY! The catch phrase “Stop the Insanity” became a national buzzword in the 1990’s when Susan Powter used it to promote her weight loss programs, books, videos, and TV shows. From Wikipedia I learned that “Powter is author of several books, three of which became New York Times best-sellers in the ... Read More »

              From the UK: The Financial Consequences of Getting Divorced

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              The title of this could easily also have been, the effects of ending a relationship, or when partners split up. Either way, the financial implications and consequences of getting divorced or ending a relationship can be many. It is also a time of high emotions, it is like a death in the family. The death of the relationship. Holidays will ... Read More »

                Tax Returns May Experience Delays Due to Increased Cases of Tax Fraud

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                Although the Internal Revenue Service (IRS) works hard to ensure that it screens for potentially fraudulent tax returns as well as issue refunds to genuine taxpayers all-in-one go, ensuring that the two operations run simultaneously and effectively has proven to be more than just challenging. In numerous occasions, the return files faultily flagged as potentially fraudulent’ have been excessive. As ... Read More »

                  So… Just How Bad Is Your Student Loan Situation?

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                  SO… JUST HOW BAD IS YOUR STUDENT LOAN SITUATION? The game of life is hard to play I’m gonna lose it anyway The losing card I’ll someday lay so this is all I have to say…. Suicide is Painless Johnny Mandel, 1970 For those who are new to this blog or perhaps have stumbled upon this site because you are ... Read More »

                    Parents’ Debt Affects Kids

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                    Stress has many causes but since the economic recession in 2007, financial instability is the major cause of stress. The economic recession led to increment in unemployment and inflation thus low income and loss of monetary value. The rampant increment of goods and services prices has made financial instability more rampant in the current world. Parents have to ensure their ... Read More »

                      Guides to help you open and manage your checking account

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                      This news from the CFPB was distributed by the Personal Finance Syndication Network. If you would like to contribute a guest post like this one, click here. Read More »

                        How Much Does It Cost To Run For President Of The United States

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                        In short, a lot! This year the United States, our old Colonies, will elect a new president and vice president; to be exact they will elect this new president on Tuesday, November 8th, 2016. However, prior to this date, there has been and will be a huge run-up to the election, which began early last year. It was early in ... Read More »

                          Planned Obsolescence: How We Are Forced to Buy New Stuff

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                          Over time things do wear out, including us and our bodies. Most things have a life span. As humans we may live to be 81 years old, which is the average life span here in the UK. You may buy a car, and it may last you 10 years, or a white good such as a fridge or washing machine, ... Read More »

                            How to stop calls from debt collectors

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                            Behind in paying your bills? You might find a debt collector calling. But the law says how and when they can do that. For example, they can’t call before 8 a.m., after 9 p.m., or while you’re at work if the collector knows that your employer doesn’t approve of the calls. Collectors may not harass you or lie when they ... Read More »

                              You have the right to request your consumer reports

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                              This news from the CFPB was distributed by the Personal Finance Syndication Network. If you would like to contribute a guest post like this one, click here. Read More »

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