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Author Archives: Guest Post

From the UK: The Financial Consequences of Getting Divorced

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The title of this could easily also have been, the effects of ending a relationship, or when partners split up. Either way, the financial implications and consequences of getting divorced or ending a relationship can be many. It is also a time of high emotions, it is like a death in the family. The death of the relationship. Holidays will ... Read More »

    Tax Returns May Experience Delays Due to Increased Cases of Tax Fraud

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    Although the Internal Revenue Service (IRS) works hard to ensure that it screens for potentially fraudulent tax returns as well as issue refunds to genuine taxpayers all-in-one go, ensuring that the two operations run simultaneously and effectively has proven to be more than just challenging. In numerous occasions, the return files faultily flagged as potentially fraudulent’ have been excessive. As ... Read More »

      So… Just How Bad Is Your Student Loan Situation?

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      SO… JUST HOW BAD IS YOUR STUDENT LOAN SITUATION? The game of life is hard to play I’m gonna lose it anyway The losing card I’ll someday lay so this is all I have to say…. Suicide is Painless Johnny Mandel, 1970 For those who are new to this blog or perhaps have stumbled upon this site because you are ... Read More »

        Parents’ Debt Affects Kids

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        Stress has many causes but since the economic recession in 2007, financial instability is the major cause of stress. The economic recession led to increment in unemployment and inflation thus low income and loss of monetary value. The rampant increment of goods and services prices has made financial instability more rampant in the current world. Parents have to ensure their ... Read More »

          Guides to help you open and manage your checking account

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          This news from the CFPB was distributed by the Personal Finance Syndication Network. If you would like to contribute a guest post like this one, click here. Read More »

            How Much Does It Cost To Run For President Of The United States

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            In short, a lot! This year the United States, our old Colonies, will elect a new president and vice president; to be exact they will elect this new president on Tuesday, November 8th, 2016. However, prior to this date, there has been and will be a huge run-up to the election, which began early last year. It was early in ... Read More »

              Planned Obsolescence: How We Are Forced to Buy New Stuff

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              Over time things do wear out, including us and our bodies. Most things have a life span. As humans we may live to be 81 years old, which is the average life span here in the UK. You may buy a car, and it may last you 10 years, or a white good such as a fridge or washing machine, ... Read More »

                How to stop calls from debt collectors

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                Behind in paying your bills? You might find a debt collector calling. But the law says how and when they can do that. For example, they can’t call before 8 a.m., after 9 p.m., or while you’re at work if the collector knows that your employer doesn’t approve of the calls. Collectors may not harass you or lie when they ... Read More »

                  You have the right to request your consumer reports

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                  This news from the CFPB was distributed by the Personal Finance Syndication Network. If you would like to contribute a guest post like this one, click here. Read More »

                    Schools That Deny Students Rights Should Not Receive Federal Funding

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                    The U.S. Department of Education should deny Title IV funding to for-profit and other schools that require students to sign away their legal rights and submit to binding arbitration in future disputes with their schools, Public Citizen said today in a petition (PDF). Forced arbitration clauses are detrimental to students and hamper efforts by government watchdogs to uncover wrongdoing at ... Read More »

                      Should I settle my RISE loan with NCB Management?

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                      I defaulted on a Rise Loan around 10/2015 which is now about $6300. It was charged off and bought by NCB which has called me and now sent me a letter asking for a full payoff at 45% of total or payments of roughly $235 which is about 35% the total (somewhere around $2300-$2500). Does this letter constitute an agreement? ... Read More »

                        The Graying of American Debt


                        The U.S. population is aging and so are its debts. In this post, we use the New York Fed Consumer Credit Panel, which is based on Equifax credit data, to look at how debt is changing as baby boomers reach retirement age and millennials find their footing. We find that aggregate debt balances held by younger borrowers have declined modestly ... Read More »

                          Paying down holiday debt?

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                          The season of giving is over — well, sort of. For many people, December’s gift-giving and feasting means a bigger-than-usual credit card bill in January. You know the advice: it’s always good to pay off your balance in full. But if you can’t, we’ve got some tips for paying down credit card debt: Take stock. How much do you owe ... Read More »

                            Being Rich Isn’t Cheap

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                            [unable to retrieve full-text content] This article by Jon Emge was syndicated by the Personal Finance Syndication Network. If you would like to contribute a guest post like this one, click here. Read More »

                              6 Things You Need to Know About Grocery Store Aisles

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                              How many times have you gone to the supermarket to buy groceries? Surely it’s too many to count. The fact that most people tend to go to the grocery store once or twice a week makes grocery shopping quite the routine, which can make it easy to fall into a habit of doing the same thing over and over again. ... Read More »

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