Latest Posts
Home > Author Archives: Guest Post (page 3)

Author Archives: Guest Post

How Long Does It Take to Pay Off $10,000 of Credit Card Debt?

get out of debt

If you have credit card debt, you probably are so over it. You want to pay off the debt, but it feels like a never-ending process. You know (or hope) that at some point you’ll be able to pay it off. But when? How long will it take? The answer depends on three things. 1. Your Payment Plan Are you making ... Read More »

    Will Paying Off A Collection Account Improve My Credit?

    get out of debt

    Question: Does the debt from the collections agency get removed or just show zero balance after it’s paid? If it just shows zero balance will that be enough to boost credit score? Answer from DebtCollectionAnswers.com: There is a lot of confusion surrounding collection accounts and credit reports. Once you’ve paid or settled a collection account, the balance should be updated ... Read More »

      23 Ways to Save Big at Your Wedding

      images-6

      For all of the many reasons to get married, paying for a wedding isn’t one of them. It’s an expense that can be used elsewhere — such as for a down payment on a house — or to pay for a honeymoon or use as an emergency fund. Those aren’t exactly romantic expenses (except for the honeymoon), and with family ... Read More »

        What to Do With an Extra $1,000

        get out of debt

        Having an extra $ 1,000 in your bank account can seem like a small windfall that can easily be spent. A quick vacation, expanded wardrobe or a few fancy dinners out can deplete that extra $ 1,000 in a few months. But long-term savings can turn that extra $ 1,000 into thousands more, protecting you in retirement, as an emergency ... Read More »

          The Real Savings of Making Coffee at Home

          get out of debt

          It’s almost as much of a savings cliche as checking out books at the library instead of buying them: Making coffee at home is a big money saver over going to Starbucks. It seems like a no-brainer that making coffee at home is a lot less expensive than paying someone else to make it for you, whether that’s at Starbucks, ... Read More »

            The One Graph That Explains Why a Good FICO Score Matters for Homebuyers

            Urban-Institute-FICO-Score-distribution

            When it comes to buying a home, there’s a lot more to the process than just finding an affordable home for sale and having enough money for a down payment. Most people need loans to finance such a large purchase, but even as the housing market has rebounded from the foreclosure crisis and low property values of 2010, mortgages remain ... Read More »

              9 Essential Steps for Financial Survival

              financial-survival

              Managing your money well doesn’t have to be a complicated process, and you don’t have to earn a degree in finance to learn how to be financially savvy. It is absolutely possible to live a comfortable, financially fit lifestyle, and it’s a worthwhile endeavor for obvious reasons. There are several essential tools that financially successful people employ, and if you ... Read More »

                There’s No Such Thing As a Free House, Even When You Win the Foreclosure Battle

                get out of debt

                Some homeowners are emerging from the housing crisis with “free houses,” according to a recent article in the New York Times. According to the article, some homeowners are seeing the foreclosure cases brought against them dismissed because lenders missed key deadlines or because the statute of limitations has expired (here’s a nifty guide on states’ statutes of limitations on debt ... Read More »

                  5 Money Tips for Vacationing With Friends

                  get out of debt

                  You love hanging out with some compatible friends or families and you both love to vacation. Why not go on a joint vacation? It can be tricky to navigate trip-planning and financing with others, but you also have the potential to enhance your experience and even save some money. Communication is obviously key to a successful joint vacation, but here ... Read More »

                    Should You Keep Donating to Charity if You’re Broke?

                    To get the real answers, do the math and listen to what it has to say. Math does not lie.

                    As chairman of Debt.com, I answer many reader questions about money. However, those questions often involve…love. That shouldn’t surprise anyone who knows that couples fight often about money. I’d guess that half my questions fall into this category. Here’s one I just received the other day: Question: My wife and I are finally trying to buckle down and fix out ... Read More »

                      Florida Man Allegedly Memorized Credit Card Numbers to Commit Fraud

                      get out of debt

                      An Orlando-area homeless man is accused of using stolen credit card information to stay at a number of hotels, including Disney World resorts, reports FOX 35 Orlando. Investigators say Jeffrey Hawkins, 52, is skilled at memorizing credit card numbers and recalls that information to book his stays. He was charged for similar schemes in 2010 and 2012. The situations in ... Read More »

                        Parents: How to Start Planning for College

                        get out of debt

                        Too many parents make the mistake of waiting until the fall of their child’s senior year to start thinking about college. However, by waiting, your child could miss out on a number of opportunities that could end up costing your family thousands of dollars in missed financial aid and scholarships. Ideally, you should have started planning at the start of ... Read More »

                          10 States With Stubbornly High Foreclosure Rates

                          get out of debt

                          Foreclosure activity in the U.S. was at an eight-year low in the first quarter of 2015, despite an increase in activity in March, according to the most recent foreclosure report from real estate data company RealtyTrac. The number of residential properties with a foreclosure filing — default notice, scheduled auction or bank repossession — decreased about 8% from the first ... Read More »

                            How Your Budget Can Help You Build Credit

                            get out of debt

                            The building blocks of a healthy financial life are all tied to your budget — how much money is coming in, going out and where is it being used? Answering those questions and creating a budget that works for you can have a ripple effect on the rest of your finances. Specifically, a good budget can help you maintain of ... Read More »

                              Reducing the Cost of Attending an Out of Town Wedding

                              get out of debt

                              You knew your best friend’s son was getting married, but when the “Save the Date” card arrived, it was a reminder to make plans to attend. According to the Huffington Post (May 2013), it costs about $ 539 per guest to attend a wedding for clothes, gift, and incidentals. But you live in Springfield, Illinois and this wedding is in ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.