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Author Archives: Guest Post

Debt Settlement Advice for Debt Settlement Companies and Consumers – Part 1 – On Time with Payments

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This is part 1 of a 7 part series covering debt settlement advice for both the debt settlement industry and consumers. Throughout this series, we will be taking an in depth view into the various aspects of debt settlement, their best practices, and their effects on consumers. Our first topic is about… Part 1. Enrolling into a Debt Settlement Program ... Read More »

    The Effect of Bankruptcy on Your Mortgage.

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    What most residential mortgage borrowers do not understand is the a bankruptcy only discharges personal debt. A bankruptcy will not eliminate a security interest in property. In reality, a bankruptcy discharge may have no effect whatsoever on a borrower in relation to the mortgage if the debt is a non-recourse debt. To truly understand the effect of bankruptcy discharge on ... Read More »

      Debt Settlement Companies Suffer from Premature Representation

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      First, I’d like to say thank you to Steve Rhode for the invitation to make a guest post. Steve, I greatly appreciate you opening up your venue. Rather than focusing on what Debt Relief A La Carte offers, I’d like to take this opportunity to discuss why. It will be much more meaningful for all. I’ve been waiting for a ... Read More »

        Zombie Debt 1099 Style. And You Thought Your Old Debt Was Dead. LOL.

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        THE KING OF ZOMBIE DEBT: THE 1099-C. WHAT TO DO WHEN COLLECTION CONTINUES AFTER RECEIVING A 1099-C By Gregory M. Fitzgerals, Esq. Most folks who get a 1099-C accept that it is a good news/bad news thing. The bad news is you must include the 1099-C as income on your taxes. The good news is you no longer owe the ... Read More »

          Reducing Debt with a Second Job

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          Reducing debt can be a difficult task, especially if you are already involved with collections. Sure the FDCPA will protect you from harassment, but who really wants to deal with that? One method to getting out of debt is to make more money…fast. Getting a second job is an effective way of doing that. While getting a second job may ... Read More »

            Bankruptcy in Florida

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            Bankruptcy is processed and treated differently in each state of the United States of America. With the economy being less than favorable, numerous people have been contemplating about the decision of declaring bankruptcy in Florida; however, since the laws of each state are different, it is important to be able to first understand the legality of declaring bankruptcy in Florida. ... Read More »

              Filing for Bankruptcy

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              Filing for bankruptcy is indeed an arduous process that requires you to be acquainted with all the specifics in order to get everything right from the onset. With all its ups and downs, it can help you stop foreclosures and block creditors from harassing you as you try to build your finances. Below are tips to help you wade through ... Read More »

                Bankruptcy in Michigan

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                Declaring bankruptcy in Michigan can be quite stressful depending on the type of familiarity that one has with the legal system in the area. Depending on the amount of assets that one has on hand and the type of properties that are considered as exempt from the declaration of bankruptcy, those who are on the fence will want to either ... Read More »

                  File Bankruptcy — But Keep Your Car for Much Less Than You Owe

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                  The following article was submitted by Attorney Steven Elmer from 722Redemption.com to help people learn how it may be possible to keep their car or truck after bankruptcy for far less than the current amount owed. In Chapter 7 bankruptcy, debtors have three main options regarding financed personal property items. They can surrender, reaffirm, or redeem the item. When choosing ... Read More »

                    How to Find a Bankruptcy Attorney In Your Area

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                    It can be tough to find a good bankruptcy attorney. It is an unfortunate fact that some bankruptcy attorneys are not very honest in their dealings with clients. For this reason, you need to be careful to work only with a reputable bankruptcy attorney. The difference between a reputable bankruptcy attorney and a disreputable one is like the difference between ... Read More »

                      File for Bankruptcy

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                      Types of Bankruptcy It is important for people to determine the type of bankruptcy that they need to file according to their current financial situation. They can have a systematic and successful bankruptcy case when they are aware of the requirements and procedure for the particular case that they plan to file. Chapter 7 Bankruptcy This involves the total liquidation ... Read More »

                        Declaring Bankruptcy

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                        Any decision of declaring bankruptcy may seem like a traumatic event, but it is often the most logical choice to deal with problem debts. As it is a very personal decision, therefore one should take time and understand all the facts before making any move in this. Bankruptcy has not been designed as an “easy way out” of debt. It ... Read More »

                          Bankruptcy Information

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                          When a person gets under so much debt that it becomes unmanageable then it becomes necessary to look for bankruptcy information and advice. There are advantages and disadvantages of declaring bankruptcy and it is important to know both sides of the coin. There are some benefits of filing bankruptcy that cannot be underestimated. For example, a debtor completely gets out ... Read More »

                            Bankruptcy California

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                            You remember that old song Hotel California by the Eagles? It’s time for a new updated version titled Bankruptcy California. There are many reasons why you should consider filing for bankruptcy California. Especially if there seem to be no way out of your financial predicament. Making use of a skilled California bankruptcy attorney will give you the power you need ... Read More »

                              Bankruptcy Means Test

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                              In case you find yourself deep into debts, filing for bankruptcy could be one of the best options to consider and especially if you know that you cannot be able to repay your debts on time. There are various things that one should understand however before filing for the process as this will help you understand your position as far ... Read More »

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