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Author Archives: Guest Post

Schools That Deny Students Rights Should Not Receive Federal Funding

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The U.S. Department of Education should deny Title IV funding to for-profit and other schools that require students to sign away their legal rights and submit to binding arbitration in future disputes with their schools, Public Citizen said today in a petition (PDF). Forced arbitration clauses are detrimental to students and hamper efforts by government watchdogs to uncover wrongdoing at ... Read More »

    Should I settle my RISE loan with NCB Management?

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    I defaulted on a Rise Loan around 10/2015 which is now about $6300. It was charged off and bought by NCB which has called me and now sent me a letter asking for a full payoff at 45% of total or payments of roughly $235 which is about 35% the total (somewhere around $2300-$2500). Does this letter constitute an agreement? ... Read More »

      The Graying of American Debt


      The U.S. population is aging and so are its debts. In this post, we use the New York Fed Consumer Credit Panel, which is based on Equifax credit data, to look at how debt is changing as baby boomers reach retirement age and millennials find their footing. We find that aggregate debt balances held by younger borrowers have declined modestly ... Read More »

        Paying down holiday debt?

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        The season of giving is over — well, sort of. For many people, December’s gift-giving and feasting means a bigger-than-usual credit card bill in January. You know the advice: it’s always good to pay off your balance in full. But if you can’t, we’ve got some tips for paying down credit card debt: Take stock. How much do you owe ... Read More »

          Being Rich Isn’t Cheap

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          [unable to retrieve full-text content] This article by Jon Emge was syndicated by the Personal Finance Syndication Network. If you would like to contribute a guest post like this one, click here. Read More »

            6 Things You Need to Know About Grocery Store Aisles

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            How many times have you gone to the supermarket to buy groceries? Surely it’s too many to count. The fact that most people tend to go to the grocery store once or twice a week makes grocery shopping quite the routine, which can make it easy to fall into a habit of doing the same thing over and over again. ... Read More »

              Free Travel for Writers

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              Getting on the Road for an Exciting Familiarization Tour By Debra L. Karplus Riding westbound out of Chicago on Amtrak’s Empire Builder route at dinner time, I headed to the dining car where all tables seated exactly four people. I was seated with three people I had never met, a typical procedure on these long distance trains, and always interesting ... Read More »

                The Cost of Adopting a Child

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                The Financial Side of Adoption By Debra L. Karplus Read any of the statistics that are frequently published in popular financial and news publications and you’ll quickly infer that the most obvious way to stretch the dollar is to not have children. Data shows that it costs several hundreds of thousands of dollars to raise and educate just one child. ... Read More »

                  The Skinny on Buffet Dining

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                  The Skinny on Buffet Dining To eat or not to eat, that is the question By Debra L. Karplus It’s Friday evening after a grueling week at work. The kids are whining; they’re famished, and you are, too. Plus, you’re exhausted and emotionally drained. You open the refrigerator, the freezer, and the cupboards, and realize that a trip to the ... Read More »

                    Kayne West “Wake Up” Says Bankruptcy Attorney


                    By Chad Van Horn Open Letter to Kanye Mr. West, I am very saddened to learn that you are $53 million dollars in personal debt, but I believe I can help you get back on firm financial footing once again. I am an established lawyer in Fort Lauderdale, FL who helps people who for whatever reason find themselves financially overextended. ... Read More »

                      Airport Shuttles: Getting to and from the Airport

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                      Getting to and from the Airport By Debra L. Karplus You have your trip planned. You were able to find good deals on airfare. Lucky you. Maybe that fare is from your hometown airport, or possibly in a neighboring town. Now it’s time to figure out how you will get to and from the airport in both directions without spending ... Read More »

                        Touring a Preschool for Your Child

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                        By Debra L Karplus You feel that your preschooler needs more stimulation and peer contact than he or she gets at home or in day care. But how does a parent find the right preschool? Many local parents are raving about Happyland, Village Tree, Montessori, and Home Sweet Home? What is it about these preschools that make parents and children ... Read More »

                          Your Child’s Safety

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                          By Debra Karplus You can search on crimereports.com and happily discover that Culver City has relatively few crimes, mostly against property rather than people. You probably already know to keep your house doors locked including the door connecting the garage to the house, whether you are in the house, away from the house or just out working outside in the ... Read More »

                            The Clear Picture on Eyewear

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                            By Debra L. Karplus Your eyeglasses are so scratched that you can barely see through them anymore and the frames have some chips in them and just don’t fit right. You’ve been procrastinating, but it’s probably about time to buy a new pair of glasses. You call the place where you bought your current glasses and they remind you that ... Read More »

                              Natural Pest Control

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                              Natural Pest Control By Debra Karplus You enjoy the flora and fauna of the outdoors, but when insects disturb your family or home, that’s different. In your efforts to avoid harsh, potentially dangerous pest control products, your search online consistently leads you to one safe “solution”, PREVENTION. Keeping termites away from your property may be easier than you think. Termites ... Read More »

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