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Author Archives: Guest Post

More Reasons Why You Shouldn’t Bother With Gas Credit Cards

gas_credit_card

Last June, I wrote about why you should get rid of your gasoline credit card — because the rewards just aren’t competitive. Since then, the price of gasoline has plummeted, which might seem to help the case for some gas cards. Nevertheless, these cards are still a bad deal… Low gas prices don’t help gas credit cards At 10 cents off the ... Read More »

    Will Your Next Debt Collector Be a Robot?

    robots

    Are the days of debt collectors sitting in cubicles “dialing for dollars” numbered? Debt collection, like many sectors of the economy, is starting to go digital. So if the idea of talking with a debt collector automatically puts your stomach in knots, you may be in for a pleasant surprise: In the not-too-distant future, your debt collector may be a ... Read More »

      How to Turn the Tables on Your Debt

      piggythumb

      No one really wants to talk about debt and certainly no one wants anyone else to know they have debt. The reality is that most people have debt and that debt is not necessarily a bad thing. In fact, you can use debt as a tool to help you get what you want in life. However, I have found that ... Read More »

        Should You Get Help Negotiating Settlements?

        2015-03-24-1427210978-2572365-indexinvesting-thumb

        Most of the debt negotiation help requests and questions I deal with come straight to me from the person who needs assistance and answers. But occasionally I receive phone calls from friends and relatives about a situation with someone they know. Here is a recent exchange about stalled out debt negotiations, why that can occur, and when it may be ... Read More »

          Financial Issues for Alzheimer’s Families

          phone11

          What financial issues do Alzheimer’s families face? According to the National Institute on Aging, "as many as 5 million Americans age 65 and older may have Alzheimer’s disease." Alzheimer’s is a chronic disease that requires care for the patient. We wanted to know what financial issues families that included an Alzheimer’s patient needed to address. To help us answer them, ... Read More »

            What Is Chase QuickPay and How Do You Use It?

            chase-quick-pay

            Banking has come a long way, especially with the emergence of online and mobile banking. Chase QuickPay is admittedly pretty impressive — on the surface anyway. However, with technological advancements come new bugs and complications, as well. So does the Chase QuickPay option offered by Chase Bank really save time and hassle, or does it simply create a new host of problems? Check out ... Read More »

              Jeep Renegade to Honda Civic: 36 Cars You Can Finance for Under $300

              car-loan

              Shopping for a new car? You’ll probably be driving off the lot with more than a new set of wheels — a hefty monthly payment could be riding along with you, too. The amount Americans borrow to finance their new cars has crept up at an alarming pace, with the average new auto loan reaching $ 482 in the fourth quarter of ... Read More »

                4 Ways to Maximize Your Credit Card Rewards for Summer Travel

                creditcardsinthewoods

                Now that winter is finally over, many Americans are looking forward to the summer travel season with an eye toward using their credit card rewards. But in most cases, award travel is not as easy as it sounds. So this spring, consider these four ways to get the most from your points and miles. 1. Decide what you want to do ... Read More »

                  What Is Credit Monitoring… Really?

                  credit_report_errors

                  Millions of Americans have received free access to credit monitoring products — it’s pretty much a standard “we’re sorry” gesture from any company or organization that loses customer data after a cyberattack. While companies are handing out credit monitoring like it’s candy at a parade, consumers often don’t understand what they’re getting and that different products vary greatly in what ... Read More »

                    How a ‘Fair’ Credit Score Can Cost You $130K

                    Your Credit Score Sucks

                    If anything is certain about credit scores it’s that they change. How much they change can depend heavily on your decisions, and if you want to save money, there are steps you can take to attain and maintain a high credit score. How you manage your debt determines whether you have great credit, bad credit or something in between, and ... Read More »

                      What to Do With Old Savings Bonds

                      tax_audit_questions1

                      If you have recently located old savings bonds while working on spring cleaning or sorting through desk drawers, you are in luck. These common, though at times underappreciated, gifts can feel like free money years or decades later. They are securities issued by the U.S. Treasury Department that pay and retain serious interest in exchange for helping fund the government. ... Read More »

                        20 Cheap Easter Ideas Your Kids Will Love

                        cheap_easter_ideas

                        Along with its religious significance, Easter is a great opportunity to have some seasonal fun with your family. Unfortunately, this can start to add up against your wallet, between feeding a large family for Easter lunch or dinner and stocking up on Easter basket goodies and egg hunt supplies. Here are some kid-friendly and wallet-friendly Easter ideas your family will ... Read More »

                          4 Ways to Pay Your Taxes

                          Strangest-Taxes-and-Deductions1

                          If you’re among the Americans who wait until mid-April to file your taxes because you owe money — and you don’t happen to have available funds to pay — what do you do? The Internal Revenue Service has anticipated the situation, and it has some options for you. First, let’s take the easiest one — burying your head in the ... Read More »

                            3 Ways to Protect Your Social Security Number From ID Theft

                            identity-theft

                            Of all the types of personal information that could put you at risk for identity theft when in the wrong hands, your Social Security number is the most vulnerable. As the most common way the government, doctor’s offices and creditors can identity you, your Social Security number is necessary to apply for new credit and other benefits. This is why thieves often target ... Read More »

                              How to Get a Car Loan After Bankruptcy

                              buying car

                              Buying a car can feel stressful enough, but when you have been through bankruptcy it may feel downright terrifying. No matter what the circumstances that led to your filing — large medical bills or a job loss, for example — you probably feel embarrassed and afraid that no one’s going to want to give you the time of day, much less a ... Read More »

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