Home > Author Archives: Guest Post (page 5)

Author Archives: Guest Post

Touring a Preschool for Your Child

get out of debt

By Debra L Karplus You feel that your preschooler needs more stimulation and peer contact than he or she gets at home or in day care. But how does a parent find the right preschool? Many local parents are raving about Happyland, Village Tree, Montessori, and Home Sweet Home? What is it about these preschools that make parents and children ... Read More »

Your Child’s Safety

get out of debt

By Debra Karplus You can search on crimereports.com and happily discover that Culver City has relatively few crimes, mostly against property rather than people. You probably already know to keep your house doors locked including the door connecting the garage to the house, whether you are in the house, away from the house or just out working outside in the ... Read More »

The Clear Picture on Eyewear

get out of debt

By Debra L. Karplus Your eyeglasses are so scratched that you can barely see through them anymore and the frames have some chips in them and just don’t fit right. You’ve been procrastinating, but it’s probably about time to buy a new pair of glasses. You call the place where you bought your current glasses and they remind you that ... Read More »

Natural Pest Control

get out of debt

Natural Pest Control By Debra Karplus You enjoy the flora and fauna of the outdoors, but when insects disturb your family or home, that’s different. In your efforts to avoid harsh, potentially dangerous pest control products, your search online consistently leads you to one safe “solution”, PREVENTION. Keeping termites away from your property may be easier than you think. Termites ... Read More »

Use your Library to Live Light and Save

get out of debt

By Debra L. Karplus Libraries have changed greatly over the past few decades. No longer are they sterile places that only have books to borrow and where one must be silent. When was the last time you heard a librarian say ‘shhhhh’ to a patron? Many of today’s libraries have become gathering places for families and friends to enjoy a ... Read More »

What’s Eating your House?

get out of debt

What’s Eating your House? Detecting and Deterring Destructive Household Pests By Debra L. Karplus You’ve been away on vacation and are headed home. You drive onto your street only to find that your house is gone. Wake up; it’s just a bad dream. But allowing household pests to nibble away at your home is a slower route to a disappearing ... Read More »

Overture to Olive Oil in the Kitchen

get out of debt

By Debra L. Karplus A cartoon favorite since the 1930s, Popeye popped spinach by the can into his mouth as he wooed his love interest, Olive Oyl. Olive was energetic with a slim build. Perhaps her stamina, vitality, and good health were the result of incorporating olive oil, her namesake, into her diet. She may have even kept her skin ... Read More »

Is the Cheapest The Most Frugal?

get out of debt

It’s a pleasant fact of modern life that battery-powered tools are quite capable of handling most routine construction, improvement, or home repair projects. The tools are available across a wide range of price points, but unfortunately the cheapest models are manufactured in that international bastion of quality, namely China. If used occasionally, the tools will hold up for years, but ... Read More »

The Great Diaper Debate

get out of debt

The Great Diaper Debate Cloth or Disposable Diapers Which is the most Cost Effective for Your Baby? By Debra L. Karplus The Center for Disease Control (www.cdc.gov) estimates that nearly four million babies are born annually in the United States. You may be the parents expecting your first baby, or maybe your second or third. You already know that there ... Read More »

You have the right to request your consumer reports

get out of debt

Jan 27 2016 By Jonah Kaplan Like many consumers, you may be aware that a credit report provides you with a useful summary of your credit history. What you may not be aware of is where and how to actually request your credit report, and what your rights are with your consumer reports. Every year, we update and publish a ... Read More »

Consumer Credit Card Debt Not the Biggest Problem in 2015

Inside view of an antique combination lock of bank Mandiri in Jakarta, Indonesia

This morning, New York Fed President William Dudley spoke to the press about the growing resilience of the U.S. household sector. His speech was followed by a briefing by New York Fed economists on developments in household borrowing. Their presentation included a detailed decomposition on mortgage borrowing and payment trends, and some new research on how borrowing has evolved differently ... Read More »

End-of-Life Planning Everyone Needs to Do

Ready to Collapse

Whether you’re a baby boomer or part of another generation, sooner or later your days on earth will come to an end. And, much as we’d like to ignore that, we do our families a disservice when we don’t do some end-of-life planning. End-of-life planning not only includes advanced healthcare planning, but also other legal issues that become relevant at ... Read More »

Is There a Private Student Loan Consolidation Program to Lower My Interest? – Adam

Ready to Collapse

Question: Dear Steve, I have about 96,000 in PRIVATE student loan debt. I got off to a rough start with payments when I graduated in 2011 but since late 2012 I have been paying faithfully and haven’t made a dent in the balance. I have written numerous times to Wells Fargo, Navient (first Sallie Mae) and AES (previously Chase) to ... Read More »

UK Personal Finance and Credit/Credit Scoring Questions

get out of debt

In the 29 years I have been assisting people with their finances, and doing financial counselling, I have been asked quite a few questions over those years. There are a few that are reoccurring, and worthy of addressing here. One question I get is: Why after my car or house is repossessed, do I still owe the bank money? The ... Read More »

How Can I Hide From the Student Loan Collector?

Ready to Collapse

Question: Dear Steve, I went to college from 1994-2001 with a break from 1994-1997 for a religious mission. I studied electrical engineering but they kept changing my course requirements and I did an internship I didn’t enjoy, and it was 2001, so my final semester was basically 911. I tried to pay but I have just lost my job every ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt. You can unsubscribe at any time with just one click. After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

I promise to keep your email safe and secure.