Home > Author Archives: Guest Post (page 6)

Author Archives: Guest Post

How Not to Fight About Money

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Money is often the cause of turmoil. Granted, the fight may actually be about something else. Money can represent many things in a relationship: power, responsibility, freedom, self-worth, and more. You may need a trained professional to resolve the underlying causes if your fights about money are extreme, frequent, or destructive. However, if your fights are primarily just about money, ... Read More »

    Can My Bank in Kuwait File a Case Against Me in Canada? – Trisha

    Question: Dear Scott, I have an unpaid bank loan in Kuwait I have been paying it the last year or so but when I became unemployed I missed a few payments. At first the bank emailed me of my missed payments then just last month they emailed me that they will file a case against me. I emailed them saying ... Read More »

      7 CEO’s Saving The World

      There’s always a lot going on in the world, and one of the issues we face as a planet, is global warming and climate change. In 2015 we saw the climate change pass the 1 degree C point of warming since pre-industrial times! The top large “Big 10” food companies cause more greenhouse emissions than the country of Scandinavia, and ... Read More »

        Why Defaulting on Private Student Loans is Not as Crazy or Irresponsible as it Sounds

        Not long ago I answered a reader question and suggested they consider stopping payment on their cosigned private student loan in the face of no other better solution. You can see that reader Q&A here. In response to that post I received some feedback which is not unusual from people who don’t understand the complexity of the student loan crisis ... Read More »

          Accepting applications for our Advisory Board and Councils

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          How to apply For more information on how to apply to serve on the Consumer Advisory Board or one of these Advisory Councils you can: Review instructions on how to submit an application for membership Apply online (Applying online is highly encouraged) A paper application is available for download Learn more about our Advisory Groups […] This news from the ... Read More »

            I Make Too Much Money to Repay My Student Loans. – Nick

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            Question: Dear Steve, Great credit and can afford student loan payment, but I can only afford the interest only payment. Any options for a guy who wants to pay his student loans off, but hates how Sallie Mae, Navient, etc work? Essentially I need a 0 percent 30 year loan and I could pay these things off. I know I ... Read More »

              Accepting applications for our Academic Research Council

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              How to apply For more information on how to apply to serve on the Academic Research Council or one of these Advisory Councils you can: Review instructions on how to submit an application for membership Apply online (Applying online is highly encouraged) Learn more about our Advisory Groups Visit our Frequently Asked Questions for more […] This news from the ... Read More »

                So… Just How Bad Is Your Student Loan Situation?

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                Sunday, January 10, 2016 SO… JUST HOW BAD IS YOUR STUDENT LOAN SITUATION? The game of life is hard to play I’m gonna lose it anyway The losing card I’ll someday lay so this is all I have to say…. Suicide is Painless Johnny Mandel, 1970 For those who are new to this blog or perhaps have stumbled upon this ... Read More »

                  Persels and Associates Closed and I’m Being Chased for a Debt They Settled

                  Question: Dear Steve, About 4 yrs ago, my husband and I were completely in credit card debt. We went through Persels and associates. I know what you’re thinking, NO DEBT CONSOLIDATION LOL! Anyway we were well on our way to being debt free. This past June, we paid off our last creditor. It felt so good! Well, I am now ... Read More »

                    I Graduated From College With So Much Debt, There is No Hope

                    Question: Dear Steve, I am over $150,000 in debt from students loans, approximately 100k is from private student loans, 4 separate loans, while the remainder is various federal loans. I am 24 years old and got this debt from undergraduate education where I got a sociology degree and now at my first job make less than 35k/year before taxes. In ... Read More »

                      We Are in Our 70s, in Debt, and Out of Money. What Can We Do?

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                      Question: Dear Steve, My husband and I are both in our 70’s. He’s 79 soon to be 80 and I’m 76 soon to be 77. We have gotten ourselves into a lot of debt. ($50,000) We started our retirement with a total of $400,000. Through bad advice and my husband not paying any attention what to was happening with his ... Read More »

                        Will I Need My IRS ITIN to Get Married?

                        Question: Dear Steve, I have an ITIN number I got it on 2006 I have not used it for my taxes since then but I have the original paper. How can I know how much I owe, where do I have to go, how can I use it? I am going to get married and I will need this for ... Read More »

                          Dealing with Client Services and your credit?

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                          First off, tons of great info here thanks for running this site! I missed several payments on a Bank of America credit card with a balance of around $8,000 back in 2013. After a few months Client Services, Inc. began contacting me to collect the debt, though it appears BoA still owns it. I made an agreement at the time ... Read More »

                            Is your relationship an obstacle to saving money?

                            I only ask because my husband is, and really always has been one of our many obstacles to saving money. He is my little spendthrift. Not that I’m blaming anyone for our lack of savings, but it does make saving a bit more difficult. How can it not? Honestly, though, I think it comes down to a difference of opinion ... Read More »

                              National Collegiate Trust Collecting Student Loans

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                              I received 4 letters from Weltman Weinberg and Reis on 11/16/15 stated that I had 30 days to verify that the student loans were valid before they took action. The loans total $19,000 but they stated that their client would settle for $16,000 National Collegiate and Trust. I don not have $16. I work for a mental health center and ... Read More »

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