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Author Archives: Guest Post

Our Savings System as a Couple

Our Short and Long Term Goals I’ve mentioned before that having a financial game plan as a couple is a big part of reaching your goals. It can help you two develop ways to communicate effectively and focus your energies on what matters to you. Like many other couples, we have several goals that we’re looking at achieving together. Some ... Read More »

    DIY Debt Settlement – How to Handle Lawsuits

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    If you or someone you know is going through a difficult debt situation and want to do something about it there are many options available to consider but it’s no secret that debts can be settled directly with creditors and with the overwhelming amount of information online, consumers are educating themselves on how to negotiate settlements on their credit cards. ... Read More »

      Divorce Debts Not Paid

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      Q: If a spouse is granted by a divorce judge to receive so much a month for debts that were supposedly not theirs, and we don’t pay or are late on them, does the spouse that’s trying to collect fall under the Fair Debt Collections Act? – Mark A: Mark, Unfortunately, it probably doesn’t offer you the help you are ... Read More »

        Are You Hiding Money From Your Spouse?

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        From time to time, I get feedback from Couple Money readers. It’s something that I enjoy and try to respond to. This weekend I received an email from M about a situation that he noticed at work. I thought it was an excellent question and I wanted to see what youthoughtabout it. Hiding Vacation Bonus Money at Work Here’s what ... Read More »

          Can Credit Card Companies Put a Lien on My House for My Charge Offs?

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          Q: Can credit card companies put a lien on my house for my charge offs? – Mitch A: We are guessing that you are asking this question because a creditor or debt collector has mentioned the possibility that it may try to get a lien against your home if you don’t pay a past due debt. But the fact is ... Read More »

            Preventing the Holiday Department Store Credit Scam

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            Before the holidays are over, many consumers will charge an extra $600, $800, even $1,000 to their credit cards. Most shoppers don’t plan for this—it just happens. Department stores tempt them with offers of retail store credit cards, two-for-ones, and big discounts … But by the time January rolls around, they have giant credit-card-debt hangovers that leave them wondering how ... Read More »

              An Experienced Mom Prepares for a Baby

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              New is always nice, but gently used furniture, clothing, and baby gear can really ease the strain on your pocketbook when you are expecting. With my first baby, everything had to be new, and perfect. Yes, I was that first time mom! If it was made for newborns, I absolutely had to have it! I spent way more than I ... Read More »

                Quick Credit Tip: Become an Authorized User

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                Learning how to become an authorized user on a credit card is a strong and quick strategy for building your credit, and building it fast. In fact, I have seen people’s scores jump as much as sixty points just by becoming authorized users. Before discussing the mechanism for becoming a an authorized user on a credit card, let us take ... Read More »

                  Priceline Bidding Strategies

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                  Bidding Successfully on Priceline for a Hotel If you’ve followed me on Twitter, you’ve probably seen this: I just got a 3.5 star Hotel in Los Angeles, CA for $50 on Priceline!! Find it here: http://pcln.com/5aix Thank you TheNegotiator!! After hunting for deals on our hotel, we decided to go ahead and get on Priceline to find a deal. We’re ... Read More »

                    Do Creditors Have The Right To Ignore A Power Of Attorney (POA)?

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                    This guest post is from Michael Reilly from Emerge America. His post certainly does raise issues about the lack of uniformity of the Power of Attorney. I believe the answer to that question is no! Perhaps creditors should familiarize themselves with “THE UNIFORM POWER OF ATTORNEY ACT.” As many Debt Settlement Service Providers (DSSP’s) can attest, creditors seem to think ... Read More »

                      DEBT COLLECTOR BLUNDERS? GET A RECORDING!

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                      This post was submitted by Adam S. Alexander, Attorney At Law, 17200 W. Ten Mile Rd., Ste. 200, Southfield, MI 48075. You can reach him directly at www.myfaircreditsite.com or (248) 246-6353. Before you implement the suggestions in this article, check to make sure it is legal to record calls in your state. Millions of Americans are constantly being called by ... Read More »

                        Retail Store Credit Cards: How Many = Too Many?

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                        “Would you like to save 10 percent on your purchase today by applying for a retail store credit card?” Does that sound familiar? Just about every major clothing and electronics store has promotion aimed at getting people to sign up for a store-specific credit card. But what you don’t know about retail store credit cards could hurt your wallet and ... Read More »

                          5 Easy Ways to Start Getting Out of Debt Quickly

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                          David Bakke managed to get out of $30,000 in consumer debt by changing his habits and learning to live frugally. He now shares his tips for others to do the same on the Money Crashers personal finance blog. When it comes to paying off personal debt, quick solutions don’t exist. If you have $20,000 in debt, you simply cannot fix ... Read More »

                            Decorating the Baby Nursery on a Budget

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                            Decorating Your Nursery Our next project to tackle for the baby’s arrival is getting the nursery ready. This morning it’s a bit like a construction zone as my husband is stalling a ceiling fan and light plus we have all these boxes fill with stuff that we’re donating or mailing to a relative. Preparing a nursery does involve getting some ... Read More »

                              Professional and Industry Reading on a Budget

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                              by Tamara Wilhite Need to keep current to keep your job? Here’s how to do it for less When you work in a niche industry or ever-changing profession, remaining in touch with the industry is essential. Medical professionals need to know about new laws and medical advances. Legal professionals must know about current case law and pending legal changes. Technology ... Read More »

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