I Entered a Debt Settlement Program With Consumer Law Associates. Chase Won’t Settle. – Mojo

“Dear Jared, I made a mistake plain and simple by listening to a debt settlement company (Consumer Law Associates). In 2010 they told me they could settle my credit cards including Chase. To their credit they settled 3 out of the 4 (Chase being the only one left). But from what I am seeing online … Read more

I Heard I Can Pay to Delete Things on My Credit Report. Is That True? – Lori

“Dear Jared, Hi, I have quite a few accounts in collections that are delinquent. I am a young adult and have recently became more concerned with my credit score/history. I have heard many things about a pay-to-delete that can be sent to a creditor. I have some small inquires like $125 cable bill, $225 AT&T, … Read more

My Second Mortgage Was Going to Settle So They Got a Judgment. – Din

“Dear Jared, I had to short sale one of my investment condos in 2010. We thought the 2nd lien was settling at closing and then they pursued me for the full amount owed and have now place a judgement against me. They refused to settle for less than 75% of what was owed. I also … Read more