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Capital One Sued Me and Won. Now I Want to Setup Payments But They Want Me to Pay More Than I Can Afford. – Bill

“Dear Jeremy, I received a Money Judgement from the district Justice Court to the Common Pleas Court for 7,071.00. from being sued by Capital One. I tried to set up payments that I could afford, however they said it was not enough. I am recently unemployed and want to know how best to handle this …

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Wells Fargo Sold My Credit Card Debt, I’ve Been Sued and Now I Want a Payment Arrangement. – Elly

“Dear Jeremy, I HAVE A $5,000.00 CREDIT CARD DEBT WITH WELLS FARGO THEY SOLD MY DEBT TO A COLLECTORE. I BEEN SUE AND KNOW THEY WANT TO PUT A DEFAULT, I CONTACT THE LAW FIRM TO SEE IF I COULD GET A PAYMENT ARRAGMENT THEY SAY YES. IM NOT WORKING IM RECEIVING UNEMPLOYMENT BENEFITS, THERE …

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I’ve Been Paying NCO for an Old Amex Debt. Now United Recovery Systems Wants to Collect On the Same Debt. – Charon

“Dear Jeremy, Paying NCO for two years now on time and consistent for AmEx debt. Suddenly, in the last two weeks, my father who has Alzheimers was contacted by United Recovery Services regarding a debt with AmEx and was asked where I was, what my information was, etc., to try and collect? I contacted United …

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Can Credit Card Companies Garnish Your Social Security Check? – Bonnie

“Dear Jeremy, credit card debt, I am making minimum payments on several credit cards and have a high mortgage for my income. I will retire in 3 yrs. and would like to know if I can’t afford to pay my credit cards on ss can they go after my ss check. I know I can’t …

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My Husband Recently Passed Away And I’m Trying to Do Better But a Co-Signed Repossession is Holding Me Back. – Becky

“Dear Jeremy, I am a single mom and had an ex husband that I share three girls with, he recently passed away and my girls were left his money, life insurance, ATV’s, his vehicle, and all of this had to be put in my name because they are underage. During the time that he was …

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Discover Card Won’t Negotiate With Me. Should I Wait Out the Statue of Limitations? – Tony

“Dear Jeremy, Over the past 24 months I have managed to settle 3 second mortgages and one credit card for a grand total of 310,000 for 32000.. I have only two remaining debts and am struggling with them. They are two remaining credit cards..One through a credit union for 22k and a Discover card for …

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I Have a Student Loan Debt From My Time in the U.S. That I Need to Resolve. – Sharon

“Dear Jeremy, I was a student doing a Masters program in the US for 2 years. On completion of which, I came back to my home country to work before pursuing further studies. During my time there, I had a $5000 credit card, that was used for tuition and sundry expenses. I did make preliminary …

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Can Chase Bank Legally Garnish My Wages Even Though I Live on SSDI? – Bill

“Dear Jeremy, Can Chase Bank legally put garnishment on my bank accounts even after telling their lawyer twice once in civil and once in general sessions that my only income is from ssdi?I told him was unable to pay at that time. I had joined a debt settlement club prior to court visits In civil …

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I’m in a Debt Settlement Program But Just Received a Civil Summons. – Isadore

“Dear Jeremy, I am in a debt settlement program. With my budget i am only able to afford $500.00 a month. Over 35,000.00 in debt.They have spoken to all my creditors and have settled with some of them. The rest of them turned me into collection agency’s. I just received a civil summons from 1 …

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I Have Bad Credit And Now I’m Trying to Buy a Home. My Bad Credit is Haunting Me. – Brian

“Dear Jeremy, OUT OF HIGH SCHOOL IVE HAD BAD CHOICES IN BUILDING MY CREDIT NOW THAT IM LOOKING TO PURCHASE A HOME IT IS HAUNTING ME….. I HAVE DEBT THAT IS PREVENTING ME FROM LENDERS EVEN WANTING TO HELP ME. I HAVE A CREDIT REPORT AND HAVE BEEN PAYING OFF DEBT NOW I ONLY HAVE …

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