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Home > Author Archives: Jon Emge (page 10)

Author Archives: Jon Emge

I Went to Study in the U.S. But Now Back in the UK and Left Debt Behind. What Can I Do? – Greg

“Dear Jon, Non US-citizen (EU citizen), entered the US under a 5 year student visa in 2008. Left the US after 3 years, however left the US with a credit card debt of around $3,000 and an unpaid college bill of around $3,000, so a total debt of around $6,000. The credit card debt is with a popular bank in ... Read More »

    Can I Bring My Wife Into the UK if I File Bankruptcy? – Tom

    “Dear Jon, i have financial problem since 2008.owed over 32000 from credit cards and different creditors. went on repayment plane for 3 years.since last year i couldn’t pay the instalments, my question is if I declare my self bankrupt can i own a car ? how long the bancrupcy remain?and how does its effect my life? can i bring my ... Read More »

      I Left London and Moved Out of the UK But My Roommate Never Paid the Rent. – Liliana

      “Dear Jon, I was living in london for a year, after I came back to my country, I knew that my room mate never paid the rent to our land lord, i was in the warranty´s papers How I can know if i am in a list for debtors in London??? Liliana” Liliana, There really isn’t one place where people ... Read More »

        Living in Republic of Ireland and Struggling to Make Property Payments. Will We Lose Our UK Property?

        “Dear Jon, I lived in the Republic of ireland from 2000-2008. My husband and I purchased a property there in 2005. We are struggling to make the payments on this property as we have since bought a house in northern Ireland (where we have lived since 2008). My question is if we were to foreclose on the Republic of Ireland ... Read More »

          I’m Looking for Information on Liberty Credit Law. – Rick

          “Dear Jon, Just retired after 36 years in education. Retirement income is half of previous income. My wife works in school system as well. Our health insurance has increased 300 fold. While we were both employed previously our insurance was just dollars a month. Now that she has picked me up it’s increased to 300 a check or 600 a ... Read More »

            My Mum Took Credit Cards Out in My Name When I Was in Prison in the UK. – Bridget

            “Dear Jon, I come from a difficult background and my mum is the person who took various cards out in my name, while i was in prison! She says it’s because she was struggling with her five year old son and was struggling to make her way up to see me on prison visits etc! Which I don’t find good ... Read More »

              I Live in Germany But Want to Go Bankrupt in the UK. – John

              “Dear Jon, Wrongful decision of a German civil court ordered me to pay € 80 tsd. I am from Germany and planning to file for bankruptcy in the UK soon. Is it for this matter a big deal to be (the only) owner and officer of a small private limited liability company in Germany with no assets or would it ... Read More »

                I Moved House in the UK and Stopped Getting Credit Card Statements. Now They Are Going for a CCJ. – Chris

                “Dear Jon, I moved house in 2008 and asked my bank to change my correspondence address which they duly did, however they stopped sending me credit card statements and my credit card details ‘dropped off’ my online banking. I believe the statements may have continued to be sent to my old address but I have no way of checking this. ... Read More »

                  How Can I Consolidate My Credit Cards and Get My UK Credit Report From the USA? – Jay

                  “Dear Jon, I am right now in usa for the last 3 years. Have several Credit Cards in UK. From Barclaycard to MBNA. Have never missed a payment. Need to take all high interest credit cards & transfer to a lower rate card. Please advise. Also need to get a copy of my UK credit report on line. What are ... Read More »

                    I Am the Guarantor for My Daughter’s Car in the UK and She Can’t Pay. – Marie

                    “Dear Jon, I went guardtor for my daughter for car and she cant pay for it as her circumstances have changed she had a baby and only works partime gets about 400 a month car is 293 amonth she has made agreement to lower payment but stopped paying now i am resposible but i have mobility car so i dont ... Read More »

                      Will Natwest and O2 Arrest Me When I Return to the UK? – Jed

                      “Dear Jon, I have a credit card debt from Natwest less than £500 as well as an O2 bill. I left the country a bit more than three years ago. I didnt receive any phone call or letter from them for the fact that i was no longer in the UK. Now i’m going back for a visit. Would I ... Read More »

                        I Moved From the UK But Left Debt. Is My House in the EU at Risk? – Fedra

                        “Dear Jon, I need your advice, I have been working in the UK for 3 years , then moved back to my home country in the EU , where I have my own house., without any mortgage. I have left about 10.000 pound of debt behind me in the UK. I am just wondering if I am going to put ... Read More »

                          I’m Worried About Being Stopped at the UK Border for an Old Debt. – David

                          “Dear Jon, My situation is this,im a uk citizen but live abroad for most of my life,i went back to the uk on 2005 and stayed there until 2008 within that time i opened a couple of credit cards and a samll loan ,in 2008 i had to leave the uk and nevesr repayed the credit card,loan or mobile phone ... Read More »

                            I’m Deaf and Having Problems With My Chapter 13 Bankruptcy Attorney and Trustee. – Thomas

                            “Dear Jon, I filed Chapter 13 over a 1 1/2 ago. I cant find a job even with my degree. I’ve been working with a company that helps people with disabilities because I’m deaf. My first attorney passed away so they gave my case to another attorney. The Chapter 13 Trustee sent me a list of people I owe and ... Read More »

                              I Declared Myself Bankrupt in the UK But Worried About Charge Against My House. – Hayley

                              “Dear Jon, I have recently declared myself bankrupt and this was all agreed and I have an official receiver whom I am providing information to, old banks statements, credit reports and personal information about my working life and why I got into debt. However before I was declared bankrupt I had a loan where the company would not agree a ... Read More »

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