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Home > Author Archives: Jon Emge (page 10)

Author Archives: Jon Emge

How Can I Consolidate My Credit Cards and Get My UK Credit Report From the USA? – Jay

“Dear Jon, I am right now in usa for the last 3 years. Have several Credit Cards in UK. From Barclaycard to MBNA. Have never missed a payment. Need to take all high interest credit cards & transfer to a lower rate card. Please advise. Also need to get a copy of my UK credit report on line. What are ... Read More »

    I Am the Guarantor for My Daughter’s Car in the UK and She Can’t Pay. – Marie

    “Dear Jon, I went guardtor for my daughter for car and she cant pay for it as her circumstances have changed she had a baby and only works partime gets about 400 a month car is 293 amonth she has made agreement to lower payment but stopped paying now i am resposible but i have mobility car so i dont ... Read More »

      Will Natwest and O2 Arrest Me When I Return to the UK? – Jed

      “Dear Jon, I have a credit card debt from Natwest less than £500 as well as an O2 bill. I left the country a bit more than three years ago. I didnt receive any phone call or letter from them for the fact that i was no longer in the UK. Now i’m going back for a visit. Would I ... Read More »

        I Moved From the UK But Left Debt. Is My House in the EU at Risk? – Fedra

        “Dear Jon, I need your advice, I have been working in the UK for 3 years , then moved back to my home country in the EU , where I have my own house., without any mortgage. I have left about 10.000 pound of debt behind me in the UK. I am just wondering if I am going to put ... Read More »

          I’m Worried About Being Stopped at the UK Border for an Old Debt. – David

          “Dear Jon, My situation is this,im a uk citizen but live abroad for most of my life,i went back to the uk on 2005 and stayed there until 2008 within that time i opened a couple of credit cards and a samll loan ,in 2008 i had to leave the uk and nevesr repayed the credit card,loan or mobile phone ... Read More »

            I’m Deaf and Having Problems With My Chapter 13 Bankruptcy Attorney and Trustee. – Thomas

            “Dear Jon, I filed Chapter 13 over a 1 1/2 ago. I cant find a job even with my degree. I’ve been working with a company that helps people with disabilities because I’m deaf. My first attorney passed away so they gave my case to another attorney. The Chapter 13 Trustee sent me a list of people I owe and ... Read More »

              I Declared Myself Bankrupt in the UK But Worried About Charge Against My House. – Hayley

              “Dear Jon, I have recently declared myself bankrupt and this was all agreed and I have an official receiver whom I am providing information to, old banks statements, credit reports and personal information about my working life and why I got into debt. However before I was declared bankrupt I had a loan where the company would not agree a ... Read More »

                My Husband Died in the UK and I Paid His BarclayCard Balance But Now Assisted Probate Services Wants More. – Jax

                “Dear Jon, In december 2009 I lost my husband in a road accident.In january 2010 I received a statement from barclaycard with a balance of £110 that had paid for my christmas gift from my husband to me.I paid the balance in full and cancelled the card after explaining the circumstances.The card was solely in my late husbands name and ... Read More »

                  I’d Like to Get My British Passport Back. I’m in New Zealand and Left Debt in the UK. – Nicola

                  “Dear Jon, Hello Jon, I have a similar situation to a previous enquirer. I left the UK in 1995 and had about 3k worth of debt. I was extremely ill and was diagnosed schizophrenic in New Zealand. I was hospitalized in NZ a year later in 1996. I only meant to stay in NZ for a short time but my ... Read More »

                    If I Personally Guarantee the Loan to Start a Company Am I Responsible for It? – Christina

                    “Dear Jon, im about to start coorporation. the guy told me i can use my credit and be a personal guarantor. he says if my company goes south, my personal assets(home) would not be affected if i were to file bk on the coorporation? would my personal assets/credit be affected if i filed bk on my coorp and i was ... Read More »

                      UK Company Took Our Passports And Setup Bank Accounts for Me. – Tom

                      “Dear Jon, I lived in the UK for a couple of years since 2006. I went there with a few other people with the help of an agent, who was supposed to help us get settled. They collected our passports, set up bank accounts for us, rented houses etc. After my return I found out all of the others sooner ... Read More »

                        I Left the UK With Debt and Now Live in Portugal. – Steve

                        “Dear Jon, I left the UK in 2001 with approximately 20,000 of combined debt. 6,000 of this was a student loan, plus a bank loan and overdraft. I have been in Portugal ever since, living, working and behaving far more responsibly but ironically have a partner who has now been offered a brilliant job in the UK. I am interested ... Read More »

                          I Was in a Severe Abusive Controlling Relationship That Has Left Me In Financial Ruin. – Tammy

                          “Dear Jon, I was in a severe controlling relationship, through abuse, infidelity and financial ruins. My husband and I separated and divorced, and we went from a mutual agreement to share our enormous debt, to me stuck with everything that even a court order can’t protect me from. My credit is beyond destroyed, and I am pleading with RBC legal ... Read More »

                            I’m in the UK And in IVA But Wonder if Actually Filing Bankruptcy Would Be Better. – Sarah

                            “Dear Jon, Up until april this year I was a director of my own company with my husband. In april we decided that after 7 years of trading we could not carry on trading, a lot of the debts were in my personal name and I was being hounded by the creditors, I now have my iva approved but I ... Read More »

                              My Parents Just Filed Bankruptcy But Some Guy Keeps Coming to Their Door Claiming to Be From Capital One. – Monique

                              “Dear Jon, I am contacting you because of my parents. They are in their 60s and late 70s. Our lawyer just filed their credit bankruptcy after a long waiting period. The issue we are having is that some guy keeps coming by our apartment looking for them claiming to be from Capital One now each time he has never shown ... Read More »

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