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Home > Author Archives: Jon Emge (page 11)

Author Archives: Jon Emge

What Can We Do About Threats From Ford Motor Credit? – Marvin

“Dear Jon, My wife and I have been struggling to pay bills due to her employment situation. She has been unemployed and currently works part time. Ou home have been modified and we just is barely making ends. We were excellent customers with Ford Credit until she lost her job. The account manager have been harassing us calling my wife ... Read More »

    I’m Very Unhappy With American Web Loan. – Wendy

    “Dear Jon, In was approved for a loan with American Web loan and I must admit now that I think about I remember hearing “Buyer beware”. I didn’t research or look at the terms. It was a difficult time I had to pay the taxes on my parents home. Well five payments later. I’m trying to get out of this. ... Read More »

      I Was Working in the UAE But Medical Issues Caused Me to Stop Paying. – Gijo

      “Dear Jon, I was working in UAE for 2 years from 2007 to 2009 and i left uae without cancelling my visa and i had credit card and bank loan. I got another job in GCC soon and i was repaying loan and creditcard. Suddenly my baby had some medical issues and my repayment stopped. Loan was 21000.00 and credit ... Read More »

        I Want to Come Back to the UK But I Left Debt There. – Klair

        “Dear Jon, I have some debts in UK (around 5K). It has been 2.5 years, Since i have moved from UK to my home country due to some family reasons. since then i never heard of anything from any of my creditors in my home country. Now i want to come back to UK again, and i want to review ... Read More »

          I Moved From the UK. Can I Still Get a UK DRO Debt Relief Order? – Erin

          “Dear Jon, I moved from the UK to the US in January 2012 with UK debts. I lived in the UK for 14 years and plan to now resettle in the USA. Having sought advice on my sitution, I seem to qualify for a DRO based on my financials, but am ensure about the residency requirements? Your article on DROs ... Read More »

            I Moved Out of the UK and Left Debt Behind. Will I Be Caught at the Border? – Franck

            “Dear Jon, 7 years ago, I left an overdraft of 1500 pounds and roughly 500 pounds on my credit card. I moved abroad and worked in different countries. I never heard anything from the bank. The only time I heard from them was the first months after leaving, they were leaving vocal message on my UK phone. I have an ... Read More »

              Payplan UK Said My DMP Would Be Over in 6 Years. It’s Not. – Gail

              “Dear Jon, been paying off all our debts with a DMP with payplan, for the last 6 years! From January this year it said may 2012 would be are last payment, we got to may and the said june would be are last payment, I received an email yesterday saying are last payment will now be august! I have just ... Read More »

                I’m Looking to Get a Debt Relief Order to Deal with My UK Debt. Will I Qualify for a DRO?

                “Dear Jon, I am looking to get a DRO. Currently I have 3 credit cards, Overdraft, loan and Hire purchase agreement on a car. Credit card debt totals £3200 Loan £1250 Overdraft £1500 Outstanding amount on HP £5000 Total £10950 I have had a major cutback in hours at work, so no longer able to service my debts. I am ... Read More »

                  I’m a Struggling Musician That is Drowning in Medical Debt. – Danika

                  “Dear Jon, I am paying off my student loans, about 8,000. BUT after that, I am considering to file BANKRUPTCY for my more than 20,000 (and growing of medical debt). I do not have any other kind of debt. No outstanding credit cards, or the such. I have a good standing and three months of living in my local credit ... Read More »

                    Can I Get Into the UK if I Have An Old Debt There? – Manish

                    “Dear Jon, my name is manish.i have lived in UK for 5 years and have some debts.i have come back to my home country because my student visa was running out..it has been 2 years since i have come back from UK. can i travel back to UK, if i had some old UK debts?is UK immigration relate to my ... Read More »

                      Is Bankruptcy the Best Option for Us in the UK? – Hayley

                      “Dear Jon, Both me and my husband have always worked full time, we have three children and a house brought in 1999. In 2004 out financial situation changed which meant we could no longer afford to continue paying all of our loans/debts. We got into financial difficulty and had to stop paying some bill/debts in order to live. We have ... Read More »

                        I’m Living in the U.S. But Can’t Afford My UK Student Loans Anymore

                        “Dear Jon, Im a UK national living in the US for 9 years. I have a UK student loan which I have been paying for many years. I’m a UK national but have been living and working in the US for about 9 years. I’ve been doing my best to pay my UK student loans over the years but like ... Read More »

                          Is There UK Legislation That Would Wipe Out My Debts If I Have A Serious Mental Health Disorder?

                          “Dear Jon, I have had bi polar disorder since the age of 14. Through manic and down stages and also mixed affective states i have got myself terribally into debt. Most debts i cant even remember. I am now 30yrs old and am wondering whether under the mental health act or some other legislation i could fully get my debts ... Read More »

                            Can I Include Rent Arrears In My UK Bankruptcy?

                            “Dear Jon, I am thinking about going bankrupt as I have been made redundant and I am only receiving a few hundred quid in redundancy money and owe thousands in credit cards, an overdraft (which I have been living off of) and a car on HP. I also owe my landlord rent arrears which I cannot pay. What I want ... Read More »

                              Will My Landlord Be Told Of My UK Bankruptcy?

                              “Dear Jon, I am in the process of completing the forms to go bankrupt and am concerned about my landlord finding out and evicting me. I have lived here for the past 5 years and always paid my rent on time. It’s all the credit cards and loans that got me in trouble. If I have to move I am ... Read More »

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