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Home > Author Archives: Jon Emge (page 12)

Author Archives: Jon Emge

What Are My Options With My UK Debts?

“Dear Jon, I am soooo stressed out about my debt situation and just don’t know where to turn. Every month I get more and more notices and fall into arrears. I have looked at getting a payday loan to try and get through the month, but am afraid I’ll be turned down. I have over £20,000 of loans, credit cards, ... Read More »

    Do All My Debts Need to be Included in My UK Bankruptcy?

    “Dear Jon, First let me say thank you for such an informative web site it has been a good place to get many answers to questions I have. I am about to make myself bankrupt as I have been struggling with my bills and accounts for years now. But I am unsure if everyone I owe will be included in ... Read More »

      How Much Does It Cost to Go Bankrupt in the UK?

      “Dear Jon, I am in the process of going bankrupt and am completing the bankruptcy forms. How much does it cost to go bankrupt? How do I pay the fees and if I cannot afford them, can I get some help or get the fees waived? ” The fees to go bankrupt are now £700 per person and must be ... Read More »

        Can I Inherit Money in the UK If I’m Bankrupt in the UK?

        “Dear Jon, I was made bankrupt a few months ago and have just lost my mum. She left everything to me in her will which is her house and quite a bit of money as well. I went bankrupt for over 20,000, but stand to inherit much more then this from my mums estate. Can I keep my inheritance? What ... Read More »

          I Have Been Sent A Statutory Demand in the UK What Happens Next?

          “Dear Jon, I hope you can help me as I haven’t found too much information out there as to what my situation is. I have a few credit cards and an overdraft and my wife and I have two joint loans. We don’t own any property, in council housing, and my wife just recently lost her job. We had been ... Read More »

            Will I Be Arrested for a Debt in the UK if I Return to the UK?

            “Dear Jon, in 1999 i was student in London, UK. I had a NatWest credit card and when I left (1999) i owed 300(three hundred) GBP.I returned to my country and I send money a couple of times to my account which was linked to my credit card to pay the debt.I send the last on 2002 but due to ... Read More »

              Can I Do a Debt Relief Order in the UK From Poland?

              “Dear Jon, Hi, I left U.K. at the end of 2011 because of serious family problem. I am in debt, three creditors, total 9900 pounds ( loan, credit card and overdrawn account). I have repayment plan, 5 pound to each creditor a month. At the moment to send 3×5 pound to each creditor costs 9pound per month. My income is ... Read More »

                Can I Go Bankrupt After Being In An IVA in the UK?

                “Dear Jon, I have been in an IVA for the past 2 years and it has been a struggle. I have missed the past couple of months payments and just want to give up. I don’t own any property and just want to be done with all of this as quickly as possible. Can I go bankrupt? Thanks in advance ... Read More »

                  I Recently Had a CCJ From RBS for Credit Card Debt in the UK

                  “Dear Jon, I recently had a ccj from Rbs credit cards. I admit the debt to court and offered £5 a month to Rbs in response to ccj. Rbs rejected my offer and asked court to make a decision. Court made a decion for me to pay £350 per month which was totally unaffordable for me. I was told by ... Read More »

                    How Can I Settle My Debts in Dubai?

                    “Dear Jon, I had lost my job in dubai, and now wanted to back to dubai, but I cannot as I had debts in dubai banks i used to live and work in dubai. In 2009 after the market crashed, i had lost my job and had to come back to india. In dubai i had credit cards from different ... Read More »

                      I Used the Credit Card of a UK Friend and Now the Creditor is Calling Them. – Arnold

                      “Dear Jon, i used the credit card of my friend,and im not abble to pay the monthly bill because of my salary situations,and right now the bank is always calling my friend for the payment,the payment that i am the one who’s responsible for that my question is..it is possible to transfer in my name the responsibility for the payment ... Read More »

                        Living in Apartment With Bills. Getting Married Soon and Just Got Big Inheritance. – Keith

                        “Dear Jon, I’m 31 years old, living in a rental apartment. I’m single but thinking about proposing in next 6 months. I just got my auto loan in August $20K with no money down and a low interest rate from my credit union. Had a bankruptcy in 2001(Medical Bills) Potential engagement coming How do I use this inheritance to improve ... Read More »

                          I Am Now a Pensioner. Should I Close Down My IVA – Individual Voluntary Arrangement? – Carl

                          “Dear Jon, IVA since july 2008.£50000 owing I am now a pensioner still trying to work hard What realy will happen at the end of 5yrs.My friends over xmas said its a con and said i should close it down Carl” Carl, You failed to mention if you have property or not, as this can have a bearing on how ... Read More »

                            How Can I Get Out of Debt in Ireland? – Andrew

                            “Dear Jon, No assets, rented room, €100k debt, no work, income. Dealing with childhood issues at last – no energy .Can you advise on getting out of debt in ireland? Thank you for your caring Can you advise on getting out of debt in ireland? Andrew” Andrew, It does sound as though your plate is full at the moment, and ... Read More »

                              I Am Worried Interpol Might be Looking for Me Because of My Debts. – Dipak

                              “Dear Jon, I went to Dubai and had a great job in real estate. Then with partner had a real estate company. Due to economic climate our guaranteed cheques started to bounce. There are number of cheques which have bounced. 2 years ago I tried to leave Dubai and had 3 cases which I some how managed to clear from ... Read More »

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