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Author Archives: Research Department

FTC and Ten State Attorneys General Take Action Against Political Survey Robocallers Pitching Cruise Line Vacations to the Bahamas


Settling Defendants to Pay More Than $500,000 in Penalties for Billions of Illegal Robocalls The Federal Trade Commission and 10 state attorneys general have taken action against a Florida-based cruise line company and seven other companies that assisted a massive telemarketing campaign resulting in billions of robocalls. The FTC and state partners allege that that the companies illegally sold cruise ... Read More »

    New Video Reveals Elderly At Risk from Internet Scam


    Jack Vale, internet personality, exposes an insidious online scam targeting the elderly. A simple mistyped URL can cost uncautious seniors hundreds of dollars. Los Angeles, CA (PRWEB) March 04, 2015 YouTube and HLN personality Jack Vale released his newest video on Monday, March 2nd alerting consumers to a potential scam targeting the elderly online. Like many consumers, Vale had mistyped ... Read More »

      The New Credit Score That Rewards You for Paying More Than the Minimum

      credit good

      TransUnion, one of the three major credit reporting agencies, has made several changes in the last few years to the credit reports it provides consumers, in addition to developing a new credit score to help lenders better evaluate potential borrowers. If you’ve requested your TransUnion credit report recently (you get free credit reports every year through, you may have ... Read More »

        The College Cost Blame Game Has a New Twist

        College Tuition Expenses

        A new narrative is beginning to take shape on the higher education front. At a recent meeting of the U.S. Senate’s Committee on Health, Education, Labor and Pensions, its chairman, Sen. Lamar Alexander (R-Tenn.), and the chancellors of the University System of Maryland and Vanderbilt University talked about the financial toll that regulatory compliance is taking on the schools—$ 14 ... Read More »

          Most Difficult Cost In Retirement? Retirees Evenly Split Between…

          Every day wasted is money wasted. Make the tough choices young so you don't wind up broke, old, sick, and counting pennies.

          Alexandria, VA (PRWEB) March 04, 2015 A new poll by The Senior Citizens League had surprising results. When asked —“What retirement cost is hardest for you to cover?” — just as many respondents said healthcare and prescription costs were most difficult, 40% — as those who said housing, heat and utilities, another 40%. Sixteen percent said nourishing food, and 4% ... Read More »

            Baby Boomers, Gen X & Millennials: They All Have Their Money Problems


            A new report confirms what we all fear to be true: Americans, no matter their age, are generally terrible at managing their money. In short, we all need to save more. A lot more. This insight comes from Financial Finesse, a think tank geared toward helping people reach financial independence and security, in its 2015 generational research study released today. Financial ... Read More »

              Women and Money: Addresses Concerns of Keeping Quiet in 2015


              Fort Lauderdale, FL (PRWEB) March 04, 2015 As a call to action, created a new money management section designed to address women’s desire to learn about personal finance on their own and in private. Experts cover topics including: budgeting, simple investment opportunities and retirement planning. According to the Fidelity Investments Money FIT Women Study conducted in October 2014, women ... Read More »

                Debt Consolidation USA Discuss Ways To Manage Bills

                You're probably saying it won't happen to you. That's what we said when we were your age. Now we can barely keep the lights on.

                Debt Consolidation USA recently shared in an article published recently some tips on how consumers can effectively manage their bills especially the payment. The article shares some important things to remember when dealing with the monthly bills. Philadelphia, PA (PRWEB) March 04, 2015 Debt Consolidation USA recently shared in an article published recently some tips on how consumers can effectively ... Read More »

                  Candians Loading Up On Consumer Credit Despite Warnings

                  Cemetery Caution

                  Even as current economic conditions shift, consumer appetite for new credit continues to increase and total consumer debt (including mortgages) now stands at $1.529 trillion in debt, according to Equifax Canada’s Q4 2014 National Consumer Credit Trends Report. Comparatively, consumer debt (including mortgages) was $1.513 trillion in Q3 2014 and $1.42 trillion a year earlier: an increase of 1.1 per ... Read More »

                    Service Member Debt Relief Announces Financial Services For American Service Members


           launches legal bankruptcy protection for service members and their families with no money down options. Jacksonville, North Carolina, United States of America – March 3, 2015 /MarketersMedia/ — Reporting for the journal “Business News Daily” Senior Writer Chad Brooks discusses personal finance in his article “Filing for Bankruptcy: Information, Benefits & Disadvantages.” Mr. Brooks writes, “There is a major ... Read More »

                      How to Use Your Tax Refund to Build Credit

                      To get the real answers, do the math and listen to what it has to say. Math does not lie.

                      Do you look forward to tax time? For some, it’s exciting because you know you’ll get a refund. It’s found money, like that $ 20 bill you find in the pocket of a coat you haven’t worn in a long time. But what to do with found money? Usually our thoughts go to all the cool ways we could spend ... Read More »

                        5 Ways You’re Accidentally Wrecking Your Credit

                        magnifying glass and a Denied credit application form

                        It’s one thing to knowingly make decisions that hurt your credit score. We’ve all been there, and sometimes tough decisions must be made. But it’s an entirely different situation to accidentally wreck your credit. In some cases, we make decisions without realizing the impact on our credit. In other cases we may know that certain decisions can hurt our score, ... Read More »

                          Can I Remove an Authorized User Without Hurting Their Credit?

                          beautiful girl on stool with laptop

                          Q. I am wondering if dropping an additional user from my credit card account will impact the credit score of that additional user. I have my daughters as authorized users of my account from the days when they were in college — over five years ago. Now they are married, living independently and have careers and credit scores of their ... Read More »

                            Costco’s New Visa Credit Card: Here’s What We Know


                            Costco on Monday announced agreements with Citi and Visa to replace American Express as the exclusive co-branded credit card issuer and credit card network in its U.S. warehouse stores. The 16-year-old relationship between Costco and American Express expires March 31, 2016, so shoppers won’t begin to experience the effect of this change until next year. At this point, there’s not a ... Read More »

                              Going Without Health Insurance Could ‘Bankrupt Me’


                              Press play to hear Dave Price tell his story. Over the last eight years, Dave Price has beaten skin cancer, struggled with the transition into a new career in his 50s and eaten away at the savings he worked decades to build. What happens next is in the hands of the nine justices on the Supreme Court. Price, 59, is ... Read More »

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