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Author Archives: Research Department

5 Reasons You Can’t Get a Mortgage

Virtual Mortgage

Are you gearing up to refinance or buy a home this year? These five things may stop your mortgage dead in its tracks. Here’s what you need to know to prevent your loan application from being denied. 1. Your Credit Score Is Not What You Think It Is This scenario is all too common. A consumer will get one credit score ... Read More »

    Help! I Lost Out on an Apartment Because of a Credit Report Mistake

    credit-cards

    A reader, Emily, wrote to us after being turned down for an apartment because of a previous eviction for her husband — only he’d never been evicted. Instead, she thinks his records may have been confused with his father’s. Here’s her story: My husband and I tried getting an apartment last month and they denied us because my husband supposedly ... Read More »

      ACCC Offers 5 Steps to Protect Yourself from Identity Theft

      identity-theft

      Boston, MA (PRWEB) March 04, 2015 The amount of consumers who have experienced digital identity theft has skyrocketed over the past couple of years. The biggest issue is more often than not, consumers do not know how to protect themselves against scammers, which is why American Consumer Credit Counseling has released a handful of tips in hopes of minimizing the ... Read More »

        5 Ways to Boost Your Retirement Savings

        retirement Paul Revere

        Even if you haven’t yet entered the working world, you can probably assume you will want to retire and some point. While most Americans have similar goals for a debt-free, affordable post-working life, you might not realize how much work (outside the office) it takes to get there. You probably are not saving enough, or are at least worried that ... Read More »

          FTC and Ten State Attorneys General Take Action Against Political Survey Robocallers Pitching Cruise Line Vacations to the Bahamas

          ftc

          Settling Defendants to Pay More Than $500,000 in Penalties for Billions of Illegal Robocalls The Federal Trade Commission and 10 state attorneys general have taken action against a Florida-based cruise line company and seven other companies that assisted a massive telemarketing campaign resulting in billions of robocalls. The FTC and state partners allege that that the companies illegally sold cruise ... Read More »

            New Video Reveals Elderly At Risk from Internet Scam

            tax_scams_to_avoid_this_season

            Jack Vale, internet personality, exposes an insidious online scam targeting the elderly. A simple mistyped URL can cost uncautious seniors hundreds of dollars. Los Angeles, CA (PRWEB) March 04, 2015 YouTube and HLN personality Jack Vale released his newest video on Monday, March 2nd alerting consumers to a potential scam targeting the elderly online. Like many consumers, Vale had mistyped ... Read More »

              The New Credit Score That Rewards You for Paying More Than the Minimum

              credit good

              TransUnion, one of the three major credit reporting agencies, has made several changes in the last few years to the credit reports it provides consumers, in addition to developing a new credit score to help lenders better evaluate potential borrowers. If you’ve requested your TransUnion credit report recently (you get free credit reports every year through AnnualCreditReport.com), you may have ... Read More »

                The College Cost Blame Game Has a New Twist

                College Tuition Expenses

                A new narrative is beginning to take shape on the higher education front. At a recent meeting of the U.S. Senate’s Committee on Health, Education, Labor and Pensions, its chairman, Sen. Lamar Alexander (R-Tenn.), and the chancellors of the University System of Maryland and Vanderbilt University talked about the financial toll that regulatory compliance is taking on the schools—$ 14 ... Read More »

                  Most Difficult Cost In Retirement? Retirees Evenly Split Between…

                  Every day wasted is money wasted. Make the tough choices young so you don't wind up broke, old, sick, and counting pennies.

                  Alexandria, VA (PRWEB) March 04, 2015 A new poll by The Senior Citizens League had surprising results. When asked —“What retirement cost is hardest for you to cover?” — just as many respondents said healthcare and prescription costs were most difficult, 40% — as those who said housing, heat and utilities, another 40%. Sixteen percent said nourishing food, and 4% ... Read More »

                    Baby Boomers, Gen X & Millennials: They All Have Their Money Problems

                    future

                    A new report confirms what we all fear to be true: Americans, no matter their age, are generally terrible at managing their money. In short, we all need to save more. A lot more. This insight comes from Financial Finesse, a think tank geared toward helping people reach financial independence and security, in its 2015 generational research study released today. Financial ... Read More »

                      Women and Money: Debt.com Addresses Concerns of Keeping Quiet in 2015

                      beautifulwomen

                      Fort Lauderdale, FL (PRWEB) March 04, 2015 As a call to action, Debt.com created a new money management section designed to address women’s desire to learn about personal finance on their own and in private. Experts cover topics including: budgeting, simple investment opportunities and retirement planning. According to the Fidelity Investments Money FIT Women Study conducted in October 2014, women ... Read More »

                        The Definitive Guide to Budgeting for Unmarried Couples

                        unmarried-budgeting

                        There comes a time in every young person’s life when they have to venture out of their parents’ house and into the world of autonomy. Unfortunately, as we all find out eventually, being independent is really expensive. That’s why when securing a first apartment, most people need a roommate to split costs and save money on living expenses. I’ve heard ... Read More »

                          Debt Consolidation USA Discuss Ways To Manage Bills

                          You're probably saying it won't happen to you. That's what we said when we were your age. Now we can barely keep the lights on.

                          Debt Consolidation USA recently shared in an article published recently some tips on how consumers can effectively manage their bills especially the payment. The article shares some important things to remember when dealing with the monthly bills. Philadelphia, PA (PRWEB) March 04, 2015 Debt Consolidation USA recently shared in an article published recently some tips on how consumers can effectively ... Read More »

                            Candians Loading Up On Consumer Credit Despite Warnings

                            Cemetery Caution

                            Even as current economic conditions shift, consumer appetite for new credit continues to increase and total consumer debt (including mortgages) now stands at $1.529 trillion in debt, according to Equifax Canada’s Q4 2014 National Consumer Credit Trends Report. Comparatively, consumer debt (including mortgages) was $1.513 trillion in Q3 2014 and $1.42 trillion a year earlier: an increase of 1.1 per ... Read More »

                              Service Member Debt Relief Announces Financial Services For American Service Members

                              military

                              ServicememberDebtRelief.com launches legal bankruptcy protection for service members and their families with no money down options. Jacksonville, North Carolina, United States of America – March 3, 2015 /MarketersMedia/ — Reporting for the journal “Business News Daily” Senior Writer Chad Brooks discusses personal finance in his article “Filing for Bankruptcy: Information, Benefits & Disadvantages.” Mr. Brooks writes, “There is a major ... Read More »

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