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All posts by Research Department

  • Can Living Near a Starbucks Boost Your Home’s Value?

    The next time you’re looking for a home, consider scanning the neighborhood for a Starbucks location. While you’re at it, look around at the local business scene and look into public transportation options nearby — these things...

    • Posted March 14, 2015
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  • FTC Returns More Than $2.9 Million to Inc21 Cramming Victims In Second Round of Refunds to Consumers

    The Federal Trade Commission is mailing a second round of 58,239 checks totaling more than $2.9 million to consumers and businesses who were victimized by a massive fraudulent operation that placed unwanted charges on their telephone bills....

    • Posted March 14, 2015
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  • Should You Freeze Your Credit After a Data Breach?

    With the news of different data breaches coming out on practically a weekly basis, consumers have become increasingly sensitive to the threat of identity theft, often asking how they can avoid it. There is no foolproof defense...

    • Posted March 13, 2015
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  • FTC Sends More Than $2.4 Million in Refunds to Consumers Harmed by Premier Precious Metals Scam

    The Federal Trade Commission has sent more than $2.4 million in refund checks to just over a hundred consumers harmed by the Premier Precious Metals scheme, which bilked millions of dollars from investors, including many senior citizens....

    • Posted March 13, 2015
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  • Poverty Is Quicksand

    It’s hard to believe that anyone thinks the poor, in this country, have an easy, work-free life. There’s an assumption among a certain segment of the population that government benefits are enough to enable someone to ease...

    • Posted March 13, 2015
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  • Justice Department Announces Settlement with Plaza Bank of Irvine for Knowingly Facilitating Consumer Fraud

    The United States filed a civil complaint in the U.S. District Court for the Central District of California today against Plaza Bank of Irvine, California, for knowingly facilitating consumer fraud by permitting a third-party payment processor to...

    • Posted March 13, 2015
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  • FTC Charges DIRECTV with Deceptively Advertising the Cost of Its Satellite Television Service

    Company Advertises Discounted Monthly Prices, Fails to Tell Consumers about Two-Year Contract Obligation, Significant Price Increase in the Second Year, and Need to Cancel “Free” Premium Movie Channels The Federal Trade Commission has charged DIRECTV, the country’s...

    • Posted March 13, 2015
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  • Do I Qualify for College Tax Breaks?

    Q. My son is a high school junior, and he’s going to a summer college program. I have college money saved in a 529 plan and an UTMA. Can I use those funds for tuition? Also, can...

    • Posted March 13, 2015
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  • 6 Ways Chasing Credit Card Rewards Can Backfire

    There is a lot to like about credit card rewards. Cardholders can earn valuable points, miles and cash back just for spending money on things that they would normally buy. But at the same time, the temptation of...

    • Posted March 13, 2015
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  • You Can Refinance Your Car Loan to Save Money Each Month

    If investing 15 minutes would save you $50 a month for the next three years, would you do it? That seems like a no-brainer, but you’d be surprised how many people are passing up a similar deal. That...

    • Posted March 13, 2015
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  • 5 Ways to Save More Money This Spring

    As the weather (finally) warms up, most of us are ready to leave hibernation and enjoy some activities the winter weather may have discouraged us from doing. You may think it is time to get out and...

    • Posted March 13, 2015
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  • Help! I Don’t Have Enough Money to Pay My Taxes

    About three-quarters of taxpayers receive a refund, according to 2014 data from the Internal Revenue Service. If you’re among the roughly 27% whose returns are processed and you owe money, you have an important question to answer:...

    • Posted March 12, 2015
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  • 5 Bad Money Habits You Can Break Today

    Bad habits. They’re pesky, aren’t they? Every once in awhile I catch myself in a bad habit. They almost seem inevitable. But I’m always determined to squash them as soon as I recognize them. I’m sure you’re in...

    • Posted March 12, 2015
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  • 6 Student Loan Mistakes You’re Going to Make

    Student debt comes in all shapes and sizes, but everyone should be concerned with their student loans, whether their balances are big or small. It doesn’t matter if you have competitive rates and will be free of...

    • Posted March 12, 2015
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  • Congress Should Act to Mitigate Child Identity Theft

    Washington, DC (PRWEB) March 11, 2015 SubscriberWise, the leading provider of analytics-driven subscriber decision management technology and the nation’s first issuing consumer reporting agency for the communications industry, announced today that the company is again encouraging Congress...

    • Posted March 12, 2015
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