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All posts by Research Department

  • FTC Rules Jerk, LLC and John Fanning Deceived Consumers, Violated FTC Act

    Order Requires Deletion of All Consumer Data, Prohibits Further Deception The Federal Trade Commission has granted summary decision against the operators of Jerk.com, a website that billed itself as “the anti-social network,” for deceiving users about the...

    • Posted March 25, 2015
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  • Yikes! Woman Gets $153,000 Bill From Debt Collector

    A Texas woman says she has been dealing with a debt collection fiasco for months, all because of a clerical error. The woman, identified in the local news report by only her first name, Yolanda, said she received...

    • Posted March 25, 2015
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  • National Debt Relief Shares Tips In Dealing With A Big Debt Amount

    Miami, FL (PRWEB) March 19, 2015 National Debt Relief recently shared in an article published March 7, 2015 how consumers can effectively deal and manage a big debt amount. The article, titled “Best Strategies When Dealing With...

    • Posted March 24, 2015
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  • Renters Need Insurance Too

    Owning your own home used to be the American dream. But today, the aftermath of the mortgage crisis, the burden of student loans, and a mobile workforce have combined to encourage more Gen-Yers and Millennials to rent...

    • Posted March 24, 2015
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  • 8 Money Lessons to Learn Before You Turn 40

    By AJ Smith, Credit.com Reaching your fifth decade is a milestone, and hopefully you have learned a few things on the way. Here are some of the important financial lessons that are good to learn before turning...

    • Posted March 24, 2015
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  • Beware of This Bill in Retirement

    Alexandria, VA (PRWEB) March 18, 2015 It’s possibly the biggest challenge for people planning retirement — budgeting for the cost of health changes as we age, warns The Senior Citizens League (TSCL). Careful planning is critical, because...

    • Posted March 24, 2015
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  • How to Get Your Finances in Order Before You Buy a Home

    To successfully buy a home these days, you’ll need patience, resilience to rejection and sound financial planning. You don’t need to earn gobs of money to successfully purchase a home — well, depending on your area. You...

    • Posted March 23, 2015
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  • 4 Ways to Earn Money Without Lifting a Finger

    While your salary may sound good in negotiations, it can be a different story when you get your monthly paychecks and start dividing it up to pay your bills. Wouldn’t it be great to have an additional,...

    • Posted March 23, 2015
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  • 5 Little-Known Ways to Get Your Student Loans Forgiven

    If you’re like most people, your student loans probably feel a bit like a ball and chain that you’ve been dragging through your life for years. Every month, you dutifully make a payment knowing that you’ll be...

    • Posted March 23, 2015
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  • Is Divorce the Best Option for Older Americans?

    “Will you still need me? Will you still feed me? When I’m 64?” The Beatles first released these quaint, clarinet-fueled lyrics in 1967 when the loving answer to these questions was a resounding, “Yes!” Traditional marriage vows...

    • Posted March 20, 2015
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  • 5 Lifelines You Can Use If You Don’t Have an Emergency Fund

    Everybody’s heard it: You need to save three to six months’ expenses in an emergency fund. Not as many of us have actually done it. In fact, a 2014 survey indicated that most of us couldn’t cover...

    • Posted March 20, 2015
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  • Are You Ever Too Old to Need Life Insurance?

    As you get older, it may seem less and less prudent to carry life insurance. You could be retired, own your home outright and have kids who are self-sufficient. While for most people insurance is intended to protect you...

    • Posted March 20, 2015
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  • Legislation Would Require Private Student Loans Be Forgiven If Borrower Dies

    (Jeff) Shortly after the death of their daughter, a New York couple’s grief was interrupted by a battle with an entity they never imagined: her private student loan lender. Inheriting a dead child’s student loan debt is a...

    • Posted March 19, 2015
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  • 7 Downsides of Low-Interest Credit Cards

    The one thing that everyone hates about credit cards is paying high interest rates, which can be especially costly. There are credit cards offered with low interest rates that can appeal to cardholders who are frustrated by high interest...

    • Posted March 19, 2015
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  • The 10 Best Markets for First-Time Homebuyers

    Young people are flocking to cities like New York, San Francisco and Washington D.C., when perhaps they should consider places in North Carolina, Ohio and Tennessee — at least if they want to buy a home. First-time homebuyers...

    • Posted March 19, 2015
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