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Author Archives: Research Department

5 Things You Can Finally Do Once Your Credit Improves

Happy people celebrating with money raining

Where was your credit in the spring of 2008? For many people it was teetering on the edge of solvency, about to plummet into the deep hole known as the Great Recession. By the end of the following year, 2009, mortgage delinquencies would climb to almost 7%, according to data by TransUnion. Credit card late payments also climbed, according to ... Read More »

    5 Essentials for Getting a Good Car Deal

    buying car

    We’ve all heard terrible stories of car salesmen charging more than a car is worth. We’ve also heard of excellent bargainers shaving hundreds (or even thousands!) off of a car’s sticker price. Buying a car is a major purchase, so it’s important to calculate a budget you can afford, put in the necessary research and be prepared to negotiate the ... Read More »

      Growing Consumer Debt Raises Concern for Economic Recovery, Says Pioneer Law Firm


      (PRLEAP.COM) Westminster, CO – Feb. 25, 2015 – Pioneer Law ( a Colorado firm providing bankruptcy, FDCPA, real estate, and business law services sees a trend of growing credit card debt as a risk to consumer finances. Since the end of the Great Recession consumers had made gains in repaying credit card debt, and still are weary of credit cards. ... Read More »

        3 Terrifying Things Cybercriminals Can Hack

        afraid alone

        With the year of the data breach behind us, the new trend in cybersecurity is the growth of the Internet of Things — the devices around you that you use in your daily life that also record data and communicate with other networks via the Internet. While cybercriminals regularly go after computers and mobile devices to get access to your ... Read More »

 Launches a Brand New Site

          Many Coupons With Scissors XXXL

          With online spending on the rise, bargain experts Heather Wheeler and Joanie Demer have responded to the need for a more convenient way to shop and save. Boise, Idaho (PRWEB) February 25, 2015 According to the National Retail Federation “online retail sales are expected to grow by 7-10% this year.” And a 2014 Accenture Research report states that nearly all ... Read More »

            8 Ways to Be a More Frugal Foodie

            Parkia speciosa is legumes of thai vegetable

            We all know that eating out can be expensive, but it turns out that cooking for yourself can also be costly. Since food is not an expense we can afford to cut out completely, it’s a good idea to consider cutting back — without sacrificing taste. Check out these tips to save money in your kitchen while still eating well. 1. ... Read More »

              Unprecedented Winter Weather Expenses Piling up for Massachusetts Consumers


              Boston, MA (PRWEB) February 25, 2015 It’s no secret that extreme cold and record-setting snow has taken a harsh financial toll on consumers and businesses throughout Massachusetts. The City of Boston has already spent $ 35 million on snow removal, the most ever in its history and almost double what was originally budgeted. Local restaurants and retailers have lost significant ... Read More »

                Kid to Kid and Uptown Cheapskate Recognize Top Performing Stores

                Large Group of People Celebrating

                Salt Lake City, UT (PRWEB) February 25, 2015 Kid to Kid and Uptown Cheapskate, trademark brands of BaseCamp Franchising, recognized top performing stores during their annual meeting Feb. 9 thru Feb. 11 in Midway, Utah. Each year, more than 200 franchise owners and managers from store locations all over the United States, Portugal, and Canada come together for training, to ... Read More »

                  H&R Block Will E-Mail Your Tax Info To Just Anyone


                  (bradhoc) Tax returns contain some pretty sensitive information. You would think that when a tax preparer collects your e-mail address, they might verify to make sure that it is your correct e-mail address. If that’s your assumption, clearly you are not H&R Block, which doesn’t particularly care whether they’re sending your personal information to you or not. This will be ... Read More »

                    The Best Simple Credit Card in America

                    beautiful girl on stool with laptop

                    For credit card customers who are burned out on the complexity of many credit card offers — in particular, costly and complicated fee structures and penalty rates — you might want to consider the simple credit card. Simple credit cards are just what the name implies: straightforward card deals with good interest rates and as few fees as possible. This ... Read More »

                      Former Bank of America Vice President in Las Vegas Pleads Guilty to Misapplication of Bank Funds


                      A former senior vice president of Bank of America (BOA) in Las Vegas pleaded guilty today to misapplication of bank funds in a scheme that led to over $6.4 million in losses to BOA on two business-related loans. Assistant Attorney General Leslie R. Caldwell of the Justice Department’s Criminal Division, U.S. Attorney Daniel G. Bogden of the District of Nevada, ... Read More »

                        8 Fun & Cheap Date Ideas

                        Photo Credit: yourdon

                        We all know that going out can be expensive, but it is possible to have a date on a budget. Whether you are meeting someone for the first time or looking for a new and different experience with an established partner, you are probably looking for an idea other than making dinner at home and watching Netflix. Get out of ... Read More »

                          Take Charge America Introduces Home Ready Counseling to Help Prospective Homebuyers Nationwide Increase Chances of Qualifying for a Mortgage

                          mobile home

                          Service designed for consumers who were previously turned down for a mortgage, or need assistance building positive credit February 24, 2015 11:15 AM Eastern Standard Time PHOENIX–(BUSINESS WIRE)–Prospective homebuyers across the country now have access to a new service helping them receive approval for a mortgage. Take Charge America, Inc., a national nonprofit credit counseling and debt management agency headquartered ... Read More »

                            Will Settling a Private Student Loan Wreck My Credit?

                            Debt Settlement Advice

                            A reader recently wrote in, concerned about whether an old unpaid student loan could be reported to the credit reporting agencies: I was recently contacted about an old school loan. It is either close or very close to the statue of limitation and has never showed up on my credit report. I thought maybe the school charged it off years ... Read More »

                              Springboard Encourages Prospective Borrowers to Take Action


                              (PRWEB) February 24, 2015 Springboard Nonprofit Consumer Credit Management, Inc. (“Springboard”) is urging individuals and families to assess their saving status this America Saves Week to ensure they are on track to reach their financial goals. America Saves Week, nationally recognized February 23 – 28, 2015, serves as an annual reminder to consumers to promote both good savings behavior and ... Read More »

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