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Author Archives: Research Department

25 Ways to Save Money on Amazon

save_money_amazon1 offers some of the best online deals on just about any item you can think of. However, there are more opportunities for you to save even more money. We’ve rounded up a list of the best ways to save on your Amazon purchases. Sometimes, just a little extra effort can go a long way. Check out these 5 online ... Read More »

    4 Ways to Earn Money Without Lifting a Finger


    While your salary may sound good in negotiations, it can be a different story when you get your monthly paychecks and start dividing it up to pay your bills. Wouldn’t it be great to have an additional, continuous stream of money coming into your savings and/or checking account? Having multiple jobs can seem overwhelming, but there are some side activities ... Read More »

      5 Little-Known Ways to Get Your Student Loans Forgiven

      Ready to Collapse

      If you’re like most people, your student loans probably feel a bit like a ball and chain that you’ve been dragging through your life for years. Every month, you dutifully make a payment knowing that you’ll be making that same payment next month, the month after that, and so on. But what if you didn’t have to? What if there ... Read More »

        Lea Michele, Jane Lynch and Other “Glee” Stars Who Are Surprisingly Good With Money


        On March 20 fans of hit television show “Glee” will say goodbye to its favorite glee club, who they’ve watched grow into adulthood through its six seasons. The “Glee” finale episode will pay special tribute to former cast member Cory Monteith, who passed away in July 2013. With numerous Primetime Emmy awards, Golden Globes, Teen Choice awards and even a ... Read More »

          5 Ways You’re Accidentally Committing Tax Fraud


          It’s that time of the year again. You’re getting all your W-2 forms, deductions and other paperwork together while mentally making sure everything is in order. Tax laws change every year, and a mistake could end up costing you money or worse — you could be accused of tax fraud. Minor mistakes happen all the time and won’t necessarily result in ... Read More »

            Is Divorce the Best Option for Older Americans?


            “Will you still need me? Will you still feed me? When I’m 64?” The Beatles first released these quaint, clarinet-fueled lyrics in 1967 when the loving answer to these questions was a resounding, “Yes!” Traditional marriage vows echo this sentiment in that they presuppose a relationship span that encompasses young and old age, wellness and serious illness, wealth and poverty. ... Read More »

              5 Lifelines You Can Use If You Don’t Have an Emergency Fund


              Everybody’s heard it: You need to save three to six months’ expenses in an emergency fund. Not as many of us have actually done it. In fact, a 2014 survey indicated that most of us couldn’t cover even a $ 500 calamity. That means we are clearly under-saving — it’s hard to argue that having anything less than $ 1,000 ... Read More »

                Are You Ever Too Old to Need Life Insurance?

                Moving Up

                As you get older, it may seem less and less prudent to carry life insurance. You could be retired, own your home outright and have kids who are self-sufficient. While for most people insurance is intended to protect you and your loved ones if you die prematurely, there are some financial situations where you may still need to consider if you need ... Read More »

                  How to Correctly Fill Out Your W-4 for a Bigger Paycheck


                  When money is tight and it doesn’t look like your job will be offering you a raise anytime soon, saving money can feel like an impossible task. However, there is something you can do to maximize how much money you get each paycheck and help you build up your savings account. What is it? It’s making sure that your W-4 withholdings ... Read More »

                    Legislation Would Require Private Student Loans Be Forgiven If Borrower Dies


                    (Jeff) Shortly after the death of their daughter, a New York couple’s grief was interrupted by a battle with an entity they never imagined: her private student loan lender. Inheriting a dead child’s student loan debt is a problem too many parents have had to face, and one that a new piece of legislation aims to eliminate. New York Senator Chuck ... Read More »

                      7 Downsides of Low-Interest Credit Cards


                      The one thing that everyone hates about credit cards is paying high interest rates, which can be especially costly. There are credit cards offered with low interest rates that can appeal to cardholders who are frustrated by high interest charges each month. They may offer rates of 10% APR or even less, but it may come at a cost. As with all ... Read More »

                        The 10 Best Markets for First-Time Homebuyers

                        Couple Buying House

                        Young people are flocking to cities like New York, San Francisco and Washington D.C., when perhaps they should consider places in North Carolina, Ohio and Tennessee — at least if they want to buy a home. First-time homebuyers often find gathering enough cash to make a down payment is their biggest obstacle, but millennials aren’t helping themselves by moving into areas ... Read More »

                          CFPB to Let Consumers Publicly Share Story of Problem With Company


                          Mar 18 2015 By Richard Cordray Since we started accepting complaints in July 2011, we have handled more than 550,000 from people all over the country about problems in the financial marketplace. These complaints help us understand the problems you face and focus our efforts to protect consumers like you. While you can see hundreds of thousands of these complaints ... Read More »

                            You Don’t Have to Be Rich to Retire Happy (In Fact, Far From It)

                            Bikers View

                            We all hope to “retire” someday. (Why did I put “retire” in quotes? Because most of us don’t want the freedom to sit around and do nothing — instead we hope to have the freedom to do more of what we want to do and less of what we have to do.) Does that sound like a happy retirement? Of ... Read More »

                              36 Deals and Freebies for the First Day of Spring 2015


                              The 2015 vernal equinox is on Friday, March 20. This day will mark the official start of spring, when daylight will start sticking around for a bit longer, snow will melt away and warmer weather will invite all to spend a little more time enjoying the outdoors. As spring begins, many shoppers will be needing to stock up on clothing, ... Read More »

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