Latest Posts
Home > Author Archives: Research Department (page 5)

Author Archives: Research Department

6 Money Myths for Millennials to Stop Believing

shailene_woodley_kate_winslet1

Chances are you’ve fallen for at least one of them. We’re talking about money myths — those erroneous financial proclamations that get passed down from generation to generation as fact. You know, things like “buying in bulk is always better” and “buy low and sell high” when investing. But there’s a set of money misconceptions that seem to be plaguing ... Read More »

    The New Proposal That Could Get Your Employer to Pay Your Student Loans

    Student Loans Concept

    A Colorado state representative proposed legislation that would give some employers tax credits for making student loan payments on behalf of some of their employees. The bill introduced by Rep. KC Becker (D-Boulder) could give qualified workers each up to $ 10,000 a year in student loan payments from their employers. The employer gets a tax credit equal to 50% ... Read More »

      Kovels’ Top 10 Flea Market Tips

      cheap

      Springtime means flea markets, and the Kovels have shopped flea markets for years. April and May are good months for flea markets and shows. Vintage merchandise found over the winter is finally for sale, and dealers who saw slow sales in this winter of bad weather need cash to buy more. Here are Kovels’ Top 10 tips to help excited ... Read More »

        Home Relief Foundation Defendants Barred from Selling Debt Relief Services

        ftc

        FTC Case Was Brought as Part of Multi-Agency Crackdown on Mortgage Relief Scams Austin, Texas-based Home Relief Foundation, Inc. and its two owners have settled Federal Trade Commission charges that they illegally charged up-front fees for services they falsely promised would reduce consumers’ mortgage interest rates or monthly payments. The settlement order prohibits the defendants from selling debt relief products ... Read More »

          FTC Rules Jerk, LLC and John Fanning Deceived Consumers, Violated FTC Act

          ftc

          Order Requires Deletion of All Consumer Data, Prohibits Further Deception The Federal Trade Commission has granted summary decision against the operators of Jerk.com, a website that billed itself as “the anti-social network,” for deceiving users about the source of content on the website. The Commission found that the operators – Jerk, LLC (“Jerk”) and John Fanning – misled consumers by ... Read More »

            Yikes! Woman Gets $153,000 Bill From Debt Collector

            tough-rules-debt-collection

            A Texas woman says she has been dealing with a debt collection fiasco for months, all because of a clerical error. The woman, identified in the local news report by only her first name, Yolanda, said she received a debt collection bill for $153,000 in September and has been struggling ever since to figure out why she’s being hounded for such ... Read More »

              National Debt Relief Shares Tips In Dealing With A Big Debt Amount

              debt1

              Miami, FL (PRWEB) March 19, 2015 National Debt Relief recently shared in an article published March 7, 2015 how consumers can effectively deal and manage a big debt amount. The article, titled “Best Strategies When Dealing With A Big Debt Amount,” discuss some valuable tips to help people get over their financial burden of dealing with debt. The article starts ... Read More »

                Renters Need Insurance Too

                10321376316_c062590396_b.jpg

                Owning your own home used to be the American dream. But today, the aftermath of the mortgage crisis, the burden of student loans, and a mobile workforce have combined to encourage more Gen-Yers and Millennials to rent instead of buy. No matter what the reason you’re renting, it’s important to understand why you need renter’s insurance and what it does ... Read More »

                  8 Money Lessons to Learn Before You Turn 40

                  LearnNow

                  By AJ Smith, Credit.com Reaching your fifth decade is a milestone, and hopefully you have learned a few things on the way. Here are some of the important financial lessons that are good to learn before turning 40. 1. Keep Your Housing in Check Since the median age of first-time homebuyers is 31, you’ve likely already bought a home. If ... Read More »

                    Beware of This Bill in Retirement

                    medical-bills

                    Alexandria, VA (PRWEB) March 18, 2015 It’s possibly the biggest challenge for people planning retirement — budgeting for the cost of health changes as we age, warns The Senior Citizens League (TSCL). Careful planning is critical, because healthcare takes a significant chunk of most retirees’ Social Security benefits right from the start. “But that chunk grows bigger as people’s health ... Read More »

                      How to Get Your Finances in Order Before You Buy a Home

                      Couple Buying House

                      To successfully buy a home these days, you’ll need patience, resilience to rejection and sound financial planning. You don’t need to earn gobs of money to successfully purchase a home — well, depending on your area. You do, however, need to have enough income left over after your proposed mortgage payment and other financial obligations. You need to be able ... Read More »

                        4 Ways to Earn Money Without Lifting a Finger

                        save_or_make_money

                        While your salary may sound good in negotiations, it can be a different story when you get your monthly paychecks and start dividing it up to pay your bills. Wouldn’t it be great to have an additional, continuous stream of money coming into your savings and/or checking account? Having multiple jobs can seem overwhelming, but there are some side activities ... Read More »

                          5 Little-Known Ways to Get Your Student Loans Forgiven

                          Ready to Collapse

                          If you’re like most people, your student loans probably feel a bit like a ball and chain that you’ve been dragging through your life for years. Every month, you dutifully make a payment knowing that you’ll be making that same payment next month, the month after that, and so on. But what if you didn’t have to? What if there ... Read More »

                            Is Divorce the Best Option for Older Americans?

                            Divorce

                            “Will you still need me? Will you still feed me? When I’m 64?” The Beatles first released these quaint, clarinet-fueled lyrics in 1967 when the loving answer to these questions was a resounding, “Yes!” Traditional marriage vows echo this sentiment in that they presuppose a relationship span that encompasses young and old age, wellness and serious illness, wealth and poverty. ... Read More »

                              5 Lifelines You Can Use If You Don’t Have an Emergency Fund

                              Emergency

                              Everybody’s heard it: You need to save three to six months’ expenses in an emergency fund. Not as many of us have actually done it. In fact, a 2014 survey indicated that most of us couldn’t cover even a $ 500 calamity. That means we are clearly under-saving — it’s hard to argue that having anything less than $ 1,000 ... Read More »

                                Get My FREE Get Out of Debt Guy Newsletter

                                It is the smart thing to do.

                                I promise to keep your email safe and secure.

                                Close

                                I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

                                You can unsubscribe at any time with just one click.

                                After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


                                • It will keep you posted on the latest scams.
                                • You will be alerted to the latest articles.
                                • You will wind up smarter than everyone else dealing with debt.