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Author Archives: Research Department

Debt Consolidation USA Helps Explain The Concept Of Money To Children

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Dallas, TX (PRWEB) April 07, 2015 Debt Consolidation USA shared in a recently published article how parents can best explain the concept of money to their children. The article titled “5 Things To Help Children Understand The Concept Of Money” aims to guide families and households in carefully explaining to children how money and finances in general work. The article ... Read More »

    National Debt Relief Reveals How Financial Scams Can Be Avoided

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    Los Angeles-Long Beach, CA (PRWEB) April 06, 2015 National Debt Relief recently shared in an article published April 4, 2015 how most consumers are falling into the trap of financial scams. The article titled “Watch Out For These Financial Scams” hopes to educate consumers about this financially devastating problem. The idea is to identify the most common scams and look ... Read More »

      PissedConsumer.com Exposes Common Consumer Complaints About Tax Refunds

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      New York (PRWEB) April 07, 2015 U.S. consumer advocacy and customer complaints website, PissedConsumer.com assembled a list of common problems consumers face when trying to get their tax refunds or tax refund loans. Tips are offered to help minimize these kinds of stressful situations this tax season. “Now is the time of year when many people count on their tax ... Read More »

        Federal Court Rules Affiliate Marketing Network and its Parent Company Must Turn Over $16 Million They Received From Deceptive Marketing Scheme

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        FTC and State of Connecticut Charged LeadClick Media with Operating A Network That Used Fake News Sites to Promote Diet Pills A U.S. district court has ruled that LeadClick Media, an affiliate marketing network, and its parent company, CoreLogic, Inc., must turn over $ 16 million in ill-gotten gains they received from a deceptive marketing scheme that sold purported weight-loss ... Read More »

          Credit Counseling Group Provides Financial Literacy Advice

          Money and book

          Boston, MA (PRWEB) April 03, 2015 On Saturday, March 21st, national nonprofit American Consumer Credit Counseling participated in a financial literacy conference for veterans, active military members, and their families. The second annual Operation Money Wise, a free conference hosted by the Massachusetts Office of Financial Literacy, offered veterans financial education on a variety of topics, including how to develop ... Read More »

            Marketers Banned From Mortgage Relief and Debt Relief Services Industry in Settlement with FTC

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            Group Served As a Front for the ‘Danielson Law Group’ Operation Marketers who helped promote a Utah-based home loan modification scheme will be banned from the mortgage relief and debt relief industries under a court settlement resolving charges by the Federal Trade Commission that they violated the law by promoting the loan modification scam, which conned consumers into paying hefty ... Read More »

              Help! An Old Credit Card Is Stopping Me From Refinancing

              bob-warren

              The only thing holding Bob Warren back from refinancing his mortgage is a debt he no longer owes. A few years back, Warren lost his job and had to let the credit cards go. When he got back on his feet, he settled one debt and paid back another. To his surprise, one of his card issuers — Chase — ... Read More »

                7 Ways to Go Broke

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                Finding tips to save money is easy, but what are the things that make us go broke? If you’re doing any of the following you might already be on the path of financial destruction. Having too many credit cards The obvious way to go broke is by abusing credit. Having multiple credit cards is pretty normal, but having them all maxed out is a ... Read More »

                  Woman Is Sent 300 Credit Reports By Accident

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                  A woman in Maine came home to a funny sight earlier in March when her mailbox was stuffed with more than 300 envelopes, each containing a credit report. Here’s what’s not so funny: None of them belonged to her. Katie Manning contacted a local news station (WGME 13 TV in Portland, Maine) after she realized she had all of these strangers’ ... Read More »

                    FTC Sending Refund Checks Totaling Nearly $940,000 to Consumers Who Lost Money in Fraudulent Business Opportunity Scheme

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                    More Than 350 Checks Are Being Mailed Starting Today The Federal Trade Commission is mailing 358 refund checks totaling $ 939,207.78 to consumers who lost money after paying performance deposits to become business or sales consultants to National Business Consultants, Inc. (NBC) and its owner, Robert Namer. Consumers receiving checks initially will get more than 41 percent of the money ... Read More »

                      Former Tinley Park Man Charged with Bankruptcy Fraud for Concealing Seven Luxury Cars Worth $294,000

                      FBI

                      CHICAGO—A former Tinley Park resident was charged by information today with concealing his ownership of seven luxury cars during his 2012 bankruptcy proceeding. The charges allege that JOSEPH W. CAMPBELL, 49, concealed cars having a total value of approximately $ 294,000, including a Lamborghini worth $ 122,000, a 1966 Chevrolet Corvette, a 1971 Chevrolet Corvette, a 1978 Pontiac Firebird Trans ... Read More »

                        Payment Processors Involved in I Works Scheme Settle FTC Charges

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                        Order Includes Turnover of $ 1.3 Million in Cash and Assets CardFlex Inc., an Independent Sales Organization (ISO), and its principals Andrew Phillips and John Blaugrund, have settled Federal Trade Commission charges that they illegally processed more than $ 26 million in unauthorized consumer charges on behalf of a company called I Works. The defendants are the last of seven ... Read More »

                          Let The Game of Whack-A-Mole Begin: Feds Put Forward New Payday Rules

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                          If there’s any industry that has mastered the art of the loophole, it’s high-cost lending. When faced with unwanted regulation, lenders are well-practiced at finding an opening that will allow them to charge triple-digit interest to their customers. As we have reported, they’ve been playing a giant, ongoing game of whack-a-mole with regulators and lawmakers in states across the country ... Read More »

                            Crowdfunding Industry Set to Explode as SEC Approves Regulation A+

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                            On Wednesday, 25th March, 2015, the Securities and Exchange Commission (SEC) approved the final rules to activate implementation of Regulation A+ which is Title IV of the Jumpstart our Business Startups Act, or JOBS Act. The approval of Regulation A+ is a major breakthrough in the crowdfunding industry as it allows startups and small businesses to raise a maximum of ... Read More »

                              At FTC’s Request, Court Shuts Down Credit Repair Scam That Impersonates FTC

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                              Scammers Make Impossible Promises, Target Spanish-Speaking Consumers At the request of the Federal Trade Commission, a federal court has halted the operations of a company that calls itself “FTC Credit Solutions.” The company allegedly used false affiliation with the Commission to market bogus credit repair services to Spanish-speaking consumers. In a complaint filed with the court, the FTC alleges that ... Read More »

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