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Author Archives: Research Department

The 8 Very Worst Mistakes You Can Make With Credit Cards

credit-cards

Philadelphia, PA (PRWEB) March 15, 2015 National Debt Relief recently shared some of the worst credit card mistakes that consumers are guilty of in an article published March 3, 2015. The article titled “The 8 Very Worst Mistakes You Can Make With Credit Cards” enumerates some of the worst and fairly common mistakes people commit when getting or using their ... Read More »

    3 Questions That Can Lead You to a Better Retirement

    questions

    How do we decide what percentage of our income to earmark for retirement? Undoubtedly we think about the bills we have to pay, the medical expenses we might incur, the food and personal care items we need to purchase. This is a solid start — putting any amount of money aside for retirement is smart and necessary. But how many ... Read More »

      How We Started a Business in Our 70s

      searns

      Husband and wife team Rick and Jari Searns, of Williamsville, N.Y., have been entrepreneurs for almost their entire working lives — roughly 45 years. They have successfully launched and sold three staffing companies, one of which was an Inc. 500 company, and co-founded and currently own two marketing companies. They founded RestMark in 2013, spent roughly six months on software ... Read More »

        There’s a Catch to Income-Based Repayment That Could Cost You Money

        Thinking

        When it comes to dealing with student loans it can be a good news-bad news situation. While there are some good options to dealing with student loans when you can’t afford the payments, not all loans are the same. Federal student loans have a number of repayment options while private student loans tend to be more limited in terms of ... Read More »

          Why Student Borrowers Deserve the Same Tax Break As Homeowners

          mortgage_rates

          At a time when bipartisanship seems quaint, Senators Dean Heller (R-Nev.) and Debbie Stabenow (D-Mich.) appear to have set aside their ideological differences long enough to collaborate on legislation that would extend the Mortgage Forgiveness Debt Relief Act. Soon after the housing market collapsed, lenders reluctantly began modifying mortgages by abating interest and forgiving loan principal, and agreeing to short ... Read More »

            DebtWave Credit Counseling, Inc. Provides Financial Boost to San Diego Military

            Meeting with Pusht-e Rod leadership

            San Diego, CA (PRWEB) March 16, 2015 As a part of their community outreach, DebtWave Credit Counseling, Inc.’s comprehensive, financial education platform, the San Diego Financial Literacy Center (SDFLC) (http://www.sdflc.org), hosts a quarterly, interactive lunch and learn as part of their Educational Series. At this luncheon, attendees enjoy networking, learning about a hot, financial topic, and the presentation of a ... Read More »

              Morgan Drexen Supports Changes

              "Credit rating" handwritten with white chalk on a blackboard

              COSTA MESA, Calif., March 16, 2015 (GLOBE NEWSWIRE) — Calling it an opportunity for the “little guy” to catch his financial breath, Morgan Drexen, an MDRX Services company (http://www.morgandrexen.com) today announced their support of changes being made by Experian, Transunion, and Equifax in the way medical debt is to be reported and scored on the credit reports of millions of ... Read More »

                The 7 Money Mistakes That Parents Make

                2015-02-23-KidsHappyMoney-thumb

                When it comes to teaching our kids about money, the one right way does not exist. There are, however, things that all parents can do to guide them along a path and empower them to learn good financial habits. Money Mistake 1 – Paying An Allowance A danger with automatically giving an allowance is that it can create an entitlement ... Read More »

                  Lexington Law Responds to the Significant Shift in Credit Reporting

                  credit_report_errors

                  Salt Lake City, UT (PRWEB) March 16, 2015 Lexington Law, a consumer advocacy law firm and trusted leader in credit report repair, responds in favor to the agreement announced on Monday by Equifax, Experian and TransUnion, to adopt major changes that aim to improve consumers’ credit scores. Among other things, the agreement addresses late medical-bill payments and the handling of ... Read More »

                    A Simple Chart That Explains Why College Tuition Is Going Up

                    penn-state-budget

                    Americans of all ages grapple with the cost of higher education, whether it’s trying to save for the future, choosing a college or repaying student loan debt. Tuition and fees at U.S. colleges has increased an average of 5% every year for the last decade, and the $ 1.2 trillion in outstanding student loan debt is projected to grow. In ... Read More »

                      Debt Collector ‘Boiler Rooms’ Threatened Arrest, FTC Says

                      afraid alone

                      The voicemail would be enough to give anyone chills. “Hello, this is Detective Jeff Ramsey. I am attempting to touch bases with (you)… I will be back out to your place of residence … between the hours of 4 and 6 p.m. You are to have two forms of identification, no firearms or narcotics or loose animals on the premises. This ... Read More »

                        What’s America’s Favorite Insurance Company?

                        happy

                        Insurance providers often interact with consumers while they’re dealing with high-stress situations — recovering from accidents, natural disasters or other significant losses — so making those encounters positive experiences can be a challenge. USAA excels in this area, according to the recently released 2015 Temkin Experience Ratings. The ratings, from consumer research and experience firm Temkin Group, are in their ... Read More »

                          Why I Keep a Burner Email Account

                          cathackgmail

                          When the news hit that Hillary Clinton had a private email account that she used in her duties as Secretary of State, I thought, “Doesn’t everyone?” Maybe that’s my default reaction as a millennial who has picked up and dropped about 10 email addresses over the past decade or so. But it’s also because the value of navigating the online ... Read More »

                            5 Ways to Help Your Parents Retire

                            searns

                            When we were young, most of us depended on our parents. They provided the emotional — and financial — support needed to grow. And though it seemed the day would never come, eventually it’s often time for a bit of role reversal. Just as your parents provided what they could to help you achieve the life you want, you find yourself handling some (or all) ... Read More »

                              Can Living Near a Starbucks Boost Your Home’s Value?

                              starbucks

                              The next time you’re looking for a home, consider scanning the neighborhood for a Starbucks location. While you’re at it, look around at the local business scene and look into public transportation options nearby — these things may have a significant impact on your future property value. Real estate site Zillow analyzed the relationship between property values and proximity to ... Read More »

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