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Author Archives: Research Department

The Best High-End Credit Card in America

credit card verification

A premium credit card may seem like an unjustifiable luxury given the typically high annual fees. But believe it or not, this type of card can be a bargain for the right cardholder. With nearly all top-of-the-line credit cards having an annual fee of less than $500 a year, these credit cards will offer rewards in the form of points ... Read More »

    New Process for Consumers Seeking Mortgage Payment Assistance

    Real Estate Concept

    Riverside, CA (PRWEB) March 11, 2015 Springboard Nonprofit Consumer Credit Management, Inc. (“Springboard”) is pleased to announce a new platform that streamlines the initial intake process for homeowners needing mortgage related payment assistance and in particular those facing a foreclosure situation. The designated intake portal is available at https://intake.springboard.org and provides a greater level of efficiency for clients by securely ... Read More »

      Obama’s Student Loan Bill of Rights: Will It Fix Anything?

      Actual event photo. Notice a different website is actually in the banner.

      President Obama issued an executive memorandum Tuesday to the Department of Education and other federal agencies to do more to help student loan borrowers afford their debt payments. He’s calling it the Student Aid Bill of Rights. It addresses some big issues, like making payments more affordable and giving borrowers a simple way to provide feedback on their loan experiences. ... Read More »

        Self-Employed? Kiss Your Vacations Goodbye

        nogot

        If you’re self-employed you’ll never get a real vacation again. I read an article on the truths of self-employment recently. I’m in complete agreement that you can kiss your real vacations goodbye. I’ve been self-employed the majority of my 22 years in financial services. And I really wouldn’t have it any other way. But once you leave working for someone ... Read More »

          3 Things I Hate About Student Loans

          student-loan-debt-680x430

          Hate is a word I rarely use in my posts. I like to remain upbeat and inspirational. And then I read the latest report on Household Debt and Credit published by the Federal Reserve Bank of New York, which said that outstanding student loan debt in the U.S. reached $ 1.16 trillion as of December 2014, having increased by $ ... Read More »

            6 Things Tony Robbins Says You Should Do With Your Money in 2015

            tony_robbins_money1

            Best-selling author and motivational speaker Tony Robbins went from pitching his 30-day personal growth programs on infomercial channels to coaching some of the biggest names in the business world, like Oprah, Bill Clinton and Richard Branson. He’s also advised Paul Tudor Jones, one of the world’s most acclaimed traders, through 21 years’ worth of market fluctuations. “Tony’s genius is his ... Read More »

              Tips For Dealing With Questionable Debt Collectors

              Debtstar

              Los Angeles-Long Beach, CA (PRWEB) March 11, 2015 National Debt Relief recently shared in an article published February 27, 2015 how consumers can deal with debt collectors when they believe it is a case of mistaken identity. The article titled “What To Do If You’re Wrongly Targeted By A Debt Collector “ lays out some tips for people to consider ... Read More »

                Your Biggest Credit Report Complaint May Be Getting Fixed

                credit_report_errors

                Recently the three major credit reporting agencies — Equifax, Experian and TransUnion — agreed to a settlement with the New York Attorney General’s office to overhaul the national credit reporting process to better serve Americans. The agreement includes changes to the credit report dispute process, how some negative information can appear on credit reports and oversight of the creditors that ... Read More »

                  How I Saved $70,000 to Send Two Kids to College

                  piggy bank

                  In our Money Mic series, we hand over the podium to people with controversial views about money. These are their views, not ours, but we welcome your responses. Today, one woman shares how she made saving for her kids’ college education her top priority — stashing away thousands years before her daughter and son were even ready to enroll. Ten years ... Read More »

                    Everything You Need to Know About Business Credit Cards

                    business_credit_cards

                    Business owners’ needs are often distinctly different from consumers’ needs, which is why a business credit card can prove to be very beneficial. Instead of making all of your business purchases on your personal credit card, consider using a designated business credit card. Not only can a business credit card help protect your personal credit, but it can help build ... Read More »

                      13 Easy Ways to Save Money From Robert Kiyosaki, Clark Howard and Others

                      save_or_make_money

                      This article is a part of GOBankingRates‘ “Money on the Air” series. Vote for your favorite podcaster or radio show host — and check back for more interviews with them — here on GOBankingRates throughout March. There are thousands of ways to save money and make more of it, but chasing after every single tip will likely just make you overwhelmed rather than ... Read More »

                        How Technology Can Help With Finances

                        computer

                        Dallas, TX (PRWEB) March 10, 2015 Debt Consolidation USA shared in a recently published article how consumers can benefit from technological advances when dealing with their finances. The article titled “Technological Hacks To Help With Finances” shows some of the ways technology can play a big part in helping manage a budget and overall finances. The article points out that ... Read More »

                          What’s the Best Way to Consolidate Student Loan Debt?

                          Student Loans Concept

                          By Kaitlin Butler, CommonBond When even the basic term “consolidation” means different things for different lenders, the process can understandably seem daunting. But if you’re looking to save thousands on student loan interest payments — as well as time and headaches from managing multiple monthly payments — then understanding the consolidation process is critical. Here’s the rundown you need to ... Read More »

                            Why Your Credit Report Errors Will Now Be Easier to Fix

                            credit_report_errors

                            Equifax, Experian and TransUnion, the three major agencies that track and report consumers’ credit, have reached an agreement to make changes to how they handle credit report errors and unpaid medical bills in what The Wall Street Journal is calling “the broadest industry overhaul in more than a decade.” These changes are the result of a joint agreement these credit-reporting firms made ... Read More »

                              We took a look at arbitration agreements and here’s what we found

                              With a little education and guidance your life after bankruptcy will be awesome.

                              Mar 10 2015 By Will Wade-Gery Tens of millions of consumers use financial products or services like credit cards and student loans that include pre-dispute arbitration clauses in their agreements. This means that either party to these contracts can require disputes be resolved through arbitration, rather than through the court system. These clauses are controversial. Critics of these clauses argue ... Read More »

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